MRA spinal canal at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$402.78 with BCBS vs $18,033.57 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS BlueAdvantageHMO $402.78
BCBS MyBlueHealth $402.78
United NarrowNetworkIndivExchange $438.37
United SmallGroup $438.37
BCBS BluePremier $444.34
United AllPayerAppendix $693.25
Aetna QHPHIX $761.00
Aetna NewBusiness $1,045.00
Aetna COMM $1,117.00
Aetna Meritain $1,117.00
BCBS BlueEssentials $1,243.52
BCBS BlueEssentialsAccess $1,243.52
Superior Health Plan STARPLUS $1,262.35
Superior Health Plan MCDSTAR $1,262.35
Superior Health Plan STARHealth $1,262.35
Superior Health Plan STARKids $1,262.35
Superior Health Plan CHIP $1,262.35
Humana COMM $1,284.34
BCBS EPOSOA $1,304.25
Aetna OON $1,314.00
BCBS PPO $1,364.99
Cigna IFP $2,434.53
Cigna QHP $2,524.70
United OptionsPPO $3,372.28
Imperial Insurance Company MCR $3,426.38
Unicare CHIP $4,688.73
Healthcare Highways CityofPlano $6,095.35
BCBS Traditional $8,006.91
Fidelis SecureCare MGMCR $8,115.11
National ChoiceCare WCOMP $9,016.78
Aetna ASA $9,503.69
Physicians Coop of TX MGMCR $9,918.46
Aetna WCOMP $9,918.46
PC Texas Partners WCOMP $9,918.46
Rockport Health Group WORKERSCOMP $9,918.46
Averde Health, Inc PPO $10,459.47
Value Options Behavioral Health COMM $10,820.14
Magellan BH Pinnacle $10,820.14
Magellan BH Summit $10,820.14
Humana BHCOMM $11,721.82
Mega Life MGMCRPPO $12,623.50
Coastal Comp Health Networks WCOMP $12,623.50
Aetna Coventry First Health COMM $13,110.41
LEWISVILLE ISD/DLS CONSULTING COMMPPO $13,525.18
USA Managed Care COMM $14,426.86
HealthSmart Preferred Care PPO $14,426.86
Cigna Behavioral Health COMM $14,426.86
ComPsych Corporation COMM $14,426.86
Galaxy Health Network PPO $15,328.53
Unicare MCD $18,033.57
National Healthcare Solutions COMM $18,033.57
Independent Medical Systems COMM $18,033.57

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

MRA spinal canal at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $1,803.94 $511.12 – $2,555.58
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $1,803.94 $386.04 – $2,555.58
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,803.94 $511.12 – $2,555.58
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,590.77 $327.43 – $2,577.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,268.00 $453.60 – $2,835.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,803.94 $481.05 – $2,577.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,590.77 $510.64 – $2,577.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,590.77 $821.90 – $2,700.00

All Texas hospitals for this procedure →