Morphine 4 mg/ml injection (wrapper) at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.24 with BCBS vs $38.91 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MyBlueHealth $0.24
BCBS BlueAdvantageHMO $0.24
BCBS BlueEssentials $0.35
BCBS BlueEssentialsAccess $0.35
BCBS EPOSOA $0.37
BCBS PPO $0.39
BCBS BluePremier $0.46
Superior Health Plan CHIP $0.80
Superior Health Plan STARPLUS $0.80
Superior Health Plan STARHealth $0.80
Superior Health Plan MCDSTAR $0.80
Superior Health Plan STARKids $0.80
Cigna IFP $1.54
Aetna QHPHIX $1.54
Cigna QHP $1.59
United OptionsPPO $2.13
Aetna NewBusiness $2.26
Aetna Meritain $2.42
Aetna COMM $2.42
Aetna OON $2.86
Unicare CHIP $2.96
Healthcare Highways CityofPlano $3.85
City of McKinney COMM $3.98
Humana Tricare $4.49
United AllPayerAppendix $5.02
United SmallGroup $5.02
United NarrowNetworkIndivExchange $5.02
BCBS Traditional $5.05
National ChoiceCare WCOMP $5.69
Aetna ASA $6.00
Aetna WCOMP $6.26
PC Texas Partners WCOMP $6.26
Rockport Health Group WORKERSCOMP $6.26
Physicians Coop of TX MGMCR $6.26
Averde Health, Inc PPO $6.60
Magellan BH Pinnacle $6.83
Magellan BH Summit $6.83
Value Options Behavioral Health COMM $6.83
Humana BHCOMM $7.40
Mega Life MGMCRPPO $7.97
Coastal Comp Health Networks WCOMP $7.97
Aetna Coventry First Health COMM $8.27
LEWISVILLE ISD/DLS CONSULTING COMMPPO $8.54
HealthSmart Preferred Care PPO $9.10
Cigna Behavioral Health COMM $9.10
USA Managed Care COMM $9.10
Galaxy Health Network PPO $9.67
Independent Medical Systems COMM $11.38
National Healthcare Solutions COMM $11.38
Unicare MCD $11.38
Humana COMM $16.38
Cigna LocalPlus $27.53
Cigna NewBusiness $27.56
Cigna HMO $30.76
Cigna NetworkBenefit $30.76
Cigna OpenAccessPlus $30.76
Cigna AllOther $38.91

Visitor-reported prices

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Morphine 4 mg/ml injection (wrapper) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $156.83 $2.01 – $10.06
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $156.83 $1.52 – $10.06
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $156.83 $2.01 – $10.06
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $156.83 $1.46 – $10.66
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $156.83 $1.42 – $8.88
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $156.83 $1.89 – $10.06
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $156.83 $2.28 – $10.66
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $156.83 $3.67 – $10.66

All Texas hospitals for this procedure →