Ins cath ren art 1st uni at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$928.01 with Cigna vs $28,286.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | IFP | $928.01 | — |
| Superior Health Plan | CHIP | $948.00 | — |
| Superior Health Plan | STARHealth | $948.00 | — |
| Superior Health Plan | MCDSTAR | $948.00 | — |
| Superior Health Plan | STARPLUS | $948.00 | — |
| Superior Health Plan | STARKids | $948.00 | — |
| Cigna | QHP | $962.38 | — |
| United | OptionsPPO | $1,285.47 | — |
| Unicare | CHIP | $1,787.28 | — |
| Fidelis SecureCare | MGMCR | $1,995.00 | — |
| Healthcare Highways | CityofPlano | $2,323.47 | — |
| City of McKinney | COMM | $2,405.96 | — |
| Aetna | QHPHIX | $2,513.00 | — |
| BCBS | Traditional | $3,052.13 | — |
| WellMed | MGMCR | $3,187.73 | — |
| National ChoiceCare | WCOMP | $3,437.08 | — |
| Aetna | NewBusiness | $3,445.00 | — |
| Aetna | ASA | $3,622.68 | — |
| Aetna | Meritain | $3,682.00 | — |
| Aetna | COMM | $3,682.00 | — |
| BCBS | BluePremier | $3,685.80 | — |
| Aetna | WCOMP | $3,780.79 | — |
| Physicians Coop of TX | MGMCR | $3,780.79 | — |
| Rockport Health Group | WORKERSCOMP | $3,780.79 | — |
| PC Texas Partners | WCOMP | $3,780.79 | — |
| Averde Health, Inc | PPO | $3,987.01 | — |
| Magellan BH | Summit | $4,124.50 | — |
| Magellan BH | Pinnacle | $4,124.50 | — |
| Value Options Behavioral Health | COMM | $4,124.50 | — |
| Aetna | OON | $4,332.00 | — |
| Humana | BHCOMM | $4,468.20 | — |
| Coastal Comp Health Networks | WCOMP | $4,811.91 | — |
| Mega Life | MGMCRPPO | $4,811.91 | — |
| Multiplan PHCS | PrimaryNetwork | $4,811.91 | — |
| Aetna Coventry First Health | COMM | $4,997.51 | — |
| LEWISVILLE ISD/DLS CONSULTING | COMMPPO | $5,155.62 | — |
| Cigna Behavioral Health | COMM | $5,499.33 | — |
| HealthSmart Preferred Care | PPO | $5,499.33 | — |
| ComPsych Corporation | COMM | $5,499.33 | — |
| USA Managed Care | COMM | $5,499.33 | — |
| Healthcare Highways | NarrowNetwork | $5,694.00 | — |
| Galaxy Health Network | PPO | $5,843.04 | — |
| Curative Administrators | COMM | $5,849.00 | — |
| Evry Health | COMM | $6,054.00 | — |
| United | NarrowNetworkIndivExchange | $6,225.00 | — |
| BCBS | MyBlueHealth | $6,235.38 | — |
| BCBS | BlueAdvantageHMO | $6,235.38 | — |
| Unicare | MCD | $6,874.16 | — |
| National Healthcare Solutions | COMM | $6,874.16 | — |
| Independent Medical Systems | COMM | $6,874.16 | — |
| Humana | COMM | $7,113.00 | — |
| Oscar | HIX | $7,168.00 | — |
| BCBS | BlueEssentials | $7,427.03 | — |
| BCBS | BlueEssentialsAccess | $7,427.03 | — |
| United | SmallGroup | $7,785.00 | — |
| BCBS | EPOSOA | $7,815.01 | — |
| BCBS | PPO | $8,175.28 | — |
| United | AllPayerAppendix | $10,918.00 | — |
| Cigna | LocalPlus | $20,013.00 | — |
| Cigna | NewBusiness | $20,033.00 | — |
| Cigna | HMO | $22,360.00 | — |
| Cigna | OpenAccessPlus | $22,360.00 | — |
| Cigna | NetworkBenefit | $22,360.00 | — |
| Cigna | AllOther | $28,286.00 | — |
Visitor-reported prices
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Ins cath ren art 1st uni at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY | McKinney | $4,879.64 | $1,382.56 – $7,896.23 |
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $4,879.64 | $1,044.24 – $7,896.23 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $4,879.64 | $1,382.56 – $7,896.23 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $4,667.63 | $71.00 – $7,896.23 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $7,640.49 | $71.00 – $9,550.61 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $4,879.64 | $1,301.24 – $7,896.23 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $4,667.63 | $85.00 – $7,896.23 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $4,667.63 | $2,411.61 – $7,896.23 |