Implant cochlear osia osi300 at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.76 with Cigna vs $85,529.50 with Multiplan PHCS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna IFP $55.76
Cigna QHP $57.82
United OptionsPPO $77.23
BCBS BlueAdvantageHMO $102.01
BCBS MyBlueHealth $102.01
Unicare CHIP $107.38
Cigna NewBusiness $109.03
Cigna LocalPlus $109.03
Cigna HMO $121.83
Cigna OpenAccessPlus $121.83
Cigna NetworkBenefit $121.83
BCBS BlueEssentialsAccess $131.75
BCBS BlueEssentials $131.75
BCBS EPOSOA $138.35
Healthcare Highways CityofPlano $139.59
City of McKinney COMM $144.55
BCBS PPO $144.55
Cigna AllOther $154.05
BCBS Traditional $183.37
National ChoiceCare WCOMP $206.50
Aetna ASA $217.65
Rockport Health Group WORKERSCOMP $227.15
Physicians Coop of TX MGMCR $227.15
PC Texas Partners WCOMP $227.15
Aetna WCOMP $227.15
Averde Health, Inc PPO $239.54
Magellan BH Pinnacle $247.80
Value Options Behavioral Health COMM $247.80
Magellan BH Summit $247.80
Humana BHCOMM $268.45
Mega Life MGMCRPPO $289.10
Aetna Coventry First Health COMM $300.25
LEWISVILLE ISD/DLS CONSULTING COMMPPO $309.75
USA Managed Care COMM $330.40
ComPsych Corporation COMM $330.40
HealthSmart Preferred Care PPO $330.40
Cigna Behavioral Health COMM $330.40
Galaxy Health Network PPO $351.05
Unicare MCD $413.00
Independent Medical Systems COMM $413.00
National Healthcare Solutions COMM $413.00
Humana Tricare $5,712.29
BCBS MCRPPO $5,773.49
BCBS MGMCRHMO $5,773.49
WellMed MGMCR $5,859.52
Devoted Health SNP $5,888.96
Devoted Health MCR $5,888.96
Devoted Health POS $5,888.96
Devoted Health HMO $5,888.96
Amerigroup DualEligible $5,888.96
TriWest Veterans FEDERAL $5,888.96
Devoted Health PPO $5,888.96
Humana MGMCR $5,888.96
Devoted Health MME $5,888.96
Mutual of Omaha MGMCR $5,888.96
United MGMCR $5,918.40
Aetna MCR $5,939.02
Care N Care MGMCR $5,947.85
Cigna Healthspring MGMCR $6,006.74
WellCare MGMCR $6,065.63
Integranet MGMCR $6,065.63
Superior Health Plan MGMCRPPO $6,183.41
Superior Health Plan MGMCRPFFS $6,183.41
Superior Health Plan MGMCRDualEligible $6,183.41
ProCare Advantge MCR $6,183.41
Superior Health Plan MGMCRPOS $6,183.41
Superior Health Plan MGMCRSNP $6,183.41
American Health Plan of Texas, Inc. MGMCR $6,183.41
Superior Health Plan MGMCRHMO $6,183.41
Texas Independent Health Plan MGMCR $6,242.30
Provider Partners Health Plan MCR $6,242.30
Molina MCR $6,418.97
Molina MME $6,418.97
Cenpatico BHMGMCR $6,418.97
Molina MMP $6,418.97
Imperial Insurance Company MCR $6,477.86
Universal Healthcare Group MCR $7,066.75
Verda Health Plan MGMCR $7,655.65
Superior Health Plan MCDSTAR $8,552.95
Superior Health Plan STARKids $8,552.95
Superior Health Plan STARHealth $8,552.95
Superior Health Plan STARPLUS $8,552.95
Superior Health Plan CHIP $8,552.95
Bravo Health MCRPOS $8,833.44
Bravo Health MCRPFFS $8,833.44
Bravo Health MCRSNP $8,833.44
Bravo Health MCRHMO $8,833.44
Bravo Health MCRPPO $8,833.44
Superior ValueHMO $10,541.24
USA Managed Care WORKERSCOMP $11,189.02
Corvel Corporation WORKERSCOMP $11,660.14
Superior EPO $13,191.27
Superior HMO $13,191.27
Molina Healthcare HIX $15,429.08
Aetna QHPHIX $16,494.97
Aetna NewBusiness $24,314.81
Oscar HIX $25,414.48
Aetna COMM $26,025.40
Aetna Meritain $26,025.40
Healthcare Highways NarrowNetwork $29,935.33
Aetna OON $30,668.44
Evry Health COMM $31,523.73
Humana COMM $33,270.07
BCBS BluePremier $35,678.02
Curative Administrators COMM $48,874.00
Fidelis SecureCare MGMCR $54,983.25
Coastal Comp Health Networks WCOMP $85,529.50
Multiplan PHCS PrimaryNetwork $85,529.50

Visitor-reported prices

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Implant cochlear osia osi300 at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $21,892.96 $767.59 – $3,612.18
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $21,892.96 $579.76 – $3,612.18
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $21,892.96 $767.59 – $3,612.18
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $21,892.96 $557.63 – $4,063.71
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $21,892.96 $541.83 – $3,612.18
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $21,892.96 $722.44 – $3,612.18
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $21,892.96 $869.63 – $4,063.71
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $21,892.96 $1,399.72 – $4,063.71

All Texas hospitals for this procedure →