Emg 2 ext w-w/o paraspinal area 95861 at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$109.47 with Superior Health Plan vs $1,563.87 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan CHIP $109.47
Superior Health Plan STARHealth $109.47
Superior Health Plan MCDSTAR $109.47
Superior Health Plan STARPLUS $109.47
Superior Health Plan STARKids $109.47
Aetna QHPHIX $211.12
Cigna IFP $211.12
Cigna QHP $218.94
BCBS BluePremier $257.31
United OptionsPPO $292.44
BCBS BlueAdvantageHMO $299.83
BCBS MyBlueHealth $299.83
Aetna NewBusiness $311.21
Oscar HIX $325.28
Aetna Meritain $333.10
Aetna COMM $333.10
Healthcare Highways NarrowNetwork $383.15
Aetna OON $392.53
Evry Health COMM $403.48
Unicare CHIP $406.61
Cigna LocalPlus $412.86
Cigna NewBusiness $412.86
Cigna NetworkBenefit $461.34
Cigna OpenAccessPlus $461.34
Cigna HMO $461.34
Healthcare Highways CityofPlano $528.59
BCBS BlueEssentialsAccess $530.98
BCBS BlueEssentials $530.98
City of McKinney COMM $547.35
BCBS EPOSOA $557.14
BCBS PPO $583.31
Cigna AllOther $583.32
Curative Administrators COMM $625.55
Humana COMM $627.67
BCBS Traditional $694.36
Fidelis SecureCare MGMCR $703.74
National ChoiceCare WCOMP $781.93
Aetna ASA $824.16
Rockport Health Group WORKERSCOMP $860.13
Aetna WCOMP $860.13
Physicians Coop of TX MGMCR $860.13
PC Texas Partners WCOMP $860.13
Averde Health, Inc PPO $907.04
Value Options Behavioral Health COMM $938.32
Magellan BH Pinnacle $938.32
Magellan BH Summit $938.32
Humana BHCOMM $1,016.52
Multiplan PHCS PrimaryNetwork $1,094.71
Mega Life MGMCRPPO $1,094.71
Coastal Comp Health Networks WCOMP $1,094.71
Aetna Coventry First Health COMM $1,136.93
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,172.90
USA Managed Care COMM $1,251.10
HealthSmart Preferred Care PPO $1,251.10
Cigna Behavioral Health COMM $1,251.10
ComPsych Corporation COMM $1,251.10
Galaxy Health Network PPO $1,329.29
Unicare MCD $1,563.87
National Healthcare Solutions COMM $1,563.87
Independent Medical Systems COMM $1,563.87

Visitor-reported prices

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Emg 2 ext w-w/o paraspinal area 95861 at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $651.34 $126.97 – $814.17
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $651.34 $126.97 – $814.17
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $651.34 $126.97 – $814.17
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $649.80 $133.75 – $974.70
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $497.74 $99.55 – $622.17
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $651.34 $126.97 – $814.17
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $649.80 $126.97 – $974.70
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $649.80 $316.45 – $974.70

All Texas hospitals for this procedure →