Lower Back (Lumbar Spine) MRI (with and without contrast) at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$329.13 with Amerigroup vs $15,262.81 with Independent Medical Systems — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Amerigroup | CHIP | $329.13 | — |
| United | STAR | $329.13 | — |
| United | CHIP | $329.13 | — |
| Parkland Community Health Plan | MCD | $329.13 | — |
| United | STARKids | $329.13 | — |
| United | STARPLUS | $329.13 | — |
| United | STARPerinate | $329.13 | — |
| Amerigroup | MGMCD | $329.13 | — |
| Cigna Healthspring | MGMCD | $345.59 | — |
| Aetna Better Health | MCD | $355.46 | — |
| Aetna Better Health | CHIP | $355.46 | — |
| Molina | CHIP | $362.04 | — |
| Molina | MCDSTAR | $362.04 | — |
| Molina | STARKIDS | $362.04 | — |
| Molina | STAR+PLUS | $362.04 | — |
| Humana | MGMCD | $411.41 | — |
| Imaging Providers of Texas | HMOBlue | $450.00 | — |
| BCBS | MyBlueHealth | $481.13 | — |
| BCBS | BlueAdvantageHMO | $481.13 | — |
| BCBS | BluePremier | $530.77 | — |
| United | SmallGroup | $616.10 | — |
| United | NarrowNetworkIndivExchange | $616.10 | — |
| Aetna | QHPHIX | $761.00 | — |
| United | AllPayerAppendix | $828.27 | — |
| Aetna | NewBusiness | $1,045.00 | — |
| Humana | COMM | $1,066.39 | — |
| Superior Health Plan | STARHealth | $1,068.40 | — |
| Superior Health Plan | CHIP | $1,068.40 | — |
| Superior Health Plan | MCDSTAR | $1,068.40 | — |
| Superior Health Plan | STARPLUS | $1,068.40 | — |
| Superior Health Plan | STARKids | $1,068.40 | — |
| Aetna | Meritain | $1,117.00 | — |
| Aetna | COMM | $1,117.00 | — |
| Aetna | OON | $1,314.00 | — |
| BCBS | BlueEssentialsAccess | $1,485.40 | — |
| BCBS | BlueEssentials | $1,485.40 | — |
| BCBS | EPOSOA | $1,557.95 | — |
| BCBS | PPO | $1,630.50 | — |
| Cigna | IFP | $2,060.48 | — |
| Cigna | QHP | $2,136.79 | — |
| United | OptionsPPO | $2,854.15 | — |
| Unicare | CHIP | $3,968.33 | — |
| Healthcare Highways | CityofPlano | $5,158.83 | — |
| BCBS | Traditional | $6,776.69 | — |
| Fidelis SecureCare | MGMCR | $6,868.26 | — |
| National ChoiceCare | WCOMP | $7,631.40 | — |
| Aetna | ASA | $8,043.50 | — |
| Rockport Health Group | WORKERSCOMP | $8,394.55 | — |
| PC Texas Partners | WCOMP | $8,394.55 | — |
| Physicians Coop of TX | MGMCR | $8,394.55 | — |
| Aetna | WCOMP | $8,394.55 | — |
| Averde Health, Inc | PPO | $8,852.43 | — |
| Value Options Behavioral Health | COMM | $9,157.69 | — |
| Magellan BH | Pinnacle | $9,157.69 | — |
| Magellan BH | Summit | $9,157.69 | — |
| Humana | BHCOMM | $9,920.83 | — |
| Coastal Comp Health Networks | WCOMP | $10,683.97 | — |
| Mega Life | MGMCRPPO | $10,683.97 | — |
| Aetna Coventry First Health | COMM | $11,096.06 | — |
| LEWISVILLE ISD/DLS CONSULTING | COMMPPO | $11,447.11 | — |
| USA Managed Care | COMM | $12,210.25 | — |
| Cigna Behavioral Health | COMM | $12,210.25 | — |
| HealthSmart Preferred Care | PPO | $12,210.25 | — |
| ComPsych Corporation | COMM | $12,210.25 | — |
| Galaxy Health Network | PPO | $12,973.39 | — |
| Unicare | MCD | $15,262.81 | — |
| National Healthcare Solutions | COMM | $15,262.81 | — |
| Independent Medical Systems | COMM | $15,262.81 | — |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (with and without contrast) at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY | McKinney | $3,196.33 | $329.13 – $3,995.41 |
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $3,196.33 | $329.13 – $3,995.41 |
| Adventhealth Rollins Brook | Lampasas | $5,565.11 | $1,779.42 – $1,779.42 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $3,196.33 | $329.13 – $3,995.41 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $3,200.98 | $494.01 – $4,801.46 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $3,167.94 | $329.13 – $3,959.93 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $3,196.33 | $329.13 – $3,995.41 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $3,200.98 | $332.94 – $4,801.46 |