Lo sag rig pnl stays pre cst at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$2,020.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,020.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$93.42 with Humana vs $2,020.00 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Tricare $93.42 ↓ -95%
BCBS MGMCRHMO $94.42 ↓ -95%
BCBS MCRPPO $94.42 ↓ -95%
WellMed MGMCR $95.83 ↓ -95%
Devoted Health SNP $96.31 ↓ -95%
Devoted Health PPO $96.31 ↓ -95%
Humana MGMCR $96.31 ↓ -95%
Devoted Health HMO $96.31 ↓ -95%
Mutual of Omaha MGMCR $96.31 ↓ -95%
Devoted Health POS $96.31 ↓ -95%
Devoted Health MCR $96.31 ↓ -95%
Devoted Health MME $96.31 ↓ -95%
Amerigroup DualEligible $96.31 ↓ -95%
TriWest Veterans FEDERAL $96.31 ↓ -95%
United MGMCR $96.79 ↓ -95%
Aetna MCR $97.13 ↓ -95%
Care N Care MGMCR $97.27 ↓ -95%
Cigna Healthspring MGMCR $98.24 ↓ -95%
WellCare MGMCR $99.20 ↓ -95%
Integranet MGMCR $99.20 ↓ -95%
Superior Health Plan MGMCRSNP $101.13 ↓ -95%
Superior Health Plan MGMCRHMO $101.13 ↓ -95%
Superior Health Plan MGMCRPPO $101.13 ↓ -95%
Superior Health Plan MGMCRDualEligible $101.13 ↓ -95%
Superior Health Plan MGMCRPFFS $101.13 ↓ -95%
Superior Health Plan MGMCRPOS $101.13 ↓ -95%
ProCare Advantge MCR $101.13 ↓ -95%
American Health Plan of Texas, Inc. MGMCR $101.13 ↓ -95%
Provider Partners Health Plan MCR $102.09 ↓ -95%
Texas Independent Health Plan MGMCR $102.09 ↓ -95%
Molina MMP $104.98 ↓ -95%
Molina MME $104.98 ↓ -95%
Cenpatico BHMGMCR $104.98 ↓ -95%
Molina MCR $104.98 ↓ -95%
Imperial Insurance Company MCR $105.94 ↓ -95%
Universal Healthcare Group MCR $115.57 ↓ -94%
Verda Health Plan MGMCR $125.20 ↓ -94%
Superior Health Plan STARKids $141.40 ↓ -93%
Superior Health Plan CHIP $141.40 ↓ -93%
Superior Health Plan STARHealth $141.40 ↓ -93%
Superior Health Plan MCDSTAR $141.40 ↓ -93%
Superior Health Plan STARPLUS $141.40 ↓ -93%
Bravo Health MCRPFFS $144.47 ↓ -93%
Bravo Health MCRPOS $144.47 ↓ -93%
Bravo Health MCRPPO $144.47 ↓ -93%
Bravo Health MCRHMO $144.47 ↓ -93%
Bravo Health MCRSNP $144.47 ↓ -93%
Superior ValueHMO $172.39 ↓ -91%
USA Managed Care WORKERSCOMP $182.99 ↓ -91%
Corvel Corporation WORKERSCOMP $190.69 ↓ -91%
Superior EPO $215.73 ↓ -89%
Superior HMO $215.73 ↓ -89%
Molina Healthcare HIX $252.33 ↓ -88%
Cigna IFP $272.70 ↓ -87%
Cigna QHP $282.80 ↓ -86%
United OptionsPPO $377.74 ↓ -81%
BCBS BlueAdvantageHMO $498.94 ↓ -75%
BCBS MyBlueHealth $498.94 ↓ -75%
Unicare CHIP $525.20 ↓ -74%
Cigna NewBusiness $533.28 ↓ -74%
Cigna LocalPlus $533.28 ↓ -74%
Humana COMM $544.11 ↓ -73%
Cigna HMO $595.90 ↓ -71%
Cigna OpenAccessPlus $595.90 ↓ -71%
Cigna NetworkBenefit $595.90 ↓ -71%
BCBS BlueEssentialsAccess $644.38 ↓ -68%
BCBS BlueEssentials $644.38 ↓ -68%
BCBS EPOSOA $676.70 ↓ -67%
Healthcare Highways CityofPlano $682.76 ↓ -66%
City of McKinney COMM $707.00 ↓ -65%
BCBS PPO $707.00 ↓ -65%
Cigna AllOther $753.46 ↓ -63%
BCBS Traditional $896.88 ↓ -56%
National ChoiceCare WCOMP $1,010.00 ↓ -50%
Aetna ASA $1,064.54 ↓ -47%
Aetna WCOMP $1,111.00 ↓ -45%
Rockport Health Group WORKERSCOMP $1,111.00 ↓ -45%
Physicians Coop of TX MGMCR $1,111.00 ↓ -45%
PC Texas Partners WCOMP $1,111.00 ↓ -45%
Averde Health, Inc PPO $1,171.60 ↓ -42%
Value Options Behavioral Health COMM $1,212.00 ↓ -40%
Magellan BH Pinnacle $1,212.00 ↓ -40%
Magellan BH Summit $1,212.00 ↓ -40%
Humana BHCOMM $1,313.00 ↓ -35%
Mega Life MGMCRPPO $1,414.00 ↓ -30%
Aetna Coventry First Health COMM $1,468.54 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,515.00 ↓ -25%
Cigna Behavioral Health COMM $1,616.00 ↓ -20%
HealthSmart Preferred Care PPO $1,616.00 ↓ -20%
ComPsych Corporation COMM $1,616.00 ↓ -20%
USA Managed Care COMM $1,616.00 ↓ -20%
Galaxy Health Network PPO $1,717.00 ↓ -15%
National Healthcare Solutions COMM $2,020.00 ↑ +0%
Unicare MCD $2,020.00 ↑ +0%
Independent Medical Systems COMM $2,020.00 ↑ +0%

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Lo sag rig pnl stays pre cst at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Children's Hospital Lubbock $555.45 not published
Texas Health Presbyterian Hospital Allen Allen $156.86 not published
Texas Health Presbyterian Hospital Flower Mound Flower Mound $156.86 not published
Texas Health Harris Methodist Hospital Alliance Fort Worth $156.86 not published
Texas Health Arlington Memorial Hospital Arlington $156.86 not published
Texas Health Presbyterian Hospital Denton Denton $156.86 not published
Texas Health Presbyterian Hospital Plano Plano $156.86 not published
Texas Health Hospital Rockwall Rockwall $156.86 not published

All Texas hospitals for this procedure →