Ins lv lead exist pm/icd at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,406.00 with Cigna vs $85,680.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna IFP $1,406.00
Cigna QHP $1,458.08
United OptionsPPO $1,947.57
Fidelis SecureCare MGMCR $1,995.00
Superior Health Plan CHIP $2,369.00
Superior Health Plan STARPLUS $2,369.00
Superior Health Plan STARHealth $2,369.00
Superior Health Plan MCDSTAR $2,369.00
Superior Health Plan STARKids $2,369.00
Aetna QHPHIX $2,513.00
Unicare CHIP $2,707.86
BCBS BluePremier $3,041.13
Aetna NewBusiness $3,445.00
Healthcare Highways CityofPlano $3,520.21
City of McKinney COMM $3,645.19
Aetna Meritain $3,682.00
Aetna COMM $3,682.00
Aetna OON $4,332.00
BCBS Traditional $4,624.18
National ChoiceCare WCOMP $5,207.41
Aetna ASA $5,488.62
PC Texas Partners WCOMP $5,728.16
Rockport Health Group WORKERSCOMP $5,728.16
Physicians Coop of TX MGMCR $5,728.16
Aetna WCOMP $5,728.16
Averde Health, Inc PPO $6,040.60
Magellan BH Summit $6,248.90
Value Options Behavioral Health COMM $6,248.90
Magellan BH Pinnacle $6,248.90
United STARPLUS $6,252.51
United STAR $6,252.51
United STARPerinate $6,252.51
United CHIP $6,252.51
Parkland Community Health Plan MCD $6,252.51
United STARKids $6,252.51
Amerigroup CHIP $6,565.14
Amerigroup MGMCD $6,565.14
Cigna Healthspring MGMCD $6,565.14
Humana BHCOMM $6,769.64
Molina STAR+PLUS $6,877.76
Molina STARKIDS $6,877.76
Molina MCDSTAR $6,877.76
Molina CHIP $6,877.76
Humana COMM $7,113.00
Mega Life MGMCRPPO $7,290.38
Multiplan PHCS PrimaryNetwork $7,290.38
Coastal Comp Health Networks WCOMP $7,290.38
Aetna Better Health CHIP $7,503.01
Aetna Better Health MCD $7,503.01
Aetna Coventry First Health COMM $7,571.58
LEWISVILLE ISD/DLS CONSULTING COMMPPO $7,811.12
Humana MGMCD $7,815.64
Oscar HIX $7,883.00
ComPsych Corporation COMM $8,331.86
USA Managed Care COMM $8,331.86
Cigna Behavioral Health COMM $8,331.86
HealthSmart Preferred Care PPO $8,331.86
Galaxy Health Network PPO $8,852.61
Independent Medical Systems COMM $10,414.83
National Healthcare Solutions COMM $10,414.83
Unicare MCD $10,414.83
WellMed MGMCR $10,552.12
Evry Health COMM $10,714.00
Healthcare Highways NarrowNetwork $11,388.00
Cigna LocalPlus $20,013.00
Cigna NewBusiness $20,033.00
Cigna NetworkBenefit $22,360.00
Cigna OpenAccessPlus $22,360.00
Cigna HMO $22,360.00
BCBS MyBlueHealth $23,066.87
BCBS BlueAdvantageHMO $23,066.87
Curative Administrators COMM $24,035.00
BCBS BlueEssentialsAccess $27,475.20
BCBS BlueEssentials $27,475.20
Cigna AllOther $28,286.00
BCBS EPOSOA $28,910.47
BCBS PPO $30,243.22
United NarrowNetworkIndivExchange $48,042.00
United SmallGroup $61,463.00
United AllPayerAppendix $85,680.00

Visitor-reported prices

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Ins lv lead exist pm/icd at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $20,536.56 $6,252.51 – $26,452.82
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $20,536.56 $6,252.51 – $26,452.82
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $20,536.56 $6,252.51 – $26,452.82
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $26,236.95 $5,400.44 – $39,355.43
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $17,299.23 $6,252.51 – $26,452.82
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $20,536.56 $6,252.51 – $26,452.82
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $26,236.95 $6,690.19 – $39,355.43
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $26,236.95 $6,252.51 – $39,355.43

All Texas hospitals for this procedure →