Immunofluorescence per specimen initial single antibody stain at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$1,356.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,356.84

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$94.98 with Superior Health Plan vs $1,356.84 with National Healthcare Solutions — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARHealth $94.98 ↓ -93%
Superior Health Plan MCDSTAR $94.98 ↓ -93%
Superior Health Plan STARPLUS $94.98 ↓ -93%
Superior Health Plan STARKids $94.98 ↓ -93%
Superior Health Plan CHIP $94.98 ↓ -93%
Aetna QHPHIX $156.05 ↓ -88%
Cigna IFP $183.17 ↓ -87%
Cigna QHP $189.96 ↓ -86%
Aetna NewBusiness $214.94 ↓ -84%
Aetna Meritain $228.93 ↓ -83%
Aetna COMM $228.93 ↓ -83%
United OptionsPPO $253.73 ↓ -81%
Aetna OON $269.41 ↓ -80%
Oscar HIX $282.22 ↓ -79%
United SmallGroup $291.26 ↓ -79%
United AllPayerAppendix $291.26 ↓ -79%
United NarrowNetworkIndivExchange $291.26 ↓ -79%
Healthcare Highways NarrowNetwork $332.43 ↓ -75%
Evry Health COMM $350.06 ↓ -74%
Unicare CHIP $352.78 ↓ -74%
BCBS BluePremier $439.29 ↓ -68%
Cigna LocalPlus $450.40 ↓ -67%
Cigna NewBusiness $450.84 ↓ -67%
Healthcare Highways CityofPlano $458.61 ↓ -66%
City of McKinney COMM $474.89 ↓ -65%
Humana COMM $488.70 ↓ -64%
BCBS BlueAdvantageHMO $495.97 ↓ -63%
BCBS MyBlueHealth $495.97 ↓ -63%
Cigna OpenAccessPlus $503.06 ↓ -63%
Cigna NetworkBenefit $503.06 ↓ -63%
Cigna HMO $503.06 ↓ -63%
BCBS Traditional $602.44 ↓ -56%
Fidelis SecureCare MGMCR $610.58 ↓ -55%
Cigna AllOther $636.68 ↓ -53%
National ChoiceCare WCOMP $678.42 ↓ -50%
BCBS BlueEssentials $700.02 ↓ -48%
BCBS BlueEssentialsAccess $700.02 ↓ -48%
Aetna ASA $715.05 ↓ -47%
BCBS EPOSOA $734.03 ↓ -46%
Rockport Health Group WORKERSCOMP $746.26 ↓ -45%
Aetna WCOMP $746.26 ↓ -45%
Physicians Coop of TX MGMCR $746.26 ↓ -45%
PC Texas Partners WCOMP $746.26 ↓ -45%
BCBS PPO $768.04 ↓ -43%
Averde Health, Inc PPO $786.97 ↓ -42%
Value Options Behavioral Health COMM $814.10 ↓ -40%
Magellan BH Pinnacle $814.10 ↓ -40%
Magellan BH Summit $814.10 ↓ -40%
Humana BHCOMM $881.95 ↓ -35%
Coastal Comp Health Networks WCOMP $949.79 ↓ -30%
Multiplan PHCS PrimaryNetwork $949.79 ↓ -30%
Mega Life MGMCRPPO $949.79 ↓ -30%
Aetna Coventry First Health COMM $986.42 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,017.63 ↓ -25%
Cigna Behavioral Health COMM $1,085.47 ↓ -20%
HealthSmart Preferred Care PPO $1,085.47 ↓ -20%
ComPsych Corporation COMM $1,085.47 ↓ -20%
USA Managed Care COMM $1,085.47 ↓ -20%
Galaxy Health Network PPO $1,153.31 ↓ -15%
Unicare MCD $1,356.84 ↑ +0%
Independent Medical Systems COMM $1,356.84 ↑ +0%
National Healthcare Solutions COMM $1,356.84 ↑ +0%
Curative Administrators COMM not published by hospital

Visitor-reported prices

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Immunofluorescence per specimen initial single antibody stain at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $1,007.00 $13.80 – $423.12
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $1,007.00 $10.42 – $423.12
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,007.00 $13.80 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,007.00 $10.03 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,007.00 $9.74 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,007.00 $12.99 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,007.00 $15.64 – $423.12
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,007.00 $25.17 – $423.12

All Texas hospitals for this procedure →