Polysom any age 1-3> param at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$11,873.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,873.15

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$831.12 with Superior Health Plan vs $11,873.15 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARHealth $831.12 ↓ -93%
Superior Health Plan CHIP $831.12 ↓ -93%
Superior Health Plan STARKids $831.12 ↓ -93%
Superior Health Plan STARPLUS $831.12 ↓ -93%
Superior Health Plan MCDSTAR $831.12 ↓ -93%
Aetna QHPHIX $1,373.97 ↓ -88%
BCBS BluePremier $1,399.95 ↓ -88%
Cigna IFP $1,602.88 ↓ -86%
BCBS BlueAdvantageHMO $1,631.30 ↓ -86%
BCBS MyBlueHealth $1,631.30 ↓ -86%
Cigna QHP $1,662.24 ↓ -86%
Aetna NewBusiness $1,877.76 ↓ -84%
United NarrowNetworkIndivExchange $1,927.00 ↓ -84%
Aetna Meritain $2,006.00 ↓ -83%
Aetna COMM $2,006.00 ↓ -83%
United OptionsPPO $2,220.28 ↓ -81%
United SmallGroup $2,348.00 ↓ -80%
Aetna OON $2,358.65 ↓ -80%
Oscar HIX $2,469.62 ↓ -79%
BCBS BlueEssentialsAccess $2,888.88 ↓ -76%
BCBS BlueEssentials $2,888.88 ↓ -76%
Healthcare Highways NarrowNetwork $2,908.92 ↓ -76%
BCBS EPOSOA $3,031.25 ↓ -74%
Evry Health COMM $3,063.27 ↓ -74%
Unicare CHIP $3,087.02 ↓ -74%
United AllPayerAppendix $3,130.00 ↓ -74%
Cigna LocalPlus $3,134.51 ↓ -74%
Cigna NewBusiness $3,134.51 ↓ -74%
BCBS PPO $3,173.62 ↓ -73%
Cigna HMO $3,502.58 ↓ -70%
Cigna NetworkBenefit $3,502.58 ↓ -70%
Cigna OpenAccessPlus $3,502.58 ↓ -70%
Healthcare Highways CityofPlano $4,013.12 ↓ -66%
City of McKinney COMM $4,155.60 ↓ -65%
Humana COMM $4,185.77 ↓ -65%
Cigna AllOther $4,428.68 ↓ -63%
Curative Administrators COMM $4,749.26 ↓ -60%
BCBS Traditional $5,271.68 ↓ -56%
Fidelis SecureCare MGMCR $5,342.92 ↓ -55%
National ChoiceCare WCOMP $5,936.57 ↓ -50%
Aetna ASA $6,257.15 ↓ -47%
Physicians Coop of TX MGMCR $6,530.23 ↓ -45%
PC Texas Partners WCOMP $6,530.23 ↓ -45%
Rockport Health Group WORKERSCOMP $6,530.23 ↓ -45%
Aetna WCOMP $6,530.23 ↓ -45%
Averde Health, Inc PPO $6,886.43 ↓ -42%
Value Options Behavioral Health COMM $7,123.89 ↓ -40%
Magellan BH Pinnacle $7,123.89 ↓ -40%
Magellan BH Summit $7,123.89 ↓ -40%
Humana BHCOMM $7,717.55 ↓ -35%
Coastal Comp Health Networks WCOMP $8,311.20 ↓ -30%
Mega Life MGMCRPPO $8,311.20 ↓ -30%
Multiplan PHCS PrimaryNetwork $8,311.20 ↓ -30%
Aetna Coventry First Health COMM $8,631.78 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $8,904.86 ↓ -25%
USA Managed Care COMM $9,498.52 ↓ -20%
ComPsych Corporation COMM $9,498.52 ↓ -20%
HealthSmart Preferred Care PPO $9,498.52 ↓ -20%
Cigna Behavioral Health COMM $9,498.52 ↓ -20%
Galaxy Health Network PPO $10,092.18 ↓ -15%
National Healthcare Solutions COMM $11,873.15 ↑ +0%
Independent Medical Systems COMM $11,873.15 ↑ +0%
Unicare MCD $11,873.15 ↑ +0%

Visitor-reported prices

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Polysom any age 1-3> param at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $3,703.29 $762.26 – $5,554.94
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,737.39 $547.48 – $3,421.73
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $3,703.29 $819.52 – $5,554.94
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $3,703.29 $1,913.37 – $5,554.94
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $2,737.39 $819.52 – $4,106.08
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $3,703.29 $740.66 – $4,629.11
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $3,703.29 $819.52 – $5,554.94
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $2,737.39 $501.85 – $4,106.08

All Texas hospitals for this procedure →