MRI breast without cont bi at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$293.63 with BCBS vs $6,333.74 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MyBlueHealth $293.63
BCBS BlueAdvantageHMO $293.63
United SmallGroup $311.26
United NarrowNetworkIndivExchange $311.26
BCBS BluePremier $323.93
Superior Health Plan CHIP $443.36
Superior Health Plan STARKids $443.36
Superior Health Plan STARPLUS $443.36
Superior Health Plan MCDSTAR $443.36
Superior Health Plan STARHealth $443.36
United AllPayerAppendix $517.79
Aetna QHPHIX $761.00
Cigna IFP $855.05
Cigna QHP $886.72
BCBS BlueEssentialsAccess $906.53
BCBS BlueEssentials $906.53
BCBS EPOSOA $950.80
BCBS PPO $995.08
Aetna NewBusiness $1,045.00
Aetna Meritain $1,117.00
Aetna COMM $1,117.00
United OptionsPPO $1,184.41
Aetna OON $1,314.00
Unicare CHIP $1,646.77
Healthcare Highways CityofPlano $2,140.80
BCBS Traditional $2,812.18
Fidelis SecureCare MGMCR $2,850.18
National ChoiceCare WCOMP $3,166.87
Aetna ASA $3,337.88
Aetna WCOMP $3,483.56
PC Texas Partners WCOMP $3,483.56
Physicians Coop of TX MGMCR $3,483.56
Rockport Health Group WORKERSCOMP $3,483.56
Averde Health, Inc PPO $3,673.57
Value Options Behavioral Health COMM $3,800.24
Magellan BH Pinnacle $3,800.24
Magellan BH Summit $3,800.24
Humana BHCOMM $4,116.93
Mega Life MGMCRPPO $4,433.62
Coastal Comp Health Networks WCOMP $4,433.62
Aetna Coventry First Health COMM $4,604.63
LEWISVILLE ISD/DLS CONSULTING COMMPPO $4,750.31
USA Managed Care COMM $5,066.99
HealthSmart Preferred Care PPO $5,066.99
Cigna Behavioral Health COMM $5,066.99
ComPsych Corporation COMM $5,066.99
Galaxy Health Network PPO $5,383.68
Unicare MCD $6,333.74
National Healthcare Solutions COMM $6,333.74
Independent Medical Systems COMM $6,333.74

Visitor-reported prices

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MRI breast without cont bi at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $2,083.19 $227.71 – $2,603.99
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $2,083.19 $227.71 – $2,603.99
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $2,083.19 $227.71 – $2,603.99
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,443.67 $502.99 – $3,665.50
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,443.67 $227.71 – $3,054.59
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $2,083.19 $227.71 – $2,603.99
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,443.67 $227.71 – $3,665.50
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $2,443.67 $607.02 – $3,665.50

All Texas hospitals for this procedure →