Fetal contract stress test 59020 - 26 at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$1,983.09

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,983.09

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.90 with Humana vs $4,332.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Tricare $21.90 ↓ -99%
United CHIP $27.13 ↓ -99%
Parkland Community Health Plan MCD $27.13 ↓ -99%
United STARKids $27.13 ↓ -99%
United STARPLUS $27.13 ↓ -99%
United STARPerinate $27.13 ↓ -99%
United STAR $27.13 ↓ -99%
Amerigroup MGMCD $28.49 ↓ -99%
Cigna Healthspring MGMCD $28.49 ↓ -99%
Amerigroup CHIP $28.49 ↓ -99%
Molina STAR+PLUS $29.84 ↓ -98%
Molina MCDSTAR $29.84 ↓ -98%
Molina CHIP $29.84 ↓ -98%
Molina STARKIDS $29.84 ↓ -98%
Aetna Better Health MCD $32.56 ↓ -98%
Aetna Better Health CHIP $32.56 ↓ -98%
Humana MGMCD $33.91 ↓ -98%
BCBS BluePremier $51.96 ↓ -97%
BCBS MyBlueHealth $58.66 ↓ -97%
BCBS BlueAdvantageHMO $58.66 ↓ -97%
BCBS BlueEssentialsAccess $82.79 ↓ -96%
BCBS BlueEssentials $82.79 ↓ -96%
BCBS EPOSOA $86.82 ↓ -96%
BCBS PPO $90.84 ↓ -95%
Superior Health Plan MCDSTAR $138.82 ↓ -93%
Superior Health Plan STARHealth $138.82 ↓ -93%
Superior Health Plan STARPLUS $138.82 ↓ -93%
Superior Health Plan STARKids $138.82 ↓ -93%
Superior Health Plan CHIP $138.82 ↓ -93%
WellMed MGMCR $204.11 ↓ -90%
Humana COMM $229.13 ↓ -88%
Cigna IFP $267.72 ↓ -86%
Cigna QHP $277.63 ↓ -86%
United OptionsPPO $370.84 ↓ -81%
Oscar HIX $412.48 ↓ -79%
Healthcare Highways NarrowNetwork $485.86 ↓ -75%
Evry Health COMM $511.64 ↓ -74%
Unicare CHIP $515.60 ↓ -74%
Cigna LocalPlus $523.54 ↓ -74%
Cigna NewBusiness $523.54 ↓ -74%
Cigna OpenAccessPlus $585.01 ↓ -71%
Cigna NetworkBenefit $585.01 ↓ -71%
Cigna HMO $585.01 ↓ -71%
Healthcare Highways CityofPlano $670.28 ↓ -66%
City of McKinney COMM $694.08 ↓ -65%
Cigna AllOther $739.69 ↓ -63%
Curative Administrators COMM $793.24 ↓ -60%
BCBS Traditional $880.49 ↓ -56%
Fidelis SecureCare MGMCR $892.39 ↓ -55%
National ChoiceCare WCOMP $991.54 ↓ -50%
Aetna ASA $1,045.09 ↓ -47%
Rockport Health Group WORKERSCOMP $1,090.70 ↓ -45%
PC Texas Partners WCOMP $1,090.70 ↓ -45%
Physicians Coop of TX MGMCR $1,090.70 ↓ -45%
Aetna WCOMP $1,090.70 ↓ -45%
Averde Health, Inc PPO $1,150.19 ↓ -42%
Magellan BH Pinnacle $1,189.85 ↓ -40%
Magellan BH Summit $1,189.85 ↓ -40%
Value Options Behavioral Health COMM $1,189.85 ↓ -40%
Humana BHCOMM $1,289.01 ↓ -35%
Coastal Comp Health Networks WCOMP $1,388.16 ↓ -30%
Multiplan PHCS PrimaryNetwork $1,388.16 ↓ -30%
Mega Life MGMCRPPO $1,388.16 ↓ -30%
Aetna Coventry First Health COMM $1,441.71 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,487.32 ↓ -25%
United SmallGroup $1,580.00 ↓ -20%
USA Managed Care COMM $1,586.47 ↓ -20%
HealthSmart Preferred Care PPO $1,586.47 ↓ -20%
ComPsych Corporation COMM $1,586.47 ↓ -20%
Cigna Behavioral Health COMM $1,586.47 ↓ -20%
Galaxy Health Network PPO $1,685.63 ↓ -15%
Unicare MCD $1,983.09 ↑ +0%
National Healthcare Solutions COMM $1,983.09 ↑ +0%
Independent Medical Systems COMM $1,983.09 ↑ +0%
United NarrowNetworkIndivExchange $2,000.00 ↑ +1%
United AllPayerAppendix $2,174.00 ↑ +10%
Aetna QHPHIX $2,513.00 ↑ +27%
Aetna NewBusiness $3,445.00 ↑ +74%
Aetna Meritain $3,682.00 ↑ +86%
Aetna COMM $3,682.00 ↑ +86%
Aetna OON $4,332.00 ↑ +118%

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Fetal contract stress test 59020 - 26 at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $623.30 $27.13 – $779.13
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $623.30 $27.13 – $779.13
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $623.30 $27.13 – $779.13
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $717.65 $29.03 – $1,076.47
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $559.32 $27.13 – $699.15
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $623.30 $27.13 – $779.13
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $717.65 $29.03 – $1,076.47
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $717.65 $27.13 – $1,076.47

All Texas hospitals for this procedure →