Pelvic MRI (with contrast) at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$276.66 with United vs $10,724.69 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STARPLUS $276.66
United CHIP $276.66
United STARPerinate $276.66
Parkland Community Health Plan MCD $276.66
United STAR $276.66
United STARKids $276.66
Amerigroup MGMCD $276.66
Amerigroup CHIP $276.66
Cigna Healthspring MGMCD $290.49
Aetna Better Health CHIP $298.79
Aetna Better Health MCD $298.79
Molina STAR+PLUS $304.33
Molina MCDSTAR $304.33
Molina CHIP $304.33
Molina STARKIDS $304.33
Humana MGMCD $345.83
Imaging Providers of Texas HMOBlue $450.00
BCBS MyBlueHealth $481.13
BCBS BlueAdvantageHMO $481.13
BCBS BluePremier $530.77
United SmallGroup $616.10
United NarrowNetworkIndivExchange $616.10
Superior Health Plan CHIP $750.73
Superior Health Plan STARHealth $750.73
Superior Health Plan STARPLUS $750.73
Superior Health Plan MCDSTAR $750.73
Superior Health Plan STARKids $750.73
Aetna QHPHIX $761.00
United AllPayerAppendix $828.27
Aetna NewBusiness $1,045.00
Humana COMM $1,050.70
Aetna COMM $1,117.00
Aetna Meritain $1,117.00
Aetna OON $1,314.00
Cigna IFP $1,447.83
BCBS BlueEssentialsAccess $1,485.40
BCBS BlueEssentials $1,485.40
Cigna QHP $1,501.46
BCBS EPOSOA $1,557.95
BCBS PPO $1,630.50
United OptionsPPO $2,005.52
Unicare CHIP $2,788.42
Healthcare Highways CityofPlano $3,624.95
BCBS Traditional $4,761.76
Fidelis SecureCare MGMCR $4,826.11
National ChoiceCare WCOMP $5,362.35
Aetna ASA $5,651.91
Rockport Health Group WORKERSCOMP $5,898.58
PC Texas Partners WCOMP $5,898.58
Physicians Coop of TX MGMCR $5,898.58
Aetna WCOMP $5,898.58
Averde Health, Inc PPO $6,220.32
Value Options Behavioral Health COMM $6,434.81
Magellan BH Pinnacle $6,434.81
Magellan BH Summit $6,434.81
Humana BHCOMM $6,971.05
Coastal Comp Health Networks WCOMP $7,507.28
Mega Life MGMCRPPO $7,507.28
Aetna Coventry First Health COMM $7,796.85
LEWISVILLE ISD/DLS CONSULTING COMMPPO $8,043.52
USA Managed Care COMM $8,579.75
Cigna Behavioral Health COMM $8,579.75
HealthSmart Preferred Care PPO $8,579.75
ComPsych Corporation COMM $8,579.75
Galaxy Health Network PPO $9,115.99
Unicare MCD $10,724.69
National Healthcare Solutions COMM $10,724.69
Independent Medical Systems COMM $10,724.69

Visitor-reported prices

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Pelvic MRI (with contrast) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $1,745.15 $276.66 – $2,181.43
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $1,745.15 $276.66 – $2,181.43
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,745.15 $276.66 – $2,181.43
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,989.01 $409.40 – $2,983.51
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,087.21 $276.66 – $2,609.01
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,745.15 $276.66 – $2,181.43
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,989.01 $296.03 – $2,983.51
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,989.01 $276.66 – $2,983.51

All Texas hospitals for this procedure →