Mnt subs tx for change dx at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$103.77

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$103.77

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.26 with Superior Health Plan vs $158.09 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARKids $7.26 ↓ -93%
Superior Health Plan STARHealth $7.26 ↓ -93%
Superior Health Plan MCDSTAR $7.26 ↓ -93%
Superior Health Plan STARPLUS $7.26 ↓ -93%
Superior Health Plan CHIP $7.26 ↓ -93%
Aetna QHPHIX $14.01 ↓ -86%
Cigna IFP $14.01 ↓ -86%
Cigna QHP $14.53 ↓ -86%
Humana COMM $16.88 ↓ -84%
United OptionsPPO $19.40 ↓ -81%
Aetna NewBusiness $20.65 ↓ -80%
Oscar HIX $21.58 ↓ -79%
Aetna Meritain $22.10 ↓ -79%
Aetna COMM $22.10 ↓ -79%
Healthcare Highways NarrowNetwork $25.42 ↓ -76%
BCBS MGMCRHMO $25.62 ↓ -75%
BCBS MCRPPO $25.62 ↓ -75%
Aetna OON $26.05 ↓ -75%
WellMed MGMCR $26.10 ↓ -75%
TriWest Veterans FEDERAL $26.23 ↓ -75%
Mutual of Omaha MGMCR $26.23 ↓ -75%
Devoted Health MCR $26.23 ↓ -75%
Devoted Health PPO $26.23 ↓ -75%
Devoted Health SNP $26.23 ↓ -75%
Devoted Health HMO $26.23 ↓ -75%
Devoted Health POS $26.23 ↓ -75%
Devoted Health MME $26.23 ↓ -75%
Amerigroup DualEligible $26.23 ↓ -75%
Humana MGMCR $26.23 ↓ -75%
United MGMCR $26.36 ↓ -75%
Aetna MCR $26.45 ↓ -75%
Care N Care MGMCR $26.49 ↓ -74%
Cigna Healthspring MGMCR $26.75 ↓ -74%
Evry Health COMM $26.77 ↓ -74%
Unicare CHIP $26.98 ↓ -74%
Integranet MGMCR $27.02 ↓ -74%
WellCare MGMCR $27.02 ↓ -74%
Cigna NewBusiness $27.40 ↓ -74%
Cigna LocalPlus $27.40 ↓ -74%
ProCare Advantge MCR $27.54 ↓ -73%
Superior Health Plan MGMCRSNP $27.54 ↓ -73%
Superior Health Plan MGMCRPOS $27.54 ↓ -73%
Superior Health Plan MGMCRPFFS $27.54 ↓ -73%
Superior Health Plan MGMCRDualEligible $27.54 ↓ -73%
American Health Plan of Texas, Inc. MGMCR $27.54 ↓ -73%
Superior Health Plan MGMCRPPO $27.54 ↓ -73%
Superior Health Plan MGMCRHMO $27.54 ↓ -73%
Texas Independent Health Plan MGMCR $27.80 ↓ -73%
Provider Partners Health Plan MCR $27.80 ↓ -73%
Molina MCR $28.59 ↓ -72%
Molina MME $28.59 ↓ -72%
Molina MMP $28.59 ↓ -72%
Cenpatico BHMGMCR $28.59 ↓ -72%
Imperial Insurance Company MCR $28.85 ↓ -72%
Cigna HMO $30.61 ↓ -71%
Cigna OpenAccessPlus $30.61 ↓ -71%
Cigna NetworkBenefit $30.61 ↓ -71%
Universal Healthcare Group MCR $31.48 ↓ -70%
Verda Health Plan MGMCR $34.10 ↓ -67%
Healthcare Highways CityofPlano $35.07 ↓ -66%
City of McKinney COMM $36.32 ↓ -65%
Cigna AllOther $38.71 ↓ -63%
Bravo Health MCRPFFS $39.34 ↓ -62%
Bravo Health MCRHMO $39.34 ↓ -62%
Bravo Health MCRPOS $39.34 ↓ -62%
Bravo Health MCRPPO $39.34 ↓ -62%
Bravo Health MCRSNP $39.34 ↓ -62%
Curative Administrators COMM $41.51 ↓ -60%
BCBS Traditional $46.07 ↓ -56%
Fidelis SecureCare MGMCR $46.70 ↓ -55%
Superior ValueHMO $46.95 ↓ -55%
USA Managed Care WORKERSCOMP $49.84 ↓ -52%
National ChoiceCare WCOMP $51.88 ↓ -50%
Corvel Corporation WORKERSCOMP $51.94 ↓ -50%
Aetna ASA $54.69 ↓ -47%
Physicians Coop of TX MGMCR $57.07 ↓ -45%
Rockport Health Group WORKERSCOMP $57.07 ↓ -45%
Aetna WCOMP $57.07 ↓ -45%
PC Texas Partners WCOMP $57.07 ↓ -45%
Superior EPO $58.76 ↓ -43%
Superior HMO $58.76 ↓ -43%
Averde Health, Inc PPO $60.19 ↓ -42%
Magellan BH Summit $62.26 ↓ -40%
Value Options Behavioral Health COMM $62.26 ↓ -40%
Magellan BH Pinnacle $62.26 ↓ -40%
Humana BHCOMM $67.45 ↓ -35%
Molina Healthcare HIX $68.72 ↓ -34%
BCBS BluePremier $69.74 ↓ -33%
Coastal Comp Health Networks WCOMP $72.64 ↓ -30%
Multiplan PHCS PrimaryNetwork $72.64 ↓ -30%
Mega Life MGMCRPPO $72.64 ↓ -30%
Aetna Coventry First Health COMM $75.44 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $77.83 ↓ -25%
BCBS MyBlueHealth $81.26 ↓ -22%
BCBS BlueAdvantageHMO $81.26 ↓ -22%
Cigna Behavioral Health COMM $83.02 ↓ -20%
USA Managed Care COMM $83.02 ↓ -20%
HealthSmart Preferred Care PPO $83.02 ↓ -20%
ComPsych Corporation COMM $83.02 ↓ -20%
Galaxy Health Network PPO $88.20 ↓ -15%
Independent Medical Systems COMM $103.77 ↑ +0%
Unicare MCD $103.77 ↑ +0%
National Healthcare Solutions COMM $103.77 ↑ +0%
BCBS BlueEssentials $143.91 ↑ +39%
BCBS BlueEssentialsAccess $143.91 ↑ +39%
BCBS EPOSOA $151.00 ↑ +46%
BCBS PPO $158.09 ↑ +52%

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Mnt subs tx for change dx at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $57.53 $16.30 – $90.72
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $57.53 $12.31 – $90.72
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $57.53 $16.30 – $90.72
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $58.82 $12.11 – $88.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $64.70 $12.94 – $89.24
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $57.53 $15.34 – $81.50
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $58.82 $18.88 – $109.04
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $58.82 $30.39 – $88.23

All Texas hospitals for this procedure →