Lower Back (Lumbar Spine) X-ray (4 or more views) at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$52.13 with United vs $2,470.14 with National Healthcare Solutions — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | STARPerinate | $52.13 | — |
| United | STAR | $52.13 | — |
| Parkland Community Health Plan | MCD | $52.13 | — |
| United | CHIP | $52.13 | — |
| United | STARKids | $52.13 | — |
| Amerigroup | MGMCD | $52.13 | — |
| United | STARPLUS | $52.13 | — |
| Amerigroup | CHIP | $52.13 | — |
| Cigna Healthspring | MGMCD | $54.74 | — |
| Aetna Better Health | MCD | $56.30 | — |
| Aetna Better Health | CHIP | $56.30 | — |
| Molina | CHIP | $57.34 | — |
| Molina | STARKIDS | $57.34 | — |
| Molina | MCDSTAR | $57.34 | — |
| Molina | STAR+PLUS | $57.34 | — |
| Aetna | QHPHIX | $65.10 | — |
| Humana | MGMCD | $65.16 | — |
| Aetna | NewBusiness | $89.26 | — |
| Aetna | COMM | $95.62 | — |
| Aetna | Meritain | $95.62 | — |
| Aetna | OON | $112.15 | — |
| Humana | COMM | $132.23 | — |
| BCBS | BluePremier | $133.38 | — |
| BCBS | BlueAdvantageHMO | $146.82 | — |
| BCBS | MyBlueHealth | $146.82 | — |
| Cigna | LocalPlus | $150.81 | — |
| Cigna | NewBusiness | $150.96 | — |
| United | NarrowNetworkIndivExchange | $154.52 | — |
| United | SmallGroup | $154.52 | — |
| Cigna | NetworkBenefit | $168.45 | — |
| Cigna | HMO | $168.45 | — |
| Cigna | OpenAccessPlus | $168.45 | — |
| Superior Health Plan | MCDSTAR | $172.91 | — |
| Superior Health Plan | STARPLUS | $172.91 | — |
| Superior Health Plan | STARKids | $172.91 | — |
| Superior Health Plan | STARHealth | $172.91 | — |
| Superior Health Plan | CHIP | $172.91 | — |
| Cigna | AllOther | $213.19 | — |
| United | AllPayerAppendix | $245.18 | — |
| Cigna | IFP | $333.47 | — |
| Cigna | QHP | $345.82 | — |
| BCBS | BlueEssentials | $435.99 | — |
| BCBS | BlueEssentialsAccess | $435.99 | — |
| BCBS | EPOSOA | $457.29 | — |
| United | OptionsPPO | $461.92 | — |
| BCBS | PPO | $478.58 | — |
| Healthcare Highways | NarrowNetwork | $605.18 | — |
| Evry Health | COMM | $637.30 | — |
| Unicare | CHIP | $642.24 | — |
| Healthcare Highways | CityofPlano | $834.91 | — |
| City of McKinney | COMM | $864.55 | — |
| Curative Administrators | COMM | $988.06 | — |
| BCBS | Traditional | $1,096.74 | — |
| Fidelis SecureCare | MGMCR | $1,111.56 | — |
| National ChoiceCare | WCOMP | $1,235.07 | — |
| Aetna | ASA | $1,301.76 | — |
| Aetna | WCOMP | $1,358.58 | — |
| Physicians Coop of TX | MGMCR | $1,358.58 | — |
| Rockport Health Group | WORKERSCOMP | $1,358.58 | — |
| PC Texas Partners | WCOMP | $1,358.58 | — |
| Averde Health, Inc | PPO | $1,432.68 | — |
| Magellan BH | Pinnacle | $1,482.08 | — |
| Value Options Behavioral Health | COMM | $1,482.08 | — |
| Magellan BH | Summit | $1,482.08 | — |
| Humana | BHCOMM | $1,605.59 | — |
| Multiplan PHCS | PrimaryNetwork | $1,729.10 | — |
| Coastal Comp Health Networks | WCOMP | $1,729.10 | — |
| Mega Life | MGMCRPPO | $1,729.10 | — |
| Aetna Coventry First Health | COMM | $1,795.79 | — |
| LEWISVILLE ISD/DLS CONSULTING | COMMPPO | $1,852.61 | — |
| USA Managed Care | COMM | $1,976.11 | — |
| Cigna Behavioral Health | COMM | $1,976.11 | — |
| HealthSmart Preferred Care | PPO | $1,976.11 | — |
| ComPsych Corporation | COMM | $1,976.11 | — |
| Galaxy Health Network | PPO | $2,099.62 | — |
| Independent Medical Systems | COMM | $2,470.14 | — |
| Unicare | MCD | $2,470.14 | — |
| National Healthcare Solutions | COMM | $2,470.14 | — |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) X-ray (4 or more views) at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY | McKinney | $475.04 | $52.13 – $593.80 |
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $475.04 | $52.13 – $593.80 |
| Adventhealth Rollins Brook | Lampasas | $872.16 | $431.51 – $431.51 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $475.04 | $52.13 – $593.80 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $559.42 | $115.15 – $839.13 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $626.63 | $52.13 – $783.29 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $475.04 | $52.13 – $593.80 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $559.42 | $55.78 – $839.13 |