Insertion subcutaneous cardiac rhythm monitor at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$925.08 with Superior Health Plan vs $28,286.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan MCDSTAR $925.08
Superior Health Plan CHIP $925.08
Superior Health Plan STARKids $925.08
Superior Health Plan STARPLUS $925.08
Superior Health Plan STARHealth $925.08
Cigna IFP $1,784.08
Cigna QHP $1,850.16
Fidelis SecureCare MGMCR $1,995.00
Healthcare Highways NarrowNetwork $2,152.00
Evry Health COMM $2,287.00
United OptionsPPO $2,471.28
Aetna QHPHIX $2,513.00
Unicare CHIP $3,436.01
Aetna NewBusiness $3,445.00
Aetna Meritain $3,682.00
Aetna COMM $3,682.00
BCBS BluePremier $3,858.90
Humana COMM $4,095.46
Aetna OON $4,332.00
Healthcare Highways CityofPlano $4,466.81
City of McKinney COMM $4,625.40
United STARPerinate $5,760.21
United STAR $5,760.21
United STARKids $5,760.21
United STARPLUS $5,760.21
Parkland Community Health Plan MCD $5,760.21
United CHIP $5,760.21
BCBS Traditional $5,867.65
Amerigroup MGMCD $6,048.22
Amerigroup CHIP $6,048.22
Cigna Healthspring MGMCD $6,048.22
Molina STARKIDS $6,336.23
Molina MCDSTAR $6,336.23
Molina STAR+PLUS $6,336.23
Molina CHIP $6,336.23
Oscar HIX $6,587.00
National ChoiceCare WCOMP $6,607.71
Aetna Better Health CHIP $6,912.25
Aetna Better Health MCD $6,912.25
Aetna ASA $6,964.53
Humana MGMCD $7,200.26
PC Texas Partners WCOMP $7,268.48
Physicians Coop of TX MGMCR $7,268.48
Aetna WCOMP $7,268.48
Rockport Health Group WORKERSCOMP $7,268.48
Averde Health, Inc PPO $7,664.94
Magellan BH Pinnacle $7,929.25
Value Options Behavioral Health COMM $7,929.25
Magellan BH Summit $7,929.25
WellMed MGMCR $8,354.67
Humana BHCOMM $8,590.02
Mega Life MGMCRPPO $9,250.79
Multiplan PHCS PrimaryNetwork $9,250.79
Coastal Comp Health Networks WCOMP $9,250.79
Aetna Coventry First Health COMM $9,607.61
Curative Administrators COMM $9,875.00
LEWISVILLE ISD/DLS CONSULTING COMMPPO $9,911.57
Cigna Behavioral Health COMM $10,572.34
HealthSmart Preferred Care PPO $10,572.34
ComPsych Corporation COMM $10,572.34
USA Managed Care COMM $10,572.34
Galaxy Health Network PPO $11,233.11
Unicare MCD $13,215.42
Independent Medical Systems COMM $13,215.42
National Healthcare Solutions COMM $13,215.42
United NarrowNetworkIndivExchange $14,972.00
United SmallGroup $16,255.00
BCBS BlueAdvantageHMO $17,194.16
BCBS MyBlueHealth $17,194.16
Cigna LocalPlus $20,013.00
Cigna NewBusiness $20,033.00
BCBS BlueEssentialsAccess $20,480.16
BCBS BlueEssentials $20,480.16
BCBS EPOSOA $21,550.02
Cigna NetworkBenefit $22,360.00
Cigna OpenAccessPlus $22,360.00
Cigna HMO $22,360.00
BCBS PPO $22,543.46
United AllPayerAppendix $22,660.00
Cigna AllOther $28,286.00

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Insertion subcutaneous cardiac rhythm monitor at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $8,520.42 $5,254.26 – $21,045.99
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $8,520.42 $5,254.26 – $21,045.99
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $8,520.42 $5,112.25 – $21,045.99
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $14,985.87 $71.00 – $22,478.81
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $14,760.60 $71.00 – $21,045.99
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $8,520.42 $5,254.26 – $21,045.99
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $14,985.87 $85.00 – $22,478.81
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $14,985.87 $5,760.21 – $22,478.81

All Texas hospitals for this procedure →