Pt evaluation moderate complexity patient/family at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$347.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$347.04

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.29 with Superior Health Plan vs $592.25 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARKids $24.29 ↓ -93%
Superior Health Plan MCDSTAR $24.29 ↓ -93%
Superior Health Plan STARPLUS $24.29 ↓ -93%
Superior Health Plan STARHealth $24.29 ↓ -93%
Superior Health Plan CHIP $24.29 ↓ -93%
Cigna IFP $46.85 ↓ -87%
Cigna QHP $48.59 ↓ -86%
United OptionsPPO $64.90 ↓ -81%
Oscar HIX $72.18 ↓ -79%
WellMed MGMCR $83.60 ↓ -76%
BCBS MGMCRHMO $83.90 ↓ -76%
BCBS MCRPPO $83.90 ↓ -76%
Devoted Health MCR $84.02 ↓ -76%
Devoted Health MME $84.02 ↓ -76%
Humana MGMCR $84.02 ↓ -76%
Mutual of Omaha MGMCR $84.02 ↓ -76%
TriWest Veterans FEDERAL $84.02 ↓ -76%
Devoted Health POS $84.02 ↓ -76%
Devoted Health HMO $84.02 ↓ -76%
Devoted Health SNP $84.02 ↓ -76%
Amerigroup DualEligible $84.02 ↓ -76%
Devoted Health PPO $84.02 ↓ -76%
United MGMCR $84.44 ↓ -76%
Aetna MCR $84.74 ↓ -76%
Care N Care MGMCR $84.86 ↓ -76%
Cigna Healthspring MGMCR $85.70 ↓ -75%
Integranet MGMCR $86.54 ↓ -75%
WellCare MGMCR $86.54 ↓ -75%
ProCare Advantge MCR $88.22 ↓ -75%
American Health Plan of Texas, Inc. MGMCR $88.22 ↓ -75%
Superior Health Plan MGMCRHMO $88.22 ↓ -75%
Superior Health Plan MGMCRPPO $88.22 ↓ -75%
Superior Health Plan MGMCRDualEligible $88.22 ↓ -75%
Superior Health Plan MGMCRPFFS $88.22 ↓ -75%
Superior Health Plan MGMCRPOS $88.22 ↓ -75%
Superior Health Plan MGMCRSNP $88.22 ↓ -75%
Provider Partners Health Plan MCR $89.06 ↓ -74%
Texas Independent Health Plan MGMCR $89.06 ↓ -74%
Unicare CHIP $90.23 ↓ -74%
Molina MME $91.58 ↓ -74%
Cenpatico BHMGMCR $91.58 ↓ -74%
Molina MCR $91.58 ↓ -74%
Molina MMP $91.58 ↓ -74%
Imperial Insurance Company MCR $92.42 ↓ -73%
Humana Tricare $92.48 ↓ -73%
Universal Healthcare Group MCR $100.83 ↓ -71%
Aetna QHPHIX $106.00 ↓ -69%
Verda Health Plan MGMCR $109.23 ↓ -69%
Healthcare Highways CityofPlano $117.30 ↓ -66%
City of McKinney COMM $121.46 ↓ -65%
Bravo Health MCRPFFS $126.03 ↓ -64%
Bravo Health MCRSNP $126.03 ↓ -64%
Bravo Health MCRHMO $126.03 ↓ -64%
Bravo Health MCRPOS $126.03 ↓ -64%
Bravo Health MCRPPO $126.03 ↓ -64%
Aetna NewBusiness $143.00 ↓ -59%
Superior ValueHMO $150.40 ↓ -57%
BCBS Traditional $154.09 ↓ -56%
Aetna Meritain $155.00 ↓ -55%
Aetna COMM $155.00 ↓ -55%
Fidelis SecureCare MGMCR $156.17 ↓ -55%
USA Managed Care WORKERSCOMP $159.64 ↓ -54%
Corvel Corporation WORKERSCOMP $166.36 ↓ -52%
National ChoiceCare WCOMP $173.52 ↓ -50%
Aetna OON $179.00 ↓ -48%
Aetna ASA $182.89 ↓ -47%
Superior HMO $188.21 ↓ -46%
Superior EPO $188.21 ↓ -46%
Rockport Health Group WORKERSCOMP $190.87 ↓ -45%
Physicians Coop of TX MGMCR $190.87 ↓ -45%
Aetna WCOMP $190.87 ↓ -45%
PC Texas Partners WCOMP $190.87 ↓ -45%
Averde Health, Inc PPO $201.28 ↓ -42%
BCBS BluePremier $204.12 ↓ -41%
Value Options Behavioral Health COMM $208.22 ↓ -40%
Magellan BH Pinnacle $208.22 ↓ -40%
Magellan BH Summit $208.22 ↓ -40%
Molina Healthcare HIX $220.14 ↓ -37%
Humana BHCOMM $225.58 ↓ -35%
BCBS BlueAdvantageHMO $237.85 ↓ -31%
BCBS MyBlueHealth $237.85 ↓ -31%
Mega Life MGMCRPPO $242.93 ↓ -30%
Coastal Comp Health Networks WCOMP $242.93 ↓ -30%
Multiplan PHCS PrimaryNetwork $242.93 ↓ -30%
Aetna Coventry First Health COMM $252.30 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $260.28 ↓ -25%
USA Managed Care COMM $277.63 ↓ -20%
ComPsych Corporation COMM $277.63 ↓ -20%
Cigna Behavioral Health COMM $277.63 ↓ -20%
HealthSmart Preferred Care PPO $277.63 ↓ -20%
Galaxy Health Network PPO $294.98 ↓ -15%
National Healthcare Solutions COMM $347.04 ↑ +0%
Independent Medical Systems COMM $347.04 ↑ +0%
Unicare MCD $347.04 ↑ +0%
BCBS BlueEssentialsAccess $421.21 ↑ +21%
BCBS BlueEssentials $421.21 ↑ +21%
BCBS EPOSOA $441.96 ↑ +27%
BCBS PPO $462.72 ↑ +33%
Humana COMM $592.25 ↑ +71%

Visitor-reported prices

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Pt evaluation moderate complexity patient/family at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $285.10 $80.78 – $403.89
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $285.10 $61.01 – $403.89
Adventhealth Rollins Brook Lampasas $554.20 $332.99 – $332.99
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $285.10 $80.78 – $403.89
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $332.36 $68.41 – $498.55
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $352.31 $70.46 – $440.38
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $285.10 $76.03 – $403.89
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $332.36 $106.69 – $498.55

All Texas hospitals for this procedure →