New Patient Office Visit (level 3) at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$11.85 with Superior Health Plan vs $414.52 with BCBS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Superior Health Plan | CHIP | $11.85 | — |
| Superior Health Plan | STARHealth | $11.85 | — |
| Superior Health Plan | MCDSTAR | $11.85 | — |
| Superior Health Plan | STARPLUS | $11.85 | — |
| Superior Health Plan | STARKids | $11.85 | — |
| Cigna | IFP | $22.85 | — |
| Aetna | QHPHIX | $22.85 | — |
| Cigna | QHP | $23.70 | — |
| United | OptionsPPO | $31.65 | — |
| Imperial Insurance Company | MCR | $32.16 | — |
| Aetna | NewBusiness | $33.68 | — |
| Aetna | Meritain | $36.05 | — |
| Aetna | COMM | $36.05 | — |
| Healthcare Highways | NarrowNetwork | $41.47 | — |
| Aetna | OON | $42.48 | — |
| Evry Health | COMM | $43.67 | — |
| Unicare | CHIP | $44.01 | — |
| Healthcare Highways | CityofPlano | $57.21 | — |
| City of McKinney | COMM | $59.24 | — |
| Curative Administrators | COMM | $67.70 | — |
| BCBS | Traditional | $75.15 | — |
| Fidelis SecureCare | MGMCR | $76.17 | — |
| National ChoiceCare | WCOMP | $84.63 | — |
| Aetna | ASA | $89.20 | — |
| Physicians Coop of TX | MGMCR | $93.09 | — |
| Aetna | WCOMP | $93.09 | — |
| Rockport Health Group | WORKERSCOMP | $93.09 | — |
| PC Texas Partners | WCOMP | $93.09 | — |
| Averde Health, Inc | PPO | $98.17 | — |
| Value Options Behavioral Health | COMM | $101.56 | — |
| Magellan BH | Pinnacle | $101.56 | — |
| Magellan BH | Summit | $101.56 | — |
| Humana | BHCOMM | $110.02 | — |
| Multiplan PHCS | PrimaryNetwork | $118.48 | — |
| Mega Life | MGMCRPPO | $118.48 | — |
| Coastal Comp Health Networks | WCOMP | $118.48 | — |
| Cigna | LocalPlus | $121.29 | — |
| Cigna | NewBusiness | $121.29 | — |
| Aetna Coventry First Health | COMM | $123.05 | — |
| LEWISVILLE ISD/DLS CONSULTING | COMMPPO | $126.94 | — |
| Cigna Behavioral Health | COMM | $135.41 | — |
| HealthSmart Preferred Care | PPO | $135.41 | — |
| ComPsych Corporation | COMM | $135.41 | — |
| USA Managed Care | COMM | $135.41 | — |
| Cigna | NetworkBenefit | $135.54 | — |
| Cigna | OpenAccessPlus | $135.54 | — |
| Cigna | HMO | $135.54 | — |
| Galaxy Health Network | PPO | $143.87 | — |
| Unicare | MCD | $169.26 | — |
| National Healthcare Solutions | COMM | $169.26 | — |
| Independent Medical Systems | COMM | $169.26 | — |
| Cigna | AllOther | $171.37 | — |
| Humana | COMM | $212.54 | — |
| BCBS | BlueAdvantageHMO | $213.07 | — |
| BCBS | MyBlueHealth | $213.07 | — |
| BCBS | BlueEssentialsAccess | $377.33 | — |
| BCBS | BlueEssentials | $377.33 | — |
| BCBS | EPOSOA | $395.92 | — |
| BCBS | PPO | $414.52 | — |
Visitor-reported prices
Comments
New Patient Office Visit (level 3) at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Rollins Brook | Lampasas | $567.95 | $298.30 – $298.30 |
| Baylor St Luke's Medical Center | Houston | $207.90 | $82.00 – $594.00 |
| St. Joseph Health Madison Hospital | Madisonville | $232.23 | $22.68 – $206.40 |
| St. Luke's Health Memorial Lufkin | Lufkin | $68.55 | $31.50 – $126.00 |
| St. Luke's Health - Springwoods Village Hospital | Spring | $207.90 | $74.00 – $594.00 |
| St. Luke's Health - Sugar Land Hospital | Sugar Land | $207.90 | $74.00 – $594.00 |
| St. Joseph Health College Station Hospital | College Station | $232.23 | $77.00 – $421.40 |
| St. Luke's Health - Lakeside Hospital | The Woodlands | $207.90 | $74.00 – $594.00 |