Ghs pt - work hardening/int 2hrs at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.99 with Superior Health Plan vs $1,040.93 with Humana — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan MCDSTAR $30.99
Superior Health Plan STARKids $30.99
Superior Health Plan CHIP $30.99
Superior Health Plan STARHealth $30.99
Superior Health Plan STARPLUS $30.99
Cigna IFP $59.77
Cigna QHP $61.98
United OptionsPPO $82.79
Imperial Insurance Company MCR $84.12
Oscar HIX $92.09
Aetna QHPHIX $106.00
Unicare CHIP $115.11
Aetna NewBusiness $143.00
Healthcare Highways CityofPlano $149.64
City of McKinney COMM $154.95
Aetna COMM $155.00
Aetna Meritain $155.00
Aetna OON $179.00
BCBS Traditional $196.57
Fidelis SecureCare MGMCR $199.22
BCBS BluePremier $221.13
National ChoiceCare WCOMP $221.36
Aetna ASA $233.31
Rockport Health Group WORKERSCOMP $243.50
PC Texas Partners WCOMP $243.50
Physicians Coop of TX MGMCR $243.50
Aetna WCOMP $243.50
Averde Health, Inc PPO $256.78
BCBS BlueAdvantageHMO $257.68
BCBS MyBlueHealth $257.68
Value Options Behavioral Health COMM $265.63
Magellan BH Pinnacle $265.63
Magellan BH Summit $265.63
Humana BHCOMM $287.77
Coastal Comp Health Networks WCOMP $309.90
Multiplan PHCS PrimaryNetwork $309.90
Mega Life MGMCRPPO $309.90
Aetna Coventry First Health COMM $321.86
LEWISVILLE ISD/DLS CONSULTING COMMPPO $332.04
Cigna Behavioral Health COMM $354.18
HealthSmart Preferred Care PPO $354.18
USA Managed Care COMM $354.18
ComPsych Corporation COMM $354.18
Galaxy Health Network PPO $376.31
Independent Medical Systems COMM $442.72
Unicare MCD $442.72
National Healthcare Solutions COMM $442.72
BCBS BlueEssentialsAccess $456.32
BCBS BlueEssentials $456.32
BCBS EPOSOA $478.81
BCBS PPO $501.29
Humana COMM $1,040.93

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs pt - work hardening/int 2hrs at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON MEDICAL CENTER Houston $690.36 $219.26 – $1,417.27
St. Luke's Health - Patients Medical Center Pasadena $83.16 $100.00 – $293.00
HCA HOUSTON SOUTHEAST PASADENA $1,979.70 $219.26 – $1,417.27
Texas Health Presbyterian Hospital Flower Mound Flower Mound $407.55 $137.46 – $137.46
St. Luke's Health - Brazosport Hospital Lake Jackson $21.11 $9.05 – $255.00
Texas Health Hospital Rockwall Rockwall $407.55 $137.46 – $137.46
HCA HOUSTON TOMBALL HOUSTON $385.74 $219.26 – $1,417.27
Covenant Hospital Plainview Plainview $284.34 $197.71 – $201.93

All Texas hospitals for this procedure →