Postop app non-wgt bear dsg at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$10,411.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10,411.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$645.07 with Humana vs $10,411.00 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Tricare $645.07 ↓ -94%
BCBS MGMCRHMO $651.98 ↓ -94%
BCBS MCRPPO $651.98 ↓ -94%
WellMed MGMCR $661.69 ↓ -94%
Devoted Health MCR $665.02 ↓ -94%
Devoted Health MME $665.02 ↓ -94%
Devoted Health SNP $665.02 ↓ -94%
Devoted Health POS $665.02 ↓ -94%
Devoted Health PPO $665.02 ↓ -94%
Humana MGMCR $665.02 ↓ -94%
Mutual of Omaha MGMCR $665.02 ↓ -94%
TriWest Veterans FEDERAL $665.02 ↓ -94%
Devoted Health HMO $665.02 ↓ -94%
Amerigroup DualEligible $665.02 ↓ -94%
United MGMCR $668.35 ↓ -94%
Aetna MCR $670.67 ↓ -94%
Care N Care MGMCR $671.67 ↓ -94%
Cigna Healthspring MGMCR $678.32 ↓ -93%
Integranet MGMCR $684.97 ↓ -93%
WellCare MGMCR $684.97 ↓ -93%
Superior Health Plan MGMCRPPO $698.27 ↓ -93%
ProCare Advantge MCR $698.27 ↓ -93%
Superior Health Plan MGMCRDualEligible $698.27 ↓ -93%
Superior Health Plan MGMCRPFFS $698.27 ↓ -93%
Superior Health Plan MGMCRPOS $698.27 ↓ -93%
Superior Health Plan MGMCRSNP $698.27 ↓ -93%
American Health Plan of Texas, Inc. MGMCR $698.27 ↓ -93%
Superior Health Plan MGMCRHMO $698.27 ↓ -93%
Texas Independent Health Plan MGMCR $704.92 ↓ -93%
Provider Partners Health Plan MCR $704.92 ↓ -93%
Molina MMP $724.87 ↓ -93%
Molina MCR $724.87 ↓ -93%
Cenpatico BHMGMCR $724.87 ↓ -93%
Molina MME $724.87 ↓ -93%
Superior Health Plan STARKids $728.77 ↓ -93%
Superior Health Plan MCDSTAR $728.77 ↓ -93%
Superior Health Plan STARHealth $728.77 ↓ -93%
Superior Health Plan CHIP $728.77 ↓ -93%
Superior Health Plan STARPLUS $728.77 ↓ -93%
Imperial Insurance Company MCR $731.52 ↓ -93%
Universal Healthcare Group MCR $798.02 ↓ -92%
Verda Health Plan MGMCR $864.53 ↓ -92%
Bravo Health MCRPPO $997.53 ↓ -90%
Bravo Health MCRHMO $997.53 ↓ -90%
Bravo Health MCRPOS $997.53 ↓ -90%
Bravo Health MCRSNP $997.53 ↓ -90%
Bravo Health MCRPFFS $997.53 ↓ -90%
Superior ValueHMO $1,190.39 ↓ -89%
USA Managed Care WORKERSCOMP $1,263.54 ↓ -88%
Corvel Corporation WORKERSCOMP $1,316.74 ↓ -87%
Cigna IFP $1,405.48 ↓ -87%
Cigna QHP $1,457.54 ↓ -86%
Superior EPO $1,489.64 ↓ -86%
Superior HMO $1,489.64 ↓ -86%
Molina Healthcare HIX $1,742.35 ↓ -83%
United OptionsPPO $1,946.86 ↓ -81%
BCBS MyBlueHealth $2,571.52 ↓ -75%
BCBS BlueAdvantageHMO $2,571.52 ↓ -75%
Unicare CHIP $2,706.86 ↓ -74%
Cigna NewBusiness $2,748.50 ↓ -74%
Cigna LocalPlus $2,748.50 ↓ -74%
Cigna NetworkBenefit $3,071.24 ↓ -71%
Cigna OpenAccessPlus $3,071.24 ↓ -71%
Cigna HMO $3,071.24 ↓ -71%
BCBS BlueEssentialsAccess $3,321.11 ↓ -68%
BCBS BlueEssentials $3,321.11 ↓ -68%
BCBS EPOSOA $3,487.68 ↓ -67%
Healthcare Highways CityofPlano $3,518.92 ↓ -66%
City of McKinney COMM $3,643.85 ↓ -65%
BCBS PPO $3,643.85 ↓ -65%
Humana COMM $3,757.12 ↓ -64%
Cigna AllOther $3,883.30 ↓ -63%
BCBS Traditional $4,622.48 ↓ -56%
National ChoiceCare WCOMP $5,205.50 ↓ -50%
Aetna ASA $5,486.60 ↓ -47%
Rockport Health Group WORKERSCOMP $5,726.05 ↓ -45%
Physicians Coop of TX MGMCR $5,726.05 ↓ -45%
Aetna WCOMP $5,726.05 ↓ -45%
PC Texas Partners WCOMP $5,726.05 ↓ -45%
Averde Health, Inc PPO $6,038.38 ↓ -42%
Magellan BH Pinnacle $6,246.60 ↓ -40%
Value Options Behavioral Health COMM $6,246.60 ↓ -40%
Magellan BH Summit $6,246.60 ↓ -40%
Humana BHCOMM $6,767.15 ↓ -35%
Mega Life MGMCRPPO $7,287.70 ↓ -30%
Aetna Coventry First Health COMM $7,568.80 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $7,808.25 ↓ -25%
Cigna Behavioral Health COMM $8,328.80 ↓ -20%
ComPsych Corporation COMM $8,328.80 ↓ -20%
USA Managed Care COMM $8,328.80 ↓ -20%
HealthSmart Preferred Care PPO $8,328.80 ↓ -20%
Galaxy Health Network PPO $8,849.35 ↓ -15%
Unicare MCD $10,411.00 ↑ +0%
National Healthcare Solutions COMM $10,411.00 ↑ +0%
Independent Medical Systems COMM $10,411.00 ↑ +0%

Visitor-reported prices

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Postop app non-wgt bear dsg at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $881.95 $249.88 – $1,175.93
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $881.95 $188.74 – $1,175.93
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $881.95 $249.88 – $1,175.93
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $881.95 $235.19 – $1,175.93
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $881.95 $235.19 – $1,175.93
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $881.95 $220.49 – $1,175.93
BAYLOR SCOTT & WHITE MEDICAL CENTER - IRVING Irving $881.95 $161.69 – $1,175.93
BAYLOR SCOTT & WHITE MEDICAL CENTER - LAKE POINTE Rowlett $881.95 $161.69 – $1,175.93

All Texas hospitals for this procedure →