Knee X-ray (standing, both knees) at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.10 with Amerigroup vs $1,355.48 with National Healthcare Solutions — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerigroup CHIP $40.10 —
United STARPLUS $40.10 —
United STARPerinate $40.10 —
Amerigroup MGMCD $40.10 —
United STAR $40.10 —
United CHIP $40.10 —
Parkland Community Health Plan MCD $40.10 —
United STARKids $40.10 —
Cigna Healthspring MGMCD $42.11 —
Aetna Better Health MCD $43.31 —
Aetna Better Health CHIP $43.31 —
Molina STAR+PLUS $44.11 —
Molina STARKIDS $44.11 —
Molina MCDSTAR $44.11 —
Molina CHIP $44.11 —
Humana MGMCD $50.13 —
Aetna QHPHIX $53.84 —
Aetna NewBusiness $73.82 —
Aetna Meritain $79.07 —
Aetna COMM $79.07 —
United SmallGroup $83.86 —
United NarrowNetworkIndivExchange $83.86 —
Aetna OON $92.74 —
Superior Health Plan CHIP $94.88 —
Superior Health Plan MCDSTAR $94.88 —
Superior Health Plan STARHealth $94.88 —
Superior Health Plan STARKids $94.88 —
Superior Health Plan STARPLUS $94.88 —
BCBS BluePremier $94.97 —
BCBS MyBlueHealth $104.55 —
BCBS BlueAdvantageHMO $104.55 —
Humana COMM $108.02 —
Cigna LocalPlus $122.42 —
Cigna NewBusiness $122.54 —
Cigna NetworkBenefit $136.73 —
Cigna HMO $136.73 —
Cigna OpenAccessPlus $136.73 —
Cigna AllOther $173.05 —
United AllPayerAppendix $182.03 —
Cigna IFP $182.99 —
Cigna QHP $189.77 —
United OptionsPPO $253.47 —
BCBS BlueEssentials $310.46 —
BCBS BlueEssentialsAccess $310.46 —
BCBS EPOSOA $325.62 —
Healthcare Highways NarrowNetwork $332.09 —
BCBS PPO $340.79 —
Evry Health COMM $349.71 —
Unicare CHIP $352.42 —
Healthcare Highways CityofPlano $458.15 —
City of McKinney COMM $474.42 —
Curative Administrators COMM $542.19 —
BCBS Traditional $601.83 —
Fidelis SecureCare MGMCR $609.97 —
National ChoiceCare WCOMP $677.74 —
Aetna ASA $714.34 —
Aetna WCOMP $745.51 —
Physicians Coop of TX MGMCR $745.51 —
Rockport Health Group WORKERSCOMP $745.51 —
PC Texas Partners WCOMP $745.51 —
Averde Health, Inc PPO $786.18 —
Magellan BH Pinnacle $813.29 —
Value Options Behavioral Health COMM $813.29 —
Magellan BH Summit $813.29 —
Humana BHCOMM $881.06 —
Multiplan PHCS PrimaryNetwork $948.84 —
Coastal Comp Health Networks WCOMP $948.84 —
Mega Life MGMCRPPO $948.84 —
Aetna Coventry First Health COMM $985.43 —
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,016.61 —
USA Managed Care COMM $1,084.38 —
Cigna Behavioral Health COMM $1,084.38 —
HealthSmart Preferred Care PPO $1,084.38 —
ComPsych Corporation COMM $1,084.38 —
Galaxy Health Network PPO $1,152.16 —
Independent Medical Systems COMM $1,355.48 —
Unicare MCD $1,355.48 —
National Healthcare Solutions COMM $1,355.48 —

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Knee X-ray (standing, both knees) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $299.78 $40.10 – $374.73
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $299.78 $40.10 – $374.73
Adventhealth Rollins Brook Lampasas $922.15 $307.27 – $307.27
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $299.78 $40.10 – $374.73
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $289.34 $59.56 – $434.01
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $300.65 $40.10 – $375.82
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $299.78 $40.10 – $374.73
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $289.34 $42.91 – $434.01

All Texas hospitals for this procedure →