Guid loc target vol rad tx at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$2.50

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2.50

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.34 with Cigna vs $609.28 with BCBS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna IFP $0.34 ↓ -86%
Cigna QHP $0.35 ↓ -86%
United OptionsPPO $0.47 ↓ -81%
Oscar HIX $0.52 ↓ -79%
Healthcare Highways NarrowNetwork $0.61 ↓ -76%
Unicare CHIP $0.65 ↓ -74%
Evry Health COMM $0.65 ↓ -74%
Humana COMM $0.77 ↓ -69%
Healthcare Highways CityofPlano $0.84 ↓ -66%
City of McKinney COMM $0.88 ↓ -65%
Curative Administrators COMM $1.00 ↓ -60%
BCBS Traditional $1.11 ↓ -56%
Fidelis SecureCare MGMCR $1.13 ↓ -55%
National ChoiceCare WCOMP $1.25 ↓ -50%
Aetna ASA $1.32 ↓ -47%
Rockport Health Group WORKERSCOMP $1.38 ↓ -45%
Aetna WCOMP $1.38 ↓ -45%
Physicians Coop of TX MGMCR $1.38 ↓ -45%
PC Texas Partners WCOMP $1.38 ↓ -45%
Averde Health, Inc PPO $1.45 ↓ -42%
Magellan BH Pinnacle $1.50 ↓ -40%
Value Options Behavioral Health COMM $1.50 ↓ -40%
Magellan BH Summit $1.50 ↓ -40%
Humana BHCOMM $1.63 ↓ -35%
Coastal Comp Health Networks WCOMP $1.75 ↓ -30%
Mega Life MGMCRPPO $1.75 ↓ -30%
Multiplan PHCS PrimaryNetwork $1.75 ↓ -30%
Aetna Coventry First Health COMM $1.82 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1.88 ↓ -25%
USA Managed Care COMM $2.00 ↓ -20%
Cigna Behavioral Health COMM $2.00 ↓ -20%
HealthSmart Preferred Care PPO $2.00 ↓ -20%
ComPsych Corporation COMM $2.00 ↓ -20%
Galaxy Health Network PPO $2.13 ↓ -15%
National Healthcare Solutions COMM $2.50 ↑ +0%
Unicare MCD $2.50 ↑ +0%
Independent Medical Systems COMM $2.50 ↑ +0%
Aetna QHPHIX $178.48 ↑ +7039%
Aetna NewBusiness $244.72 ↑ +9689%
Aetna COMM $262.15 ↑ +10386%
Aetna Meritain $262.15 ↑ +10386%
BCBS BluePremier $306.41 ↑ +12156%
Aetna OON $307.47 ↑ +12199%
BCBS MyBlueHealth $412.47 ↑ +16399%
BCBS BlueAdvantageHMO $412.47 ↑ +16399%
BCBS BlueEssentials $553.89 ↑ +22056%
BCBS BlueEssentialsAccess $553.89 ↑ +22056%
BCBS EPOSOA $582.18 ↑ +23187%
BCBS PPO $609.28 ↑ +24271%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Guid loc target vol rad tx at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $620.91 $175.92 – $879.62
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $620.91 $132.87 – $879.62
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $620.91 $175.92 – $879.62
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $298.56 $61.45 – $447.84
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $290.03 $58.01 – $459.62
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $620.91 $113.14 – $879.62
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $298.56 $95.84 – $559.79
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $298.56 $154.26 – $447.84

All Texas hospitals for this procedure →