Endoskel knee-shin mnl lock at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$638.34 with Humana vs $3,717.92 with Humana — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Tricare $638.34
BCBS MGMCRHMO $645.18
BCBS MCRPPO $645.18
WellMed MGMCR $654.79
Devoted Health PPO $658.08
Amerigroup DualEligible $658.08
Mutual of Omaha MGMCR $658.08
Devoted Health SNP $658.08
Devoted Health HMO $658.08
Devoted Health POS $658.08
Devoted Health MCR $658.08
Devoted Health MME $658.08
TriWest Veterans FEDERAL $658.08
Humana MGMCR $658.08
United MGMCR $661.37
Aetna MCR $663.67
Care N Care MGMCR $664.66
Cigna Healthspring MGMCR $671.24
Integranet MGMCR $677.82
WellCare MGMCR $677.82
American Health Plan of Texas, Inc. MGMCR $690.98
Superior Health Plan MGMCRHMO $690.98
Superior Health Plan MGMCRPPO $690.98
Superior Health Plan MGMCRDualEligible $690.98
Superior Health Plan MGMCRPFFS $690.98
Superior Health Plan MGMCRPOS $690.98
Superior Health Plan MGMCRSNP $690.98
ProCare Advantge MCR $690.98
Texas Independent Health Plan MGMCR $697.56
Provider Partners Health Plan MCR $697.56
Molina MME $717.31
Molina MCR $717.31
Cenpatico BHMGMCR $717.31
Molina MMP $717.31
Imperial Insurance Company MCR $723.89
Universal Healthcare Group MCR $789.70
Verda Health Plan MGMCR $855.50
Bravo Health MCRPOS $987.12
Bravo Health MCRSNP $987.12
Bravo Health MCRHMO $987.12
Bravo Health MCRPPO $987.12
Bravo Health MCRPFFS $987.12
Superior ValueHMO $1,177.96
USA Managed Care WORKERSCOMP $1,250.35
Corvel Corporation WORKERSCOMP $1,303.00
Superior EPO $1,474.10
Superior HMO $1,474.10
Molina Healthcare HIX $1,724.17
Humana COMM $3,717.92

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Endoskel knee-shin mnl lock at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON CLEAR LAKE FRIENDSWOOD not published $644.92 – $1,414.87
HCA HOUSTON MEDICAL CENTER Houston not published $644.92 – $1,414.87
HCA HOUSTON CONROE CONROE not published $644.92 – $1,414.87
HCA HOUSTON KINGWOOD HUMBLE not published $644.92 – $1,414.87
HCA HOUSTON NORTHWEST SPRING not published $644.92 – $1,414.87
HCA HOUSTON PEARLAND Pearland not published $644.92 – $1,414.87
HCA HOUSTON SOUTHEAST PASADENA not published $644.92 – $1,414.87
HCA HOUSTON WEST HOUSTON not published $644.92 – $1,414.87

All Texas hospitals for this procedure →