Insert cath pleura with image at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$181.11 with United vs $7,113.00 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STARKids $181.11
United CHIP $181.11
United STAR $181.11
United STARPerinate $181.11
United STARPLUS $181.11
Parkland Community Health Plan MCD $446.27
Amerigroup MGMCD $468.58
Amerigroup CHIP $468.58
Cigna Healthspring MGMCD $468.58
Molina STAR+PLUS $490.90
Molina MCDSTAR $490.90
Molina STARKIDS $490.90
Molina CHIP $490.90
Aetna Better Health MCD $535.52
Aetna Better Health CHIP $535.52
Humana MGMCD $557.84
Cigna IFP $798.43
Cigna QHP $828.00
Superior Health Plan STARHealth $948.00
Superior Health Plan MCDSTAR $948.00
Superior Health Plan STARPLUS $948.00
Superior Health Plan STARKids $948.00
Superior Health Plan CHIP $948.00
United OptionsPPO $1,105.97
Healthcare Highways NarrowNetwork $1,266.00
Evry Health COMM $1,346.00
Unicare CHIP $1,537.71
United NarrowNetworkIndivExchange $1,562.00
WellMed MGMCR $1,589.23
United SmallGroup $1,676.00
Fidelis SecureCare MGMCR $1,995.00
Healthcare Highways CityofPlano $1,999.03
Curative Administrators COMM $2,012.00
City of McKinney COMM $2,070.00
BCBS BluePremier $2,169.40
United AllPayerAppendix $2,300.00
Aetna QHPHIX $2,513.00
Cigna LocalPlus $2,514.00
Cigna NewBusiness $2,515.00
BCBS Traditional $2,625.94
Cigna HMO $2,808.00
Cigna OpenAccessPlus $2,808.00
Cigna NetworkBenefit $2,808.00
National ChoiceCare WCOMP $2,957.14
Aetna ASA $3,116.83
Physicians Coop of TX MGMCR $3,252.85
Rockport Health Group WORKERSCOMP $3,252.85
PC Texas Partners WCOMP $3,252.85
Aetna WCOMP $3,252.85
Oscar HIX $3,293.00
Averde Health, Inc PPO $3,430.28
Aetna NewBusiness $3,445.00
Magellan BH Summit $3,548.57
Magellan BH Pinnacle $3,548.57
Value Options Behavioral Health COMM $3,548.57
Cigna AllOther $3,553.00
BCBS BlueAdvantageHMO $3,670.04
BCBS MyBlueHealth $3,670.04
Aetna Meritain $3,682.00
Aetna COMM $3,682.00
Humana BHCOMM $3,844.28
Multiplan PHCS PrimaryNetwork $4,140.00
Mega Life MGMCRPPO $4,140.00
Coastal Comp Health Networks WCOMP $4,140.00
Aetna Coventry First Health COMM $4,299.68
Aetna OON $4,332.00
BCBS BlueEssentials $4,371.43
BCBS BlueEssentialsAccess $4,371.43
LEWISVILLE ISD/DLS CONSULTING COMMPPO $4,435.71
BCBS EPOSOA $4,599.79
HealthSmart Preferred Care PPO $4,731.42
Cigna Behavioral Health COMM $4,731.42
ComPsych Corporation COMM $4,731.42
USA Managed Care COMM $4,731.42
BCBS PPO $4,811.83
Galaxy Health Network PPO $5,027.14
National Healthcare Solutions COMM $5,914.28
Independent Medical Systems COMM $5,914.28
Unicare MCD $5,914.28
Humana COMM $7,113.00

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Insert cath pleura with image at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $2,239.02 $446.27 – $3,967.42
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $2,239.02 $446.27 – $3,967.42
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $2,239.02 $446.27 – $3,967.42
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,952.51 $71.00 – $3,967.42
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,579.11 $71.00 – $3,967.42
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $2,239.02 $446.27 – $3,967.42
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,952.51 $85.00 – $3,967.42
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,952.51 $446.27 – $3,967.42

All Texas hospitals for this procedure →