Neck (Cervical Spine) CT scan (with contrast) at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$173.41 with United vs $11,620.11 with Unicare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STARPerinate $173.41
United CHIP $173.41
Parkland Community Health Plan MCD $173.41
United STAR $173.41
United STARKids $173.41
United STARPLUS $173.41
Amerigroup MGMCD $173.41
Amerigroup CHIP $173.41
Cigna Healthspring MGMCD $182.08
Aetna Better Health CHIP $187.28
Aetna Better Health MCD $187.28
Molina STAR+PLUS $190.75
Molina MCDSTAR $190.75
Molina STARKIDS $190.75
Molina CHIP $190.75
Humana MGMCD $216.76
BCBS MyBlueHealth $481.13
BCBS BlueAdvantageHMO $481.13
BCBS BluePremier $530.77
Aetna QHPHIX $584.00
United SmallGroup $616.10
United NarrowNetworkIndivExchange $616.10
Humana COMM $670.66
Aetna NewBusiness $800.00
Superior Health Plan CHIP $813.41
Superior Health Plan STARHealth $813.41
Superior Health Plan MCDSTAR $813.41
Superior Health Plan STARPLUS $813.41
Superior Health Plan STARKids $813.41
United AllPayerAppendix $828.27
Aetna Meritain $856.00
Aetna COMM $856.00
Aetna OON $1,006.00
BCBS BlueEssentials $1,485.40
BCBS BlueEssentialsAccess $1,485.40
BCBS EPOSOA $1,557.95
Cigna IFP $1,568.71
Cigna QHP $1,626.82
BCBS PPO $1,630.50
United OptionsPPO $2,172.96
Unicare CHIP $3,021.23
Healthcare Highways CityofPlano $3,927.60
BCBS Traditional $5,159.33
Fidelis SecureCare MGMCR $5,229.05
National ChoiceCare WCOMP $5,810.06
Aetna ASA $6,123.80
Rockport Health Group WORKERSCOMP $6,391.06
PC Texas Partners WCOMP $6,391.06
Physicians Coop of TX MGMCR $6,391.06
Aetna WCOMP $6,391.06
Averde Health, Inc PPO $6,739.66
Value Options Behavioral Health COMM $6,972.07
Magellan BH Pinnacle $6,972.07
Magellan BH Summit $6,972.07
Humana BHCOMM $7,553.07
Coastal Comp Health Networks WCOMP $8,134.08
Mega Life MGMCRPPO $8,134.08
Aetna Coventry First Health COMM $8,447.82
LEWISVILLE ISD/DLS CONSULTING COMMPPO $8,715.08
HealthSmart Preferred Care PPO $9,296.09
Cigna Behavioral Health COMM $9,296.09
ComPsych Corporation COMM $9,296.09
USA Managed Care COMM $9,296.09
Galaxy Health Network PPO $9,877.09
National Healthcare Solutions COMM $11,620.11
Independent Medical Systems COMM $11,620.11
Unicare MCD $11,620.11

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Neck (Cervical Spine) CT scan (with contrast) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $2,304.59 $173.41 – $2,880.74
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $2,304.59 $173.41 – $2,880.74
Adventhealth Rollins Brook Lampasas $4,651.93 $1,779.42 – $1,779.42
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $2,304.59 $173.41 – $2,880.74
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,381.40 $490.17 – $3,572.10
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,381.40 $173.41 – $2,976.75
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $2,304.59 $173.41 – $2,880.74
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,381.40 $185.55 – $3,572.10

All Texas hospitals for this procedure →