Ortho elbow w/lock w/ft&adj at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$2,313.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,313.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$161.91 with Superior Health Plan vs $3,176.82 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARHealth $161.91 ↓ -93%
Superior Health Plan MCDSTAR $161.91 ↓ -93%
Superior Health Plan STARPLUS $161.91 ↓ -93%
Superior Health Plan STARKids $161.91 ↓ -93%
Superior Health Plan CHIP $161.91 ↓ -93%
Cigna IFP $312.25 ↓ -87%
Cigna QHP $323.82 ↓ -86%
United OptionsPPO $432.53 ↓ -81%
Humana Tricare $545.44 ↓ -76%
BCBS MGMCRHMO $551.28 ↓ -76%
BCBS MCRPPO $551.28 ↓ -76%
WellMed MGMCR $559.50 ↓ -76%
Devoted Health MME $562.31 ↓ -76%
Devoted Health MCR $562.31 ↓ -76%
Devoted Health POS $562.31 ↓ -76%
Mutual of Omaha MGMCR $562.31 ↓ -76%
Devoted Health HMO $562.31 ↓ -76%
Amerigroup DualEligible $562.31 ↓ -76%
Humana MGMCR $562.31 ↓ -76%
TriWest Veterans FEDERAL $562.31 ↓ -76%
Devoted Health PPO $562.31 ↓ -76%
Devoted Health SNP $562.31 ↓ -76%
United MGMCR $565.12 ↓ -76%
Aetna MCR $567.09 ↓ -75%
Care N Care MGMCR $567.93 ↓ -75%
BCBS MyBlueHealth $571.31 ↓ -75%
BCBS BlueAdvantageHMO $571.31 ↓ -75%
Cigna Healthspring MGMCR $573.56 ↓ -75%
WellCare MGMCR $579.18 ↓ -75%
Integranet MGMCR $579.18 ↓ -75%
American Health Plan of Texas, Inc. MGMCR $590.43 ↓ -74%
Superior Health Plan MGMCRHMO $590.43 ↓ -74%
Superior Health Plan MGMCRPOS $590.43 ↓ -74%
Superior Health Plan MGMCRPFFS $590.43 ↓ -74%
Superior Health Plan MGMCRDualEligible $590.43 ↓ -74%
ProCare Advantge MCR $590.43 ↓ -74%
Superior Health Plan MGMCRPPO $590.43 ↓ -74%
Superior Health Plan MGMCRSNP $590.43 ↓ -74%
Provider Partners Health Plan MCR $596.05 ↓ -74%
Texas Independent Health Plan MGMCR $596.05 ↓ -74%
Unicare CHIP $601.38 ↓ -74%
Cigna LocalPlus $610.63 ↓ -74%
Cigna NewBusiness $610.63 ↓ -74%
Cenpatico BHMGMCR $612.92 ↓ -74%
Molina MMP $612.92 ↓ -74%
Molina MCR $612.92 ↓ -74%
Molina MME $612.92 ↓ -74%
Imperial Insurance Company MCR $618.54 ↓ -73%
Universal Healthcare Group MCR $674.77 ↓ -71%
Cigna OpenAccessPlus $682.34 ↓ -70%
Cigna HMO $682.34 ↓ -70%
Cigna NetworkBenefit $682.34 ↓ -70%
Verda Health Plan MGMCR $731.00 ↓ -68%
BCBS BlueEssentialsAccess $737.85 ↓ -68%
BCBS BlueEssentials $737.85 ↓ -68%
BCBS EPOSOA $774.86 ↓ -66%
Healthcare Highways CityofPlano $781.79 ↓ -66%
BCBS PPO $809.55 ↓ -65%
City of McKinney COMM $809.55 ↓ -65%
Bravo Health MCRHMO $843.46 ↓ -64%
Bravo Health MCRPOS $843.46 ↓ -64%
Bravo Health MCRPPO $843.46 ↓ -64%
Bravo Health MCRSNP $843.46 ↓ -64%
Bravo Health MCRPFFS $843.46 ↓ -64%
Cigna AllOther $862.75 ↓ -63%
Superior ValueHMO $1,006.53 ↓ -56%
BCBS Traditional $1,026.97 ↓ -56%
USA Managed Care WORKERSCOMP $1,068.39 ↓ -54%
Corvel Corporation WORKERSCOMP $1,113.37 ↓ -52%
National ChoiceCare WCOMP $1,156.50 ↓ -50%
Aetna ASA $1,218.95 ↓ -47%
Superior HMO $1,259.57 ↓ -46%
Superior EPO $1,259.57 ↓ -46%
Physicians Coop of TX MGMCR $1,272.15 ↓ -45%
Rockport Health Group WORKERSCOMP $1,272.15 ↓ -45%
Aetna WCOMP $1,272.15 ↓ -45%
PC Texas Partners WCOMP $1,272.15 ↓ -45%
Averde Health, Inc PPO $1,341.54 ↓ -42%
Magellan BH Summit $1,387.80 ↓ -40%
Value Options Behavioral Health COMM $1,387.80 ↓ -40%
Magellan BH Pinnacle $1,387.80 ↓ -40%
Molina Healthcare HIX $1,473.25 ↓ -36%
Humana BHCOMM $1,503.45 ↓ -35%
Mega Life MGMCRPPO $1,619.10 ↓ -30%
Aetna Coventry First Health COMM $1,681.55 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,734.75 ↓ -25%
Cigna Behavioral Health COMM $1,850.40 ↓ -20%
ComPsych Corporation COMM $1,850.40 ↓ -20%
USA Managed Care COMM $1,850.40 ↓ -20%
HealthSmart Preferred Care PPO $1,850.40 ↓ -20%
Galaxy Health Network PPO $1,966.05 ↓ -15%
Independent Medical Systems COMM $2,313.00 ↑ +0%
National Healthcare Solutions COMM $2,313.00 ↑ +0%
Unicare MCD $2,313.00 ↑ +0%
Humana COMM $3,176.82 ↑ +37%

Visitor-reported prices

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Ortho elbow w/lock w/ft&adj at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $348.29 $98.68 – $493.41
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $348.29 $74.53 – $493.41
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $348.29 $98.68 – $493.41
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $428.40 $56.89 – $414.61
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $428.40 $55.28 – $368.54
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $348.29 $92.88 – $493.41
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $428.40 $88.73 – $414.61
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $428.40 $142.81 – $414.61

All Texas hospitals for this procedure →