Mayo factor ii at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$2,681.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,681.33

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.90 with United vs $2,681.33 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STARPerinate $10.90 ↓ -100%
United STARPLUS $10.90 ↓ -100%
United STARKids $10.90 ↓ -100%
Amerigroup MGMCD $10.90 ↓ -100%
Parkland Community Health Plan MCD $10.90 ↓ -100%
Amerigroup CHIP $10.90 ↓ -100%
United STAR $10.90 ↓ -100%
United CHIP $10.90 ↓ -100%
Cigna Healthspring MGMCD $11.45 ↓ -100%
Aetna Better Health CHIP $11.77 ↓ -100%
Aetna Better Health MCD $11.77 ↓ -100%
Molina STAR+PLUS $11.99 ↓ -100%
Molina MCDSTAR $11.99 ↓ -100%
Molina CHIP $11.99 ↓ -100%
Molina STARKIDS $11.99 ↓ -100%
WellMed MGMCR $12.92 ↓ -100%
Amerigroup DualEligible $12.98 ↓ -100%
BCBS MGMCRHMO $12.98 ↓ -100%
Devoted Health MME $12.98 ↓ -100%
BCBS MCRPPO $12.98 ↓ -100%
Humana MGMCR $12.98 ↓ -100%
Mutual of Omaha MGMCR $12.98 ↓ -100%
TriWest Veterans FEDERAL $12.98 ↓ -100%
Devoted Health SNP $12.98 ↓ -100%
Devoted Health HMO $12.98 ↓ -100%
Devoted Health POS $12.98 ↓ -100%
Devoted Health PPO $12.98 ↓ -100%
Devoted Health MCR $12.98 ↓ -100%
United AllPayerAppendix $12.98 ↓ -100%
United NarrowNetworkIndivExchange $12.98 ↓ -100%
United SmallGroup $12.98 ↓ -100%
United MGMCR $13.04 ↓ -100%
Aetna MCR $13.09 ↓ -100%
Care N Care MGMCR $13.11 ↓ -100%
Cigna Healthspring MGMCR $13.24 ↓ -100%
WellCare MGMCR $13.37 ↓ -100%
Integranet MGMCR $13.37 ↓ -100%
Superior Health Plan MGMCRDualEligible $13.63 ↓ -99%
Superior Health Plan MGMCRPFFS $13.63 ↓ -99%
Superior Health Plan MGMCRPOS $13.63 ↓ -99%
Superior Health Plan MGMCRSNP $13.63 ↓ -99%
ProCare Advantge MCR $13.63 ↓ -99%
Humana MGMCD $13.63 ↓ -99%
American Health Plan of Texas, Inc. MGMCR $13.63 ↓ -99%
Superior Health Plan MGMCRHMO $13.63 ↓ -99%
Superior Health Plan MGMCRPPO $13.63 ↓ -99%
Humana Tricare $13.63 ↓ -99%
Texas Independent Health Plan MGMCR $13.76 ↓ -99%
Provider Partners Health Plan MCR $13.76 ↓ -99%
Molina MCR $14.15 ↓ -99%
Molina MME $14.15 ↓ -99%
Cenpatico BHMGMCR $14.15 ↓ -99%
Molina MMP $14.15 ↓ -99%
Imperial Insurance Company MCR $14.28 ↓ -99%
Universal Healthcare Group MCR $15.58 ↓ -99%
Aetna QHPHIX $16.51 ↓ -99%
Verda Health Plan MGMCR $16.87 ↓ -99%
Bravo Health MCRPPO $19.47 ↓ -99%
Bravo Health MCRPFFS $19.47 ↓ -99%
Bravo Health MCRHMO $19.47 ↓ -99%
Bravo Health MCRPOS $19.47 ↓ -99%
Bravo Health MCRSNP $19.47 ↓ -99%
BCBS BluePremier $20.12 ↓ -99%
BCBS BlueAdvantageHMO $22.71 ↓ -99%
BCBS MyBlueHealth $22.71 ↓ -99%
Aetna NewBusiness $22.75 ↓ -99%
Superior ValueHMO $23.23 ↓ -99%
Aetna Meritain $24.23 ↓ -99%
Aetna COMM $24.23 ↓ -99%
USA Managed Care WORKERSCOMP $24.66 ↓ -99%
Corvel Corporation WORKERSCOMP $25.70 ↓ -99%
Aetna OON $28.51 ↓ -99%
Superior EPO $29.08 ↓ -99%
Superior HMO $29.08 ↓ -99%
BCBS BlueEssentials $32.06 ↓ -99%
BCBS BlueEssentialsAccess $32.06 ↓ -99%
BCBS EPOSOA $33.62 ↓ -99%
Oscar HIX $33.75 ↓ -99%
Molina Healthcare HIX $34.01 ↓ -99%
BCBS PPO $35.18 ↓ -99%
Cigna LocalPlus $49.05 ↓ -98%
Cigna NewBusiness $49.10 ↓ -98%
Cigna NetworkBenefit $54.79 ↓ -98%
Cigna OpenAccessPlus $54.79 ↓ -98%
Cigna HMO $54.79 ↓ -98%
Cigna AllOther $69.34 ↓ -97%
Humana COMM $144.24 ↓ -95%
Superior Health Plan MCDSTAR $187.69 ↓ -93%
Superior Health Plan CHIP $187.69 ↓ -93%
Superior Health Plan STARKids $187.69 ↓ -93%
Superior Health Plan STARPLUS $187.69 ↓ -93%
Superior Health Plan STARHealth $187.69 ↓ -93%
Cigna IFP $361.98 ↓ -86%
Cigna QHP $375.39 ↓ -86%
United OptionsPPO $501.41 ↓ -81%
Healthcare Highways NarrowNetwork $656.93 ↓ -75%
Evry Health COMM $691.78 ↓ -74%
Unicare CHIP $697.15 ↓ -74%
Healthcare Highways CityofPlano $906.29 ↓ -66%
City of McKinney COMM $938.47 ↓ -65%
BCBS Traditional $1,190.51 ↓ -56%
Fidelis SecureCare MGMCR $1,206.60 ↓ -55%
National ChoiceCare WCOMP $1,340.66 ↓ -50%
Aetna ASA $1,413.06 ↓ -47%
Physicians Coop of TX MGMCR $1,474.73 ↓ -45%
Rockport Health Group WORKERSCOMP $1,474.73 ↓ -45%
Aetna WCOMP $1,474.73 ↓ -45%
PC Texas Partners WCOMP $1,474.73 ↓ -45%
Averde Health, Inc PPO $1,555.17 ↓ -42%
Magellan BH Pinnacle $1,608.80 ↓ -40%
Value Options Behavioral Health COMM $1,608.80 ↓ -40%
Magellan BH Summit $1,608.80 ↓ -40%
Humana BHCOMM $1,742.86 ↓ -35%
Multiplan PHCS PrimaryNetwork $1,876.93 ↓ -30%
Mega Life MGMCRPPO $1,876.93 ↓ -30%
Coastal Comp Health Networks WCOMP $1,876.93 ↓ -30%
Aetna Coventry First Health COMM $1,949.33 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $2,011.00 ↓ -25%
Cigna Behavioral Health COMM $2,145.06 ↓ -20%
HealthSmart Preferred Care PPO $2,145.06 ↓ -20%
USA Managed Care COMM $2,145.06 ↓ -20%
ComPsych Corporation COMM $2,145.06 ↓ -20%
Galaxy Health Network PPO $2,279.13 ↓ -15%
National Healthcare Solutions COMM $2,681.33 ↑ +0%
Independent Medical Systems COMM $2,681.33 ↑ +0%
Unicare MCD $2,681.33 ↑ +0%
Curative Administrators COMM not published by hospital

Visitor-reported prices

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Mayo factor ii at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $158.25 $10.00 – $197.81
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $158.25 $10.00 – $197.81
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $158.25 $10.00 – $197.81
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $163.97 $12.00 – $245.96
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $158.25 $10.90 – $197.81
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $158.25 $10.00 – $197.81
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $163.97 $11.66 – $245.96
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $163.97 $8.00 – $245.96

All Texas hospitals for this procedure →