Ercp biliary & pancreas at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.32 with BCBS vs $5,032.66 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS BluePremier $55.32
BCBS MyBlueHealth $60.90
BCBS BlueAdvantageHMO $60.90
Aetna QHPHIX $127.03
Aetna NewBusiness $174.17
BCBS BlueEssentials $180.85
BCBS BlueEssentialsAccess $180.85
Aetna COMM $186.57
Aetna Meritain $186.57
BCBS EPOSOA $189.68
BCBS PPO $198.51
Aetna OON $218.82
Superior Health Plan STARPLUS $352.29
Superior Health Plan CHIP $352.29
Superior Health Plan STARKids $352.29
Superior Health Plan MCDSTAR $352.29
Superior Health Plan STARHealth $352.29
Humana COMM $582.80
Cigna IFP $679.41
Cigna QHP $704.57
United OptionsPPO $941.11
Imperial Insurance Company MCR $956.21
Healthcare Highways NarrowNetwork $1,233.00
Evry Health COMM $1,298.43
Unicare CHIP $1,308.49
Cigna LocalPlus $1,328.62
Cigna NewBusiness $1,328.62
Cigna OpenAccessPlus $1,484.63
Cigna NetworkBenefit $1,484.63
Cigna HMO $1,484.63
Healthcare Highways CityofPlano $1,701.04
City of McKinney COMM $1,761.43
Cigna AllOther $1,877.18
Curative Administrators COMM $2,013.06
BCBS Traditional $2,234.50
Fidelis SecureCare MGMCR $2,264.70
National ChoiceCare WCOMP $2,516.33
Aetna ASA $2,652.21
Rockport Health Group WORKERSCOMP $2,767.96
PC Texas Partners WCOMP $2,767.96
Physicians Coop of TX MGMCR $2,767.96
Aetna WCOMP $2,767.96
Averde Health, Inc PPO $2,918.94
Magellan BH Pinnacle $3,019.60
Value Options Behavioral Health COMM $3,019.60
Magellan BH Summit $3,019.60
Humana BHCOMM $3,271.23
Multiplan PHCS PrimaryNetwork $3,522.86
Coastal Comp Health Networks WCOMP $3,522.86
Mega Life MGMCRPPO $3,522.86
Aetna Coventry First Health COMM $3,658.74
LEWISVILLE ISD/DLS CONSULTING COMMPPO $3,774.49
USA Managed Care COMM $4,026.13
Cigna Behavioral Health COMM $4,026.13
ComPsych Corporation COMM $4,026.13
HealthSmart Preferred Care PPO $4,026.13
Galaxy Health Network PPO $4,277.76
Independent Medical Systems COMM $5,032.66
National Healthcare Solutions COMM $5,032.66
Unicare MCD $5,032.66

Visitor-reported prices

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Ercp biliary & pancreas at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $967.04 $92.98 – $1,369.97
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $967.04 $92.98 – $1,369.97
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $967.04 $92.98 – $1,369.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,167.85 $156.21 – $1,751.78
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,106.24 $156.21 – $1,382.81
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $967.04 $106.46 – $1,369.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,167.85 $190.14 – $1,751.78
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,167.85 $603.39 – $1,751.78

All Texas hospitals for this procedure →