Postop app non-wgt bear dsg at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
$10,411.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,411.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$645.07 with Humana vs $10,411.00 with Independent Medical Systems — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Tricare | $645.07 | ↓ -94% |
| BCBS | MGMCRHMO | $651.98 | ↓ -94% |
| BCBS | MCRPPO | $651.98 | ↓ -94% |
| WellMed | MGMCR | $661.69 | ↓ -94% |
| Devoted Health | MCR | $665.02 | ↓ -94% |
| Devoted Health | MME | $665.02 | ↓ -94% |
| Devoted Health | SNP | $665.02 | ↓ -94% |
| Devoted Health | POS | $665.02 | ↓ -94% |
| Devoted Health | PPO | $665.02 | ↓ -94% |
| Humana | MGMCR | $665.02 | ↓ -94% |
| Mutual of Omaha | MGMCR | $665.02 | ↓ -94% |
| TriWest Veterans | FEDERAL | $665.02 | ↓ -94% |
| Devoted Health | HMO | $665.02 | ↓ -94% |
| Amerigroup | DualEligible | $665.02 | ↓ -94% |
| United | MGMCR | $668.35 | ↓ -94% |
| Aetna | MCR | $670.67 | ↓ -94% |
| Care N Care | MGMCR | $671.67 | ↓ -94% |
| Cigna Healthspring | MGMCR | $678.32 | ↓ -93% |
| Integranet | MGMCR | $684.97 | ↓ -93% |
| WellCare | MGMCR | $684.97 | ↓ -93% |
| Superior Health Plan | MGMCRPPO | $698.27 | ↓ -93% |
| ProCare Advantge | MCR | $698.27 | ↓ -93% |
| Superior Health Plan | MGMCRDualEligible | $698.27 | ↓ -93% |
| Superior Health Plan | MGMCRPFFS | $698.27 | ↓ -93% |
| Superior Health Plan | MGMCRPOS | $698.27 | ↓ -93% |
| Superior Health Plan | MGMCRSNP | $698.27 | ↓ -93% |
| American Health Plan of Texas, Inc. | MGMCR | $698.27 | ↓ -93% |
| Superior Health Plan | MGMCRHMO | $698.27 | ↓ -93% |
| Texas Independent Health Plan | MGMCR | $704.92 | ↓ -93% |
| Provider Partners Health Plan | MCR | $704.92 | ↓ -93% |
| Molina | MMP | $724.87 | ↓ -93% |
| Molina | MCR | $724.87 | ↓ -93% |
| Cenpatico | BHMGMCR | $724.87 | ↓ -93% |
| Molina | MME | $724.87 | ↓ -93% |
| Superior Health Plan | STARKids | $728.77 | ↓ -93% |
| Superior Health Plan | MCDSTAR | $728.77 | ↓ -93% |
| Superior Health Plan | STARHealth | $728.77 | ↓ -93% |
| Superior Health Plan | CHIP | $728.77 | ↓ -93% |
| Superior Health Plan | STARPLUS | $728.77 | ↓ -93% |
| Imperial Insurance Company | MCR | $731.52 | ↓ -93% |
| Universal Healthcare Group | MCR | $798.02 | ↓ -92% |
| Verda Health Plan | MGMCR | $864.53 | ↓ -92% |
| Bravo Health | MCRPPO | $997.53 | ↓ -90% |
| Bravo Health | MCRHMO | $997.53 | ↓ -90% |
| Bravo Health | MCRPOS | $997.53 | ↓ -90% |
| Bravo Health | MCRSNP | $997.53 | ↓ -90% |
| Bravo Health | MCRPFFS | $997.53 | ↓ -90% |
| Superior | ValueHMO | $1,190.39 | ↓ -89% |
| USA Managed Care | WORKERSCOMP | $1,263.54 | ↓ -88% |
| Corvel Corporation | WORKERSCOMP | $1,316.74 | ↓ -87% |
| Cigna | IFP | $1,405.48 | ↓ -87% |
| Cigna | QHP | $1,457.54 | ↓ -86% |
| Superior | EPO | $1,489.64 | ↓ -86% |
| Superior | HMO | $1,489.64 | ↓ -86% |
| Molina Healthcare | HIX | $1,742.35 | ↓ -83% |
| United | OptionsPPO | $1,946.86 | ↓ -81% |
| BCBS | MyBlueHealth | $2,571.52 | ↓ -75% |
| BCBS | BlueAdvantageHMO | $2,571.52 | ↓ -75% |
| Unicare | CHIP | $2,706.86 | ↓ -74% |
| Cigna | NewBusiness | $2,748.50 | ↓ -74% |
| Cigna | LocalPlus | $2,748.50 | ↓ -74% |
| Cigna | NetworkBenefit | $3,071.24 | ↓ -71% |
| Cigna | OpenAccessPlus | $3,071.24 | ↓ -71% |
| Cigna | HMO | $3,071.24 | ↓ -71% |
| BCBS | BlueEssentialsAccess | $3,321.11 | ↓ -68% |
| BCBS | BlueEssentials | $3,321.11 | ↓ -68% |
| BCBS | EPOSOA | $3,487.68 | ↓ -67% |
| Healthcare Highways | CityofPlano | $3,518.92 | ↓ -66% |
| City of McKinney | COMM | $3,643.85 | ↓ -65% |
| BCBS | PPO | $3,643.85 | ↓ -65% |
| Humana | COMM | $3,757.12 | ↓ -64% |
| Cigna | AllOther | $3,883.30 | ↓ -63% |
| BCBS | Traditional | $4,622.48 | ↓ -56% |
| National ChoiceCare | WCOMP | $5,205.50 | ↓ -50% |
| Aetna | ASA | $5,486.60 | ↓ -47% |
| Rockport Health Group | WORKERSCOMP | $5,726.05 | ↓ -45% |
| Physicians Coop of TX | MGMCR | $5,726.05 | ↓ -45% |
| Aetna | WCOMP | $5,726.05 | ↓ -45% |
| PC Texas Partners | WCOMP | $5,726.05 | ↓ -45% |
| Averde Health, Inc | PPO | $6,038.38 | ↓ -42% |
| Magellan BH | Pinnacle | $6,246.60 | ↓ -40% |
| Value Options Behavioral Health | COMM | $6,246.60 | ↓ -40% |
| Magellan BH | Summit | $6,246.60 | ↓ -40% |
| Humana | BHCOMM | $6,767.15 | ↓ -35% |
| Mega Life | MGMCRPPO | $7,287.70 | ↓ -30% |
| Aetna Coventry First Health | COMM | $7,568.80 | ↓ -27% |
| LEWISVILLE ISD/DLS CONSULTING | COMMPPO | $7,808.25 | ↓ -25% |
| Cigna Behavioral Health | COMM | $8,328.80 | ↓ -20% |
| ComPsych Corporation | COMM | $8,328.80 | ↓ -20% |
| USA Managed Care | COMM | $8,328.80 | ↓ -20% |
| HealthSmart Preferred Care | PPO | $8,328.80 | ↓ -20% |
| Galaxy Health Network | PPO | $8,849.35 | ↓ -15% |
| Unicare | MCD | $10,411.00 | ↑ +0% |
| National Healthcare Solutions | COMM | $10,411.00 | ↑ +0% |
| Independent Medical Systems | COMM | $10,411.00 | ↑ +0% |
Visitor-reported prices
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Postop app non-wgt bear dsg at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY | McKinney | $881.95 | $249.88 – $1,175.93 |
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $881.95 | $188.74 – $1,175.93 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $881.95 | $249.88 – $1,175.93 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $881.95 | $235.19 – $1,175.93 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $881.95 | $235.19 – $1,175.93 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE | Grapevine | $881.95 | $220.49 – $1,175.93 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - IRVING | Irving | $881.95 | $161.69 – $1,175.93 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - LAKE POINTE | Rowlett | $881.95 | $161.69 – $1,175.93 |