Intro cath svc/ivc at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$360.15 with Cigna vs $4,332.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | IFP | $360.15 | — |
| Cigna | QHP | $373.49 | — |
| United | OptionsPPO | $498.87 | — |
| Imperial Insurance Company | MCR | $506.87 | — |
| BCBS | BlueAdvantageHMO | $658.93 | — |
| BCBS | MyBlueHealth | $658.93 | — |
| Unicare | CHIP | $693.62 | — |
| Cigna | LocalPlus | $704.29 | — |
| Cigna | NewBusiness | $704.29 | — |
| BCBS | BluePremier | $778.98 | — |
| Cigna | OpenAccessPlus | $786.99 | — |
| Cigna | HMO | $786.99 | — |
| Cigna | NetworkBenefit | $786.99 | — |
| BCBS | BlueEssentialsAccess | $851.01 | — |
| BCBS | BlueEssentials | $851.01 | — |
| BCBS | EPOSOA | $893.70 | — |
| Healthcare Highways | CityofPlano | $901.70 | — |
| City of McKinney | COMM | $933.71 | — |
| BCBS | PPO | $933.71 | — |
| Superior Health Plan | STARPLUS | $948.00 | — |
| Superior Health Plan | STARKids | $948.00 | — |
| Superior Health Plan | CHIP | $948.00 | — |
| Superior Health Plan | STARHealth | $948.00 | — |
| Superior Health Plan | MCDSTAR | $948.00 | — |
| Cigna | AllOther | $995.07 | — |
| BCBS | Traditional | $1,184.48 | — |
| National ChoiceCare | WCOMP | $1,333.88 | — |
| Aetna | ASA | $1,405.90 | — |
| Aetna | WCOMP | $1,467.26 | — |
| PC Texas Partners | WCOMP | $1,467.26 | — |
| Physicians Coop of TX | MGMCR | $1,467.26 | — |
| Rockport Health Group | WORKERSCOMP | $1,467.26 | — |
| Averde Health, Inc | PPO | $1,547.30 | — |
| United | SmallGroup | $1,580.00 | — |
| Magellan BH | Summit | $1,600.65 | — |
| Value Options Behavioral Health | COMM | $1,600.65 | — |
| Magellan BH | Pinnacle | $1,600.65 | — |
| Curative Administrators | COMM | $1,672.00 | — |
| Humana | BHCOMM | $1,734.04 | — |
| Multiplan PHCS | PrimaryNetwork | $1,867.42 | — |
| Coastal Comp Health Networks | WCOMP | $1,867.42 | — |
| Mega Life | MGMCRPPO | $1,867.42 | — |
| Aetna Coventry First Health | COMM | $1,939.45 | — |
| Fidelis SecureCare | MGMCR | $1,995.00 | — |
| United | NarrowNetworkIndivExchange | $2,000.00 | — |
| LEWISVILLE ISD/DLS CONSULTING | COMMPPO | $2,000.81 | — |
| HealthSmart Preferred Care | PPO | $2,134.20 | — |
| Cigna Behavioral Health | COMM | $2,134.20 | — |
| ComPsych Corporation | COMM | $2,134.20 | — |
| USA Managed Care | COMM | $2,134.20 | — |
| Healthcare Highways | NarrowNetwork | $2,152.00 | — |
| United | AllPayerAppendix | $2,174.00 | — |
| Galaxy Health Network | PPO | $2,267.59 | — |
| Evry Health | COMM | $2,287.00 | — |
| Aetna | QHPHIX | $2,513.00 | — |
| Humana | COMM | $2,533.98 | — |
| Oscar | HIX | $2,636.00 | — |
| National Healthcare Solutions | COMM | $2,667.75 | — |
| Independent Medical Systems | COMM | $2,667.75 | — |
| Unicare | MCD | $2,667.75 | — |
| Aetna | NewBusiness | $3,445.00 | — |
| Aetna | Meritain | $3,682.00 | — |
| Aetna | COMM | $3,682.00 | — |
| Aetna | OON | $4,332.00 | — |
| WellMed | MGMCR | not published by hospital | — |
Visitor-reported prices
Comments
Intro cath svc/ivc at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY | McKinney | $2,077.20 | $588.54 – $2,942.70 |
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $2,077.20 | $444.52 – $2,942.70 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $2,077.20 | $588.54 – $2,942.70 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $1,885.85 | $71.00 – $2,828.78 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $2,165.96 | $71.00 – $2,707.45 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $2,077.20 | $553.92 – $2,942.70 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $1,885.85 | $85.00 – $2,828.78 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $1,885.85 | $974.36 – $2,828.78 |