Permanent tear duct plug at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
$3,736.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,736.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$193.22 with Humana vs $3,736.00 with Unicare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | COMM | $193.22 | ↓ -95% |
| Cigna | IFP | $504.36 | ↓ -87% |
| Cigna | QHP | $523.04 | ↓ -86% |
| United | OptionsPPO | $698.63 | ↓ -81% |
| BCBS | BlueAdvantageHMO | $922.79 | ↓ -75% |
| BCBS | MyBlueHealth | $922.79 | ↓ -75% |
| Unicare | CHIP | $971.36 | ↓ -74% |
| Cigna | LocalPlus | $986.30 | ↓ -74% |
| Cigna | NewBusiness | $986.30 | ↓ -74% |
| Cigna | HMO | $1,102.12 | ↓ -71% |
| Cigna | OpenAccessPlus | $1,102.12 | ↓ -71% |
| Cigna | NetworkBenefit | $1,102.12 | ↓ -71% |
| BCBS | BlueEssentialsAccess | $1,191.78 | ↓ -68% |
| BCBS | BlueEssentials | $1,191.78 | ↓ -68% |
| BCBS | EPOSOA | $1,251.56 | ↓ -67% |
| Healthcare Highways | CityofPlano | $1,262.77 | ↓ -66% |
| BCBS | PPO | $1,307.60 | ↓ -65% |
| City of McKinney | COMM | $1,307.60 | ↓ -65% |
| Cigna | AllOther | $1,393.53 | ↓ -63% |
| BCBS | Traditional | $1,658.78 | ↓ -56% |
| National ChoiceCare | WCOMP | $1,868.00 | ↓ -50% |
| Aetna | ASA | $1,968.87 | ↓ -47% |
| Rockport Health Group | WORKERSCOMP | $2,054.80 | ↓ -45% |
| Aetna | WCOMP | $2,054.80 | ↓ -45% |
| Physicians Coop of TX | MGMCR | $2,054.80 | ↓ -45% |
| PC Texas Partners | WCOMP | $2,054.80 | ↓ -45% |
| Averde Health, Inc | PPO | $2,166.88 | ↓ -42% |
| Magellan BH | Summit | $2,241.60 | ↓ -40% |
| Magellan BH | Pinnacle | $2,241.60 | ↓ -40% |
| Value Options Behavioral Health | COMM | $2,241.60 | ↓ -40% |
| Humana | BHCOMM | $2,428.40 | ↓ -35% |
| Mega Life | MGMCRPPO | $2,615.20 | ↓ -30% |
| Aetna Coventry First Health | COMM | $2,716.07 | ↓ -27% |
| LEWISVILLE ISD/DLS CONSULTING | COMMPPO | $2,802.00 | ↓ -25% |
| USA Managed Care | COMM | $2,988.80 | ↓ -20% |
| ComPsych Corporation | COMM | $2,988.80 | ↓ -20% |
| HealthSmart Preferred Care | PPO | $2,988.80 | ↓ -20% |
| Cigna Behavioral Health | COMM | $2,988.80 | ↓ -20% |
| Galaxy Health Network | PPO | $3,175.60 | ↓ -15% |
| Independent Medical Systems | COMM | $3,736.00 | ↑ +0% |
| National Healthcare Solutions | COMM | $3,736.00 | ↑ +0% |
| Unicare | MCD | $3,736.00 | ↑ +0% |
Visitor-reported prices
Comments
Permanent tear duct plug at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Covenant Children's Hospital | Lubbock | $511.01 | not published |
| Texas Health Presbyterian Hospital Allen | Allen | $241.08 | not published |
| Texas Health Presbyterian Hospital Flower Mound | Flower Mound | $241.08 | not published |
| Texas Health Harris Methodist Hospital Alliance | Fort Worth | $241.08 | not published |
| Texas Health Arlington Memorial Hospital | Arlington | $241.08 | not published |
| Texas Health Presbyterian Hospital Denton | Denton | $241.08 | not published |
| Texas Health Presbyterian Hospital Plano | Plano | $241.08 | not published |
| Texas Health Hospital Rockwall | Rockwall | $241.08 | not published |