Evaluation heart device at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
$439.13
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$439.13
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$59.28 with Aetna vs $43,890.00 with Curative Administrators — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | QHPHIX | $59.28 | ↓ -87% |
| Cigna | IFP | $59.28 | ↓ -87% |
| Cigna | QHP | $61.48 | ↓ -86% |
| United | OptionsPPO | $82.12 | ↓ -81% |
| Imperial Insurance Company | MCR | $83.43 | ↓ -81% |
| Aetna | NewBusiness | $87.39 | ↓ -80% |
| Oscar | HIX | $91.34 | ↓ -79% |
| Aetna | COMM | $93.53 | ↓ -79% |
| Aetna | Meritain | $93.53 | ↓ -79% |
| Aetna | OON | $110.22 | ↓ -75% |
| Unicare | CHIP | $114.17 | ↓ -74% |
| Cigna | NewBusiness | $115.93 | ↓ -74% |
| Cigna | LocalPlus | $115.93 | ↓ -74% |
| Cigna | OpenAccessPlus | $129.54 | ↓ -71% |
| Cigna | HMO | $129.54 | ↓ -71% |
| Cigna | NetworkBenefit | $129.54 | ↓ -71% |
| Healthcare Highways | CityofPlano | $148.43 | ↓ -66% |
| City of McKinney | COMM | $153.70 | ↓ -65% |
| Cigna | AllOther | $163.80 | ↓ -63% |
| BCBS | Traditional | $194.97 | ↓ -56% |
| National ChoiceCare | WCOMP | $219.56 | ↓ -50% |
| Aetna | ASA | $231.42 | ↓ -47% |
| Rockport Health Group | WORKERSCOMP | $241.52 | ↓ -45% |
| Physicians Coop of TX | MGMCR | $241.52 | ↓ -45% |
| Aetna | WCOMP | $241.52 | ↓ -45% |
| PC Texas Partners | WCOMP | $241.52 | ↓ -45% |
| Averde Health, Inc | PPO | $254.70 | ↓ -42% |
| Magellan BH | Summit | $263.48 | ↓ -40% |
| Value Options Behavioral Health | COMM | $263.48 | ↓ -40% |
| Magellan BH | Pinnacle | $263.48 | ↓ -40% |
| Humana | BHCOMM | $285.43 | ↓ -35% |
| Multiplan PHCS | PrimaryNetwork | $307.39 | ↓ -30% |
| Mega Life | MGMCRPPO | $307.39 | ↓ -30% |
| Coastal Comp Health Networks | WCOMP | $307.39 | ↓ -30% |
| Aetna Coventry First Health | COMM | $319.25 | ↓ -27% |
| LEWISVILLE ISD/DLS CONSULTING | COMMPPO | $329.35 | ↓ -25% |
| Cigna Behavioral Health | COMM | $351.30 | ↓ -20% |
| USA Managed Care | COMM | $351.30 | ↓ -20% |
| ComPsych Corporation | COMM | $351.30 | ↓ -20% |
| HealthSmart Preferred Care | PPO | $351.30 | ↓ -20% |
| Galaxy Health Network | PPO | $373.26 | ↓ -15% |
| Unicare | MCD | $439.13 | ↑ +0% |
| Independent Medical Systems | COMM | $439.13 | ↑ +0% |
| National Healthcare Solutions | COMM | $439.13 | ↑ +0% |
| BCBS | BluePremier | $442.26 | ↑ +1% |
| BCBS | BlueAdvantageHMO | $515.35 | ↑ +17% |
| BCBS | MyBlueHealth | $515.35 | ↑ +17% |
| BCBS | BlueEssentialsAccess | $912.64 | ↑ +108% |
| BCBS | BlueEssentials | $912.64 | ↑ +108% |
| BCBS | EPOSOA | $957.61 | ↑ +118% |
| BCBS | PPO | $1,002.59 | ↑ +128% |
| United | SmallGroup | $1,580.00 | ↑ +260% |
| United | NarrowNetworkIndivExchange | $2,000.00 | ↑ +355% |
| United | AllPayerAppendix | $2,174.00 | ↑ +395% |
| Superior Health Plan | MCDSTAR | $5,591.00 | ↑ +1173% |
| Superior Health Plan | CHIP | $5,591.00 | ↑ +1173% |
| Superior Health Plan | STARKids | $5,591.00 | ↑ +1173% |
| Superior Health Plan | STARPLUS | $5,591.00 | ↑ +1173% |
| Superior Health Plan | STARHealth | $5,591.00 | ↑ +1173% |
| Fidelis SecureCare | MGMCR | $8,300.00 | ↑ +1790% |
| Humana | COMM | $27,514.00 | ↑ +6166% |
| Healthcare Highways | NarrowNetwork | $27,837.00 | ↑ +6239% |
| Evry Health | COMM | $29,597.00 | ↑ +6640% |
| Curative Administrators | COMM | $43,890.00 | ↑ +9895% |
Visitor-reported prices
Comments
Evaluation heart device at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY | McKinney | $3,469.10 | $575.32 – $4,914.56 |
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $3,469.10 | $575.32 – $4,914.56 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $3,469.10 | $575.32 – $4,914.56 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $3,221.39 | $565.95 – $4,832.08 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $2,368.17 | $473.63 – $2,960.21 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $3,469.10 | $438.52 – $4,914.56 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $3,221.39 | $691.51 – $4,832.08 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $3,221.39 | $1,664.38 – $4,832.08 |