Ot re-evaluation patient/family at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$521.27

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$521.27

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.49 with Superior Health Plan vs $521.27 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARKids $36.49 ↓ -93%
Superior Health Plan MCDSTAR $36.49 ↓ -93%
Superior Health Plan STARPLUS $36.49 ↓ -93%
Superior Health Plan STARHealth $36.49 ↓ -93%
Superior Health Plan CHIP $36.49 ↓ -93%
WellMed MGMCR $58.31 ↓ -89%
Mutual of Omaha MGMCR $58.61 ↓ -89%
Amerigroup DualEligible $58.61 ↓ -89%
Devoted Health HMO $58.61 ↓ -89%
Devoted Health POS $58.61 ↓ -89%
Devoted Health MCR $58.61 ↓ -89%
Devoted Health MME $58.61 ↓ -89%
Devoted Health PPO $58.61 ↓ -89%
Humana MGMCR $58.61 ↓ -89%
TriWest Veterans FEDERAL $58.61 ↓ -89%
Devoted Health SNP $58.61 ↓ -89%
United MGMCR $58.90 ↓ -89%
Aetna MCR $59.11 ↓ -89%
Care N Care MGMCR $59.19 ↓ -89%
BCBS MGMCRHMO $59.33 ↓ -89%
BCBS MCRPPO $59.33 ↓ -89%
Cigna Healthspring MGMCR $59.78 ↓ -89%
WellCare MGMCR $60.37 ↓ -88%
Integranet MGMCR $60.37 ↓ -88%
Superior Health Plan MGMCRPOS $61.54 ↓ -88%
Superior Health Plan MGMCRSNP $61.54 ↓ -88%
ProCare Advantge MCR $61.54 ↓ -88%
Superior Health Plan MGMCRHMO $61.54 ↓ -88%
Superior Health Plan MGMCRPPO $61.54 ↓ -88%
American Health Plan of Texas, Inc. MGMCR $61.54 ↓ -88%
Superior Health Plan MGMCRDualEligible $61.54 ↓ -88%
Superior Health Plan MGMCRPFFS $61.54 ↓ -88%
Provider Partners Health Plan MCR $62.12 ↓ -88%
Texas Independent Health Plan MGMCR $62.12 ↓ -88%
Cenpatico BHMGMCR $63.88 ↓ -88%
Molina MCR $63.88 ↓ -88%
Molina MMP $63.88 ↓ -88%
Molina MME $63.88 ↓ -88%
Imperial Insurance Company MCR $64.47 ↓ -88%
Humana Tricare $65.39 ↓ -87%
Universal Healthcare Group MCR $70.33 ↓ -87%
Cigna IFP $70.37 ↓ -87%
Cigna QHP $72.98 ↓ -86%
Verda Health Plan MGMCR $76.19 ↓ -85%
Bravo Health MCRHMO $87.91 ↓ -83%
Bravo Health MCRPPO $87.91 ↓ -83%
Bravo Health MCRSNP $87.91 ↓ -83%
Bravo Health MCRPOS $87.91 ↓ -83%
Bravo Health MCRPFFS $87.91 ↓ -83%
United OptionsPPO $97.48 ↓ -81%
Superior ValueHMO $104.91 ↓ -80%
Aetna QHPHIX $106.00 ↓ -80%
Oscar HIX $108.42 ↓ -79%
USA Managed Care WORKERSCOMP $111.36 ↓ -79%
Corvel Corporation WORKERSCOMP $116.04 ↓ -78%
Superior EPO $131.28 ↓ -75%
Superior HMO $131.28 ↓ -75%
Unicare CHIP $135.53 ↓ -74%
Aetna NewBusiness $143.00 ↓ -73%
BCBS BluePremier $150.54 ↓ -71%
Molina Healthcare HIX $153.55 ↓ -71%
Aetna Meritain $155.00 ↓ -70%
Aetna COMM $155.00 ↓ -70%
BCBS BlueAdvantageHMO $175.42 ↓ -66%
BCBS MyBlueHealth $175.42 ↓ -66%
Healthcare Highways CityofPlano $176.19 ↓ -66%
Aetna OON $179.00 ↓ -66%
City of McKinney COMM $182.44 ↓ -65%
BCBS Traditional $231.44 ↓ -56%
Fidelis SecureCare MGMCR $234.57 ↓ -55%
National ChoiceCare WCOMP $260.63 ↓ -50%
Aetna ASA $274.71 ↓ -47%
PC Texas Partners WCOMP $286.70 ↓ -45%
Aetna WCOMP $286.70 ↓ -45%
Physicians Coop of TX MGMCR $286.70 ↓ -45%
Rockport Health Group WORKERSCOMP $286.70 ↓ -45%
Averde Health, Inc PPO $302.34 ↓ -42%
BCBS BlueEssentials $310.66 ↓ -40%
BCBS BlueEssentialsAccess $310.66 ↓ -40%
Magellan BH Pinnacle $312.76 ↓ -40%
Value Options Behavioral Health COMM $312.76 ↓ -40%
Magellan BH Summit $312.76 ↓ -40%
BCBS EPOSOA $325.97 ↓ -37%
Humana BHCOMM $338.83 ↓ -35%
BCBS PPO $341.28 ↓ -35%
Mega Life MGMCRPPO $364.89 ↓ -30%
Multiplan PHCS PrimaryNetwork $364.89 ↓ -30%
Coastal Comp Health Networks WCOMP $364.89 ↓ -30%
Aetna Coventry First Health COMM $378.96 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $390.95 ↓ -25%
HealthSmart Preferred Care PPO $417.02 ↓ -20%
USA Managed Care COMM $417.02 ↓ -20%
Cigna Behavioral Health COMM $417.02 ↓ -20%
ComPsych Corporation COMM $417.02 ↓ -20%
Humana COMM $433.59 ↓ -17%
Galaxy Health Network PPO $443.08 ↓ -15%
National Healthcare Solutions COMM $521.27 ↑ +0%
Independent Medical Systems COMM $521.27 ↑ +0%
Unicare MCD $521.27 ↑ +0%

Visitor-reported prices

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Ot re-evaluation patient/family at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $227.06 $64.33 – $321.67
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $227.06 $48.59 – $321.67
Adventhealth Rollins Brook Lampasas $333.87 $245.59 – $245.59
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $227.06 $64.33 – $321.67
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $229.21 $47.18 – $343.82
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $245.25 $49.05 – $306.56
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $227.06 $60.55 – $321.67
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $229.21 $73.58 – $343.82

All Texas hospitals for this procedure →