MRI upper extremity w/dye at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$341.81 with United vs $8,833.94 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STARPLUS $341.81
United CHIP $341.81
United STARPerinate $341.81
Parkland Community Health Plan MCD $341.81
United STAR $341.81
United STARKids $341.81
Amerigroup MGMCD $341.81
Amerigroup CHIP $341.81
Cigna Healthspring MGMCD $358.90
Aetna Better Health CHIP $369.15
Aetna Better Health MCD $369.15
Molina STAR+PLUS $375.99
Molina MCDSTAR $375.99
Molina CHIP $375.99
Molina STARKIDS $375.99
Humana MGMCD $427.26
Imaging Providers of Texas HMOBlue $450.00
BCBS MyBlueHealth $481.13
BCBS BlueAdvantageHMO $481.13
BCBS BluePremier $530.77
United SmallGroup $616.10
United NarrowNetworkIndivExchange $616.10
Superior Health Plan CHIP $618.38
Superior Health Plan STARHealth $618.38
Superior Health Plan STARPLUS $618.38
Superior Health Plan MCDSTAR $618.38
Superior Health Plan STARKids $618.38
Aetna QHPHIX $761.00
United AllPayerAppendix $828.27
Aetna NewBusiness $1,045.00
Aetna COMM $1,117.00
Aetna Meritain $1,117.00
Cigna IFP $1,192.58
Cigna QHP $1,236.75
Humana COMM $1,297.12
Aetna OON $1,314.00
BCBS BlueEssentialsAccess $1,485.40
BCBS BlueEssentials $1,485.40
BCBS EPOSOA $1,557.95
BCBS PPO $1,630.50
United OptionsPPO $1,651.95
Unicare CHIP $2,296.82
Healthcare Highways CityofPlano $2,985.87
BCBS Traditional $3,922.27
Fidelis SecureCare MGMCR $3,975.27
National ChoiceCare WCOMP $4,416.97
Aetna ASA $4,655.49
Rockport Health Group WORKERSCOMP $4,858.67
PC Texas Partners WCOMP $4,858.67
Physicians Coop of TX MGMCR $4,858.67
Aetna WCOMP $4,858.67
Averde Health, Inc PPO $5,123.69
Value Options Behavioral Health COMM $5,300.36
Magellan BH Pinnacle $5,300.36
Magellan BH Summit $5,300.36
Humana BHCOMM $5,742.06
Coastal Comp Health Networks WCOMP $6,183.76
Mega Life MGMCRPPO $6,183.76
Aetna Coventry First Health COMM $6,422.27
LEWISVILLE ISD/DLS CONSULTING COMMPPO $6,625.45
USA Managed Care COMM $7,067.15
Cigna Behavioral Health COMM $7,067.15
HealthSmart Preferred Care PPO $7,067.15
ComPsych Corporation COMM $7,067.15
Galaxy Health Network PPO $7,508.85
Unicare MCD $8,833.94
National Healthcare Solutions COMM $8,833.94
Independent Medical Systems COMM $8,833.94

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

MRI upper extremity w/dye at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $1,447.90 $332.94 – $2,149.00
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $1,447.90 $332.94 – $2,149.00
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,447.90 $332.94 – $2,149.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,011.63 $414.06 – $3,017.44
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,565.00 $332.94 – $3,206.25
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,447.90 $332.94 – $2,149.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,011.63 $332.94 – $3,017.44
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $2,011.63 $341.81 – $3,017.44

All Texas hospitals for this procedure →