Established Patient Office Visit (level 2) at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.33 with Superior Health Plan vs $138.83 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan CHIP $8.33
Superior Health Plan STARHealth $8.33
Superior Health Plan MCDSTAR $8.33
Superior Health Plan STARPLUS $8.33
Superior Health Plan STARKids $8.33
Cigna IFP $16.07
Aetna QHPHIX $16.07
Cigna QHP $16.66
United OptionsPPO $22.26
Imperial Insurance Company MCR $22.61
Aetna NewBusiness $23.68
Aetna COMM $25.35
Aetna Meritain $25.35
Healthcare Highways NarrowNetwork $29.16
Aetna OON $29.87
Evry Health COMM $30.71
Unicare CHIP $30.95
Healthcare Highways CityofPlano $40.23
City of McKinney COMM $41.66
Curative Administrators COMM $47.61
BCBS Traditional $52.84
Fidelis SecureCare MGMCR $53.56
National ChoiceCare WCOMP $59.51
Aetna ASA $62.72
Rockport Health Group WORKERSCOMP $65.46
PC Texas Partners WCOMP $65.46
Physicians Coop of TX MGMCR $65.46
Aetna WCOMP $65.46
Averde Health, Inc PPO $69.03
Cigna LocalPlus $69.83
Cigna NewBusiness $69.83
BCBS MyBlueHealth $71.36
BCBS BlueAdvantageHMO $71.36
Value Options Behavioral Health COMM $71.41
Magellan BH Pinnacle $71.41
Magellan BH Summit $71.41
Humana BHCOMM $77.36
Cigna OpenAccessPlus $78.02
Cigna NetworkBenefit $78.02
Cigna HMO $78.02
Coastal Comp Health Networks WCOMP $83.31
Multiplan PHCS PrimaryNetwork $83.31
Mega Life MGMCRPPO $83.31
Aetna Coventry First Health COMM $86.53
LEWISVILLE ISD/DLS CONSULTING COMMPPO $89.27
HealthSmart Preferred Care PPO $95.22
USA Managed Care COMM $95.22
Cigna Behavioral Health COMM $95.22
ComPsych Corporation COMM $95.22
Cigna AllOther $98.65
Galaxy Health Network PPO $101.17
Independent Medical Systems COMM $119.02
National Healthcare Solutions COMM $119.02
Unicare MCD $119.02
Humana COMM $125.62
BCBS BlueEssentials $126.38
BCBS BlueEssentialsAccess $126.38
BCBS EPOSOA $132.60
BCBS PPO $138.83

Visitor-reported prices

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Established Patient Office Visit (level 2) at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $314.35 $99.91 – $99.91
Baylor St Luke's Medical Center Houston $118.65 $30.62 – $339.00
St. Joseph Health Madison Hospital Madisonville $190.05 $9.18 – $104.64
St. Luke's Health Memorial Lufkin Lufkin $57.53 $50.95 – $305.70
St. Luke's Health - Springwoods Village Hospital Spring $118.65 $37.89 – $339.00
St. Luke's Health - Sugar Land Hospital Sugar Land $118.65 $37.89 – $339.00
St. Joseph Health College Station Hospital College Station $190.05 $39.60 – $213.64
St. Luke's Health - Lakeside Hospital The Woodlands $118.65 $37.89 – $339.00

All Texas hospitals for this procedure →