In situ hybridization per specimen initial single probe stain at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$3,057.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,057.35

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$149.16 with United vs $3,057.35 with National Healthcare Solutions — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United SmallGroup $149.16 ↓ -95%
United NarrowNetworkIndivExchange $149.16 ↓ -95%
United AllPayerAppendix $149.16 ↓ -95%
Aetna QHPHIX $181.13 ↓ -94%
Superior Health Plan MCDSTAR $214.01 ↓ -93%
Superior Health Plan STARHealth $214.01 ↓ -93%
Superior Health Plan CHIP $214.01 ↓ -93%
Superior Health Plan STARPLUS $214.01 ↓ -93%
Superior Health Plan STARKids $214.01 ↓ -93%
BCBS BluePremier $222.43 ↓ -93%
Aetna NewBusiness $249.48 ↓ -92%
BCBS BlueAdvantageHMO $251.13 ↓ -92%
BCBS MyBlueHealth $251.13 ↓ -92%
Aetna Meritain $265.72 ↓ -91%
Aetna COMM $265.72 ↓ -91%
Aetna OON $312.71 ↓ -90%
BCBS BlueEssentials $354.45 ↓ -88%
BCBS BlueEssentialsAccess $354.45 ↓ -88%
BCBS EPOSOA $371.66 ↓ -88%
BCBS PPO $388.88 ↓ -87%
Cigna IFP $412.74 ↓ -87%
Cigna QHP $428.03 ↓ -86%
Cigna LocalPlus $532.78 ↓ -83%
Cigna NewBusiness $533.31 ↓ -83%
United OptionsPPO $571.72 ↓ -81%
Cigna OpenAccessPlus $595.08 ↓ -81%
Cigna HMO $595.08 ↓ -81%
Cigna NetworkBenefit $595.08 ↓ -81%
Oscar HIX $635.93 ↓ -79%
Healthcare Highways NarrowNetwork $749.05 ↓ -76%
Cigna AllOther $753.15 ↓ -75%
Evry Health COMM $788.80 ↓ -74%
Unicare CHIP $794.91 ↓ -74%
Healthcare Highways CityofPlano $1,033.38 ↓ -66%
City of McKinney COMM $1,070.07 ↓ -65%
Humana COMM $1,157.27 ↓ -62%
BCBS Traditional $1,357.46 ↓ -56%
Fidelis SecureCare MGMCR $1,375.81 ↓ -55%
National ChoiceCare WCOMP $1,528.67 ↓ -50%
Aetna ASA $1,611.22 ↓ -47%
Physicians Coop of TX MGMCR $1,681.54 ↓ -45%
PC Texas Partners WCOMP $1,681.54 ↓ -45%
Rockport Health Group WORKERSCOMP $1,681.54 ↓ -45%
Aetna WCOMP $1,681.54 ↓ -45%
Averde Health, Inc PPO $1,773.26 ↓ -42%
Value Options Behavioral Health COMM $1,834.41 ↓ -40%
Magellan BH Pinnacle $1,834.41 ↓ -40%
Magellan BH Summit $1,834.41 ↓ -40%
Humana BHCOMM $1,987.28 ↓ -35%
Coastal Comp Health Networks WCOMP $2,140.14 ↓ -30%
Mega Life MGMCRPPO $2,140.14 ↓ -30%
Multiplan PHCS PrimaryNetwork $2,140.14 ↓ -30%
Aetna Coventry First Health COMM $2,222.69 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $2,293.01 ↓ -25%
Cigna Behavioral Health COMM $2,445.88 ↓ -20%
USA Managed Care COMM $2,445.88 ↓ -20%
HealthSmart Preferred Care PPO $2,445.88 ↓ -20%
ComPsych Corporation COMM $2,445.88 ↓ -20%
Galaxy Health Network PPO $2,598.75 ↓ -15%
Unicare MCD $3,057.35 ↑ +0%
Independent Medical Systems COMM $3,057.35 ↑ +0%
National Healthcare Solutions COMM $3,057.35 ↑ +0%
Curative Administrators COMM not published by hospital

Visitor-reported prices

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In situ hybridization per specimen initial single probe stain at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $373.43 $35.00 – $466.79
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $373.43 $35.00 – $466.79
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $373.43 $35.00 – $466.79
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $352.98 $36.00 – $529.47
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $296.45 $36.00 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $373.43 $35.00 – $466.79
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $352.98 $36.00 – $529.47
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $352.98 $26.00 – $529.47

All Texas hospitals for this procedure →