Opn ilac art expos cndt crtj at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
$18,200.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$18,200.36
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$561.77 with BCBS vs $28,286.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | BluePremier | $561.77 | ↓ -97% |
| Superior Health Plan | STARKids | $948.00 | ↓ -95% |
| Superior Health Plan | STARHealth | $948.00 | ↓ -95% |
| Superior Health Plan | MCDSTAR | $948.00 | ↓ -95% |
| Superior Health Plan | CHIP | $948.00 | ↓ -95% |
| Superior Health Plan | STARPLUS | $948.00 | ↓ -95% |
| Fidelis SecureCare | MGMCR | $1,995.00 | ↓ -89% |
| Healthcare Highways | NarrowNetwork | $2,152.00 | ↓ -88% |
| Cigna | IFP | $2,457.05 | ↓ -86% |
| Aetna | QHPHIX | $2,513.00 | ↓ -86% |
| Cigna | QHP | $2,548.05 | ↓ -86% |
| United | OptionsPPO | $3,403.47 | ↓ -81% |
| Aetna | NewBusiness | $3,445.00 | ↓ -81% |
| Imperial Insurance Company | MCR | $3,458.07 | ↓ -81% |
| Aetna | Meritain | $3,682.00 | ↓ -80% |
| Aetna | COMM | $3,682.00 | ↓ -80% |
| Aetna | OON | $4,332.00 | ↓ -76% |
| Unicare | CHIP | $4,732.09 | ↓ -74% |
| Healthcare Highways | CityofPlano | $6,151.72 | ↓ -66% |
| City of McKinney | COMM | $6,370.13 | ↓ -65% |
| Oscar | HIX | $6,587.00 | ↓ -64% |
| Humana | COMM | $7,113.00 | ↓ -61% |
| BCBS | Traditional | $8,080.96 | ↓ -56% |
| United | SmallGroup | $8,954.00 | ↓ -51% |
| National ChoiceCare | WCOMP | $9,100.18 | ↓ -50% |
| BCBS | BlueEssentials | $9,262.79 | ↓ -49% |
| BCBS | BlueEssentialsAccess | $9,262.79 | ↓ -49% |
| United | NarrowNetworkIndivExchange | $9,360.00 | ↓ -49% |
| Aetna | ASA | $9,591.59 | ↓ -47% |
| BCBS | EPOSOA | $9,723.19 | ↓ -47% |
| BCBS | BlueAdvantageHMO | $9,985.06 | ↓ -45% |
| BCBS | MyBlueHealth | $9,985.06 | ↓ -45% |
| PC Texas Partners | WCOMP | $10,010.20 | ↓ -45% |
| Physicians Coop of TX | MGMCR | $10,010.20 | ↓ -45% |
| Aetna | WCOMP | $10,010.20 | ↓ -45% |
| Rockport Health Group | WORKERSCOMP | $10,010.20 | ↓ -45% |
| BCBS | PPO | $10,179.36 | ↓ -44% |
| Averde Health, Inc | PPO | $10,556.21 | ↓ -42% |
| United | AllPayerAppendix | $10,868.00 | ↓ -40% |
| Magellan BH | Summit | $10,920.22 | ↓ -40% |
| Value Options Behavioral Health | COMM | $10,920.22 | ↓ -40% |
| Magellan BH | Pinnacle | $10,920.22 | ↓ -40% |
| Humana | BHCOMM | $11,830.23 | ↓ -35% |
| Curative Administrators | COMM | $12,018.00 | ↓ -34% |
| Coastal Comp Health Networks | WCOMP | $12,740.25 | ↓ -30% |
| Mega Life | MGMCRPPO | $12,740.25 | ↓ -30% |
| Multiplan PHCS | PrimaryNetwork | $12,740.25 | ↓ -30% |
| Aetna Coventry First Health | COMM | $13,231.66 | ↓ -27% |
| LEWISVILLE ISD/DLS CONSULTING | COMMPPO | $13,650.27 | ↓ -25% |
| HealthSmart Preferred Care | PPO | $14,560.29 | ↓ -20% |
| ComPsych Corporation | COMM | $14,560.29 | ↓ -20% |
| Cigna Behavioral Health | COMM | $14,560.29 | ↓ -20% |
| USA Managed Care | COMM | $14,560.29 | ↓ -20% |
| Galaxy Health Network | PPO | $15,470.31 | ↓ -15% |
| Evry Health | COMM | $16,144.00 | ↓ -11% |
| Unicare | MCD | $18,200.36 | ↑ +0% |
| National Healthcare Solutions | COMM | $18,200.36 | ↑ +0% |
| Independent Medical Systems | COMM | $18,200.36 | ↑ +0% |
| Cigna | LocalPlus | $20,013.00 | ↑ +10% |
| Cigna | NewBusiness | $20,033.00 | ↑ +10% |
| Cigna | HMO | $22,360.00 | ↑ +23% |
| Cigna | OpenAccessPlus | $22,360.00 | ↑ +23% |
| Cigna | NetworkBenefit | $22,360.00 | ↑ +23% |
| Cigna | AllOther | $28,286.00 | ↑ +55% |
| WellMed | MGMCR | not published by hospital | — |
Visitor-reported prices
Comments
Opn ilac art expos cndt crtj at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY | McKinney | $1,169.29 | $331.30 – $7,038.00 |
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $1,169.29 | $250.23 – $7,038.00 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $1,169.29 | $331.30 – $6,299.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $1,081.08 | $222.52 – $5,388.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $1,081.08 | $216.22 – $5,388.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $1,169.29 | $311.81 – $7,038.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $1,081.08 | $347.03 – $5,388.00 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $1,081.08 | $558.56 – $2,234.00 |