MRI upper extremity other than joint without & w/contrast (both sides) at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$366.42 with United vs $12,493.57 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STARPLUS $366.42
United CHIP $366.42
United STARPerinate $366.42
Parkland Community Health Plan MCD $366.42
United STAR $366.42
United STARKids $366.42
Amerigroup MGMCD $366.42
Amerigroup CHIP $366.42
Cigna Healthspring MGMCD $384.74
Aetna Better Health CHIP $395.73
Aetna Better Health MCD $395.73
Molina STAR+PLUS $403.06
Molina MCDSTAR $403.06
Molina CHIP $403.06
Molina STARKIDS $403.06
Imaging Providers of Texas HMOBlue $450.00
Humana MGMCD $458.03
BCBS MyBlueHealth $481.13
BCBS BlueAdvantageHMO $481.13
BCBS BluePremier $530.77
United SmallGroup $616.10
United NarrowNetworkIndivExchange $616.10
Aetna QHPHIX $761.00
United AllPayerAppendix $828.27
Superior Health Plan STARPLUS $874.55
Superior Health Plan MCDSTAR $874.55
Superior Health Plan STARKids $874.55
Superior Health Plan CHIP $874.55
Superior Health Plan STARHealth $874.55
Aetna NewBusiness $1,045.00
Aetna COMM $1,117.00
Aetna Meritain $1,117.00
Aetna OON $1,314.00
BCBS BlueEssentialsAccess $1,485.40
BCBS BlueEssentials $1,485.40
BCBS EPOSOA $1,557.95
Humana COMM $1,580.57
BCBS PPO $1,630.50
Cigna IFP $1,686.63
Cigna QHP $1,749.10
United OptionsPPO $2,336.30
Unicare CHIP $3,248.33
Healthcare Highways CityofPlano $4,222.83
BCBS Traditional $5,547.15
Fidelis SecureCare MGMCR $5,622.11
National ChoiceCare WCOMP $6,246.78
Aetna ASA $6,584.11
Rockport Health Group WORKERSCOMP $6,871.46
PC Texas Partners WCOMP $6,871.46
Physicians Coop of TX MGMCR $6,871.46
Aetna WCOMP $6,871.46
Averde Health, Inc PPO $7,246.27
Value Options Behavioral Health COMM $7,496.14
Magellan BH Pinnacle $7,496.14
Magellan BH Summit $7,496.14
Humana BHCOMM $8,120.82
Coastal Comp Health Networks WCOMP $8,745.50
Mega Life MGMCRPPO $8,745.50
Aetna Coventry First Health COMM $9,082.83
LEWISVILLE ISD/DLS CONSULTING COMMPPO $9,370.18
USA Managed Care COMM $9,994.86
Cigna Behavioral Health COMM $9,994.86
HealthSmart Preferred Care PPO $9,994.86
ComPsych Corporation COMM $9,994.86
Galaxy Health Network PPO $10,619.53
Unicare MCD $12,493.57
National Healthcare Solutions COMM $12,493.57
Independent Medical Systems COMM $12,493.57

Visitor-reported prices

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MRI upper extremity other than joint without & w/contrast (both sides) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $3,402.00 $332.94 – $4,252.50
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $3,402.00 $332.94 – $4,252.50
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $3,402.00 $332.94 – $4,252.50
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $3,552.73 $494.01 – $5,329.09
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $3,633.38 $332.94 – $4,541.72
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $3,402.00 $332.94 – $4,252.50
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $3,552.73 $332.94 – $5,329.09
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $3,552.73 $366.42 – $5,329.09

All Texas hospitals for this procedure →