Hand X-ray at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$37.43 with United vs $1,444.83 with Unicare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | STAR | $37.43 | — |
| United | CHIP | $37.43 | — |
| Parkland Community Health Plan | MCD | $37.43 | — |
| United | STARPerinate | $37.43 | — |
| United | STARPLUS | $37.43 | — |
| Amerigroup | CHIP | $37.43 | — |
| United | STARKids | $37.43 | — |
| Amerigroup | MGMCD | $37.43 | — |
| Cigna Healthspring | MGMCD | $39.30 | — |
| Aetna Better Health | MCD | $40.42 | — |
| Aetna Better Health | CHIP | $40.42 | — |
| Molina | MCDSTAR | $41.17 | — |
| Molina | CHIP | $41.17 | — |
| Molina | STAR+PLUS | $41.17 | — |
| Molina | STARKIDS | $41.17 | — |
| Humana | MGMCD | $46.79 | — |
| Aetna | QHPHIX | $47.08 | — |
| Aetna | NewBusiness | $64.55 | — |
| Aetna | COMM | $69.15 | — |
| Aetna | Meritain | $69.15 | — |
| Aetna | OON | $81.10 | — |
| United | SmallGroup | $83.86 | — |
| United | NarrowNetworkIndivExchange | $83.86 | — |
| Humana | COMM | $92.37 | — |
| BCBS | BluePremier | $94.97 | — |
| Superior Health Plan | MCDSTAR | $101.14 | — |
| Superior Health Plan | CHIP | $101.14 | — |
| Superior Health Plan | STARHealth | $101.14 | — |
| Superior Health Plan | STARKids | $101.14 | — |
| Superior Health Plan | STARPLUS | $101.14 | — |
| BCBS | MyBlueHealth | $104.55 | — |
| BCBS | BlueAdvantageHMO | $104.55 | — |
| Cigna | LocalPlus | $110.78 | — |
| Cigna | NewBusiness | $110.89 | — |
| Cigna | HMO | $123.74 | — |
| Cigna | NetworkBenefit | $123.74 | — |
| Cigna | OpenAccessPlus | $123.74 | — |
| Cigna | AllOther | $156.61 | — |
| United | AllPayerAppendix | $182.03 | — |
| Cigna | IFP | $195.05 | — |
| Cigna | QHP | $202.28 | — |
| United | OptionsPPO | $270.18 | — |
| BCBS | BlueEssentialsAccess | $310.46 | — |
| BCBS | BlueEssentials | $310.46 | — |
| BCBS | EPOSOA | $325.62 | — |
| BCBS | PPO | $340.79 | — |
| Healthcare Highways | NarrowNetwork | $353.98 | — |
| Evry Health | COMM | $372.77 | — |
| Unicare | CHIP | $375.66 | — |
| Healthcare Highways | CityofPlano | $488.35 | — |
| City of McKinney | COMM | $505.69 | — |
| Curative Administrators | COMM | $577.93 | — |
| BCBS | Traditional | $641.50 | — |
| Fidelis SecureCare | MGMCR | $650.17 | — |
| National ChoiceCare | WCOMP | $722.41 | — |
| Aetna | ASA | $761.43 | — |
| Rockport Health Group | WORKERSCOMP | $794.66 | — |
| Physicians Coop of TX | MGMCR | $794.66 | — |
| PC Texas Partners | WCOMP | $794.66 | — |
| Aetna | WCOMP | $794.66 | — |
| Averde Health, Inc | PPO | $838.00 | — |
| Value Options Behavioral Health | COMM | $866.90 | — |
| Magellan BH | Summit | $866.90 | — |
| Magellan BH | Pinnacle | $866.90 | — |
| Humana | BHCOMM | $939.14 | — |
| Mega Life | MGMCRPPO | $1,011.38 | — |
| Coastal Comp Health Networks | WCOMP | $1,011.38 | — |
| Multiplan PHCS | PrimaryNetwork | $1,011.38 | — |
| Aetna Coventry First Health | COMM | $1,050.39 | — |
| LEWISVILLE ISD/DLS CONSULTING | COMMPPO | $1,083.62 | — |
| USA Managed Care | COMM | $1,155.86 | — |
| ComPsych Corporation | COMM | $1,155.86 | — |
| HealthSmart Preferred Care | PPO | $1,155.86 | — |
| Cigna Behavioral Health | COMM | $1,155.86 | — |
| Galaxy Health Network | PPO | $1,228.11 | — |
| Independent Medical Systems | COMM | $1,444.83 | — |
| National Healthcare Solutions | COMM | $1,444.83 | — |
| Unicare | MCD | $1,444.83 | — |
Visitor-reported prices
Comments
Hand X-ray at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY | McKinney | $317.78 | $37.43 – $397.23 |
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $317.78 | $37.43 – $397.23 |
| Adventhealth Rollins Brook | Lampasas | $586.01 | $307.27 – $307.27 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $317.78 | $37.43 – $397.23 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $390.52 | $80.38 – $585.78 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $382.93 | $37.43 – $478.67 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $317.78 | $37.43 – $397.23 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $390.52 | $40.05 – $585.78 |