Njx interlaminar lmbr/sac at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$12,628.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,628.76

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$340.77 with United vs $12,628.76 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STARPLUS $340.77 ↓ -97%
Parkland Community Health Plan MCD $340.77 ↓ -97%
United STARPerinate $340.77 ↓ -97%
United STARKids $340.77 ↓ -97%
United CHIP $340.77 ↓ -97%
United STAR $340.77 ↓ -97%
Amerigroup CHIP $357.81 ↓ -97%
Amerigroup MGMCD $357.81 ↓ -97%
Cigna Healthspring MGMCD $357.81 ↓ -97%
Molina MCDSTAR $374.85 ↓ -97%
Molina STARKIDS $374.85 ↓ -97%
Molina STAR+PLUS $374.85 ↓ -97%
Molina CHIP $374.85 ↓ -97%
Aetna Better Health MCD $408.92 ↓ -97%
Aetna Better Health CHIP $408.92 ↓ -97%
Humana MGMCD $425.96 ↓ -97%
Humana COMM $429.94 ↓ -97%
WellMed MGMCR $892.95 ↓ -93%
Superior Health Plan STARHealth $948.00 ↓ -92%
Superior Health Plan CHIP $948.00 ↓ -92%
Superior Health Plan STARKids $948.00 ↓ -92%
Superior Health Plan STARPLUS $948.00 ↓ -92%
Superior Health Plan MCDSTAR $948.00 ↓ -92%
BCBS BluePremier $1,080.03 ↓ -91%
United NarrowNetworkIndivExchange $1,562.00 ↓ -88%
United SmallGroup $1,676.00 ↓ -87%
Cigna IFP $1,704.88 ↓ -87%
Cigna QHP $1,768.03 ↓ -86%
BCBS MyBlueHealth $1,827.11 ↓ -86%
BCBS BlueAdvantageHMO $1,827.11 ↓ -86%
Fidelis SecureCare MGMCR $1,995.00 ↓ -84%
Curative Administrators COMM $2,012.00 ↓ -84%
Healthcare Highways NarrowNetwork $2,152.00 ↓ -83%
BCBS BlueEssentialsAccess $2,176.29 ↓ -83%
BCBS BlueEssentials $2,176.29 ↓ -83%
Evry Health COMM $2,287.00 ↓ -82%
BCBS EPOSOA $2,289.98 ↓ -82%
United AllPayerAppendix $2,300.00 ↓ -82%
United OptionsPPO $2,361.58 ↓ -81%
BCBS PPO $2,395.55 ↓ -81%
Aetna QHPHIX $2,513.00 ↓ -80%
Cigna LocalPlus $2,700.00 ↓ -79%
Cigna NewBusiness $2,702.00 ↓ -79%
Cigna OpenAccessPlus $3,016.00 ↓ -76%
Cigna HMO $3,016.00 ↓ -76%
Cigna NetworkBenefit $3,016.00 ↓ -76%
Unicare CHIP $3,283.48 ↓ -74%
Oscar HIX $3,293.00 ↓ -74%
Aetna NewBusiness $3,445.00 ↓ -73%
Aetna Meritain $3,682.00 ↓ -71%
Aetna COMM $3,682.00 ↓ -71%
Cigna AllOther $3,816.00 ↓ -70%
Healthcare Highways CityofPlano $4,268.52 ↓ -66%
Aetna OON $4,332.00 ↓ -66%
City of McKinney COMM $4,420.07 ↓ -65%
BCBS Traditional $5,607.17 ↓ -56%
National ChoiceCare WCOMP $6,314.38 ↓ -50%
Aetna ASA $6,655.36 ↓ -47%
Physicians Coop of TX MGMCR $6,945.82 ↓ -45%
Rockport Health Group WORKERSCOMP $6,945.82 ↓ -45%
Aetna WCOMP $6,945.82 ↓ -45%
PC Texas Partners WCOMP $6,945.82 ↓ -45%
Averde Health, Inc PPO $7,324.68 ↓ -42%
Magellan BH Pinnacle $7,577.26 ↓ -40%
Value Options Behavioral Health COMM $7,577.26 ↓ -40%
Magellan BH Summit $7,577.26 ↓ -40%
Humana BHCOMM $8,208.69 ↓ -35%
Coastal Comp Health Networks WCOMP $8,840.13 ↓ -30%
Mega Life MGMCRPPO $8,840.13 ↓ -30%
Multiplan PHCS PrimaryNetwork $8,840.13 ↓ -30%
Aetna Coventry First Health COMM $9,181.11 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $9,471.57 ↓ -25%
USA Managed Care COMM $10,103.01 ↓ -20%
HealthSmart Preferred Care PPO $10,103.01 ↓ -20%
Cigna Behavioral Health COMM $10,103.01 ↓ -20%
ComPsych Corporation COMM $10,103.01 ↓ -20%
Galaxy Health Network PPO $10,734.45 ↓ -15%
National Healthcare Solutions COMM $12,628.76 ↑ +0%
Independent Medical Systems COMM $12,628.76 ↑ +0%
Unicare MCD $12,628.76 ↑ +0%

Visitor-reported prices

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Njx interlaminar lmbr/sac at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $1,493.92 $340.77 – $2,257.97
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $1,493.92 $340.77 – $2,257.97
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,493.92 $340.77 – $2,257.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,959.14 $71.00 – $3,421.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,388.14 $71.00 – $3,421.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,493.92 $340.77 – $2,257.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,959.14 $85.00 – $3,421.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,959.14 $340.77 – $2,938.71

All Texas hospitals for this procedure →