MRI without fol w/cont, brst, un at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$425.26 with Superior Health Plan vs $6,075.10 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan MCDSTAR $425.26
Superior Health Plan STARHealth $425.26
Superior Health Plan CHIP $425.26
Superior Health Plan STARKids $425.26
Superior Health Plan STARPLUS $425.26
BCBS BluePremier $454.40
BCBS BlueAdvantageHMO $500.22
BCBS MyBlueHealth $500.22
United SmallGroup $616.10
United NarrowNetworkIndivExchange $616.10
Aetna QHPHIX $820.14
Cigna IFP $820.14
United AllPayerAppendix $828.27
Cigna QHP $850.51
United OptionsPPO $1,136.04
Aetna NewBusiness $1,208.94
Aetna COMM $1,294.00
Aetna Meritain $1,294.00
BCBS BlueEssentials $1,485.40
BCBS BlueEssentialsAccess $1,485.40
Aetna OON $1,524.85
BCBS EPOSOA $1,557.95
Unicare CHIP $1,579.53
BCBS PPO $1,630.50
Healthcare Highways CityofPlano $2,053.38
BCBS Traditional $2,697.34
Fidelis SecureCare MGMCR $2,733.80
National ChoiceCare WCOMP $3,037.55
Aetna ASA $3,201.58
Rockport Health Group WORKERSCOMP $3,341.30
PC Texas Partners WCOMP $3,341.30
Physicians Coop of TX MGMCR $3,341.30
Aetna WCOMP $3,341.30
Averde Health, Inc PPO $3,523.56
Value Options Behavioral Health COMM $3,645.06
Magellan BH Pinnacle $3,645.06
Magellan BH Summit $3,645.06
Humana BHCOMM $3,948.82
Mega Life MGMCRPPO $4,252.57
Coastal Comp Health Networks WCOMP $4,252.57
Aetna Coventry First Health COMM $4,416.60
LEWISVILLE ISD/DLS CONSULTING COMMPPO $4,556.32
ComPsych Corporation COMM $4,860.08
HealthSmart Preferred Care PPO $4,860.08
Cigna Behavioral Health COMM $4,860.08
USA Managed Care COMM $4,860.08
Galaxy Health Network PPO $5,163.84
Unicare MCD $6,075.10
National Healthcare Solutions COMM $6,075.10
Independent Medical Systems COMM $6,075.10

Visitor-reported prices

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MRI without fol w/cont, brst, un at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $1,938.60 $332.94 – $2,423.25
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $1,938.60 $332.94 – $2,423.25
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,938.60 $332.94 – $2,423.25
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,567.09 $322.56 – $2,350.64
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,410.38 $282.08 – $2,149.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,938.60 $332.94 – $2,423.25
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,567.09 $332.94 – $2,350.64
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,567.09 $809.66 – $2,700.00

All Texas hospitals for this procedure →