Elisa hiv-1/hiv-2 screen at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$808.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$808.66

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.36 with Amerigroup vs $808.66 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerigroup MGMCD $15.36 ↓ -98%
United STARPLUS $15.36 ↓ -98%
United STARKids $15.36 ↓ -98%
United STAR $15.36 ↓ -98%
Amerigroup CHIP $15.36 ↓ -98%
Parkland Community Health Plan MCD $15.36 ↓ -98%
United CHIP $15.36 ↓ -98%
United STARPerinate $15.36 ↓ -98%
Cigna Healthspring MGMCD $16.13 ↓ -98%
Aetna Better Health MCD $16.59 ↓ -98%
Aetna Better Health CHIP $16.59 ↓ -98%
Molina STAR+PLUS $16.90 ↓ -98%
Molina CHIP $16.90 ↓ -98%
Molina MCDSTAR $16.90 ↓ -98%
Molina STARKIDS $16.90 ↓ -98%
WellMed MGMCR $18.20 ↓ -98%
BCBS MGMCRHMO $18.29 ↓ -98%
Devoted Health MME $18.29 ↓ -98%
Humana MGMCR $18.29 ↓ -98%
Devoted Health SNP $18.29 ↓ -98%
Devoted Health HMO $18.29 ↓ -98%
Devoted Health POS $18.29 ↓ -98%
Devoted Health PPO $18.29 ↓ -98%
Devoted Health MCR $18.29 ↓ -98%
United AllPayerAppendix $18.29 ↓ -98%
United NarrowNetworkIndivExchange $18.29 ↓ -98%
United SmallGroup $18.29 ↓ -98%
TriWest Veterans FEDERAL $18.29 ↓ -98%
Amerigroup DualEligible $18.29 ↓ -98%
Mutual of Omaha MGMCR $18.29 ↓ -98%
BCBS MCRPPO $18.29 ↓ -98%
United MGMCR $18.38 ↓ -98%
Aetna MCR $18.45 ↓ -98%
Care N Care MGMCR $18.47 ↓ -98%
Cigna Healthspring MGMCR $18.66 ↓ -98%
WellCare MGMCR $18.84 ↓ -98%
Integranet MGMCR $18.84 ↓ -98%
American Health Plan of Texas, Inc. MGMCR $19.20 ↓ -98%
ProCare Advantge MCR $19.20 ↓ -98%
Superior Health Plan MGMCRDualEligible $19.20 ↓ -98%
Humana MGMCD $19.20 ↓ -98%
Superior Health Plan MGMCRPFFS $19.20 ↓ -98%
Superior Health Plan MGMCRPOS $19.20 ↓ -98%
Superior Health Plan MGMCRSNP $19.20 ↓ -98%
Superior Health Plan MGMCRPPO $19.20 ↓ -98%
Superior Health Plan MGMCRHMO $19.20 ↓ -98%
Humana Tricare $19.21 ↓ -98%
Texas Independent Health Plan MGMCR $19.39 ↓ -98%
Provider Partners Health Plan MCR $19.39 ↓ -98%
Molina MCR $19.94 ↓ -98%
Molina MME $19.94 ↓ -98%
Molina MMP $19.94 ↓ -98%
Cenpatico BHMGMCR $19.94 ↓ -98%
Imperial Insurance Company MCR $20.12 ↓ -98%
Universal Healthcare Group MCR $21.95 ↓ -97%
Aetna QHPHIX $23.26 ↓ -97%
Verda Health Plan MGMCR $23.78 ↓ -97%
Bravo Health MCRPFFS $27.43 ↓ -97%
Bravo Health MCRHMO $27.43 ↓ -97%
Bravo Health MCRSNP $27.43 ↓ -97%
Bravo Health MCRPPO $27.43 ↓ -97%
Bravo Health MCRPOS $27.43 ↓ -97%
BCBS BluePremier $28.35 ↓ -96%
BCBS BlueAdvantageHMO $32.01 ↓ -96%
BCBS MyBlueHealth $32.01 ↓ -96%
Aetna NewBusiness $32.03 ↓ -96%
Superior ValueHMO $32.74 ↓ -96%
Aetna COMM $34.12 ↓ -96%
Aetna Meritain $34.12 ↓ -96%
USA Managed Care WORKERSCOMP $34.75 ↓ -96%
Corvel Corporation WORKERSCOMP $36.21 ↓ -96%
Aetna OON $40.15 ↓ -95%
Superior EPO $40.97 ↓ -95%
Superior HMO $40.97 ↓ -95%
BCBS BlueEssentials $45.18 ↓ -94%
BCBS BlueEssentialsAccess $45.18 ↓ -94%
BCBS EPOSOA $47.37 ↓ -94%
Oscar HIX $47.55 ↓ -94%
Molina Healthcare HIX $47.92 ↓ -94%
BCBS PPO $49.57 ↓ -94%
Superior Health Plan MCDSTAR $56.61 ↓ -93%
Superior Health Plan CHIP $56.61 ↓ -93%
Superior Health Plan STARKids $56.61 ↓ -93%
Superior Health Plan STARPLUS $56.61 ↓ -93%
Superior Health Plan STARHealth $56.61 ↓ -93%
Cigna LocalPlus $69.71 ↓ -91%
Cigna NewBusiness $69.78 ↓ -91%
Cigna HMO $77.86 ↓ -90%
Cigna OpenAccessPlus $77.86 ↓ -90%
Cigna NetworkBenefit $77.86 ↓ -90%
Cigna AllOther $98.54 ↓ -88%
Cigna IFP $109.17 ↓ -86%
Cigna QHP $113.21 ↓ -86%
Humana COMM $130.84 ↓ -84%
United OptionsPPO $151.22 ↓ -81%
Healthcare Highways NarrowNetwork $198.12 ↓ -76%
Evry Health COMM $208.63 ↓ -74%
Unicare CHIP $210.25 ↓ -74%
Healthcare Highways CityofPlano $273.33 ↓ -66%
City of McKinney COMM $283.03 ↓ -65%
Curative Administrators COMM $323.46 ↓ -60%
BCBS Traditional $359.05 ↓ -56%
Fidelis SecureCare MGMCR $363.90 ↓ -55%
National ChoiceCare WCOMP $404.33 ↓ -50%
Aetna ASA $426.16 ↓ -47%
Aetna WCOMP $444.76 ↓ -45%
PC Texas Partners WCOMP $444.76 ↓ -45%
Physicians Coop of TX MGMCR $444.76 ↓ -45%
Rockport Health Group WORKERSCOMP $444.76 ↓ -45%
Averde Health, Inc PPO $469.02 ↓ -42%
Magellan BH Pinnacle $485.20 ↓ -40%
Value Options Behavioral Health COMM $485.20 ↓ -40%
Magellan BH Summit $485.20 ↓ -40%
Humana BHCOMM $525.63 ↓ -35%
Coastal Comp Health Networks WCOMP $566.06 ↓ -30%
Mega Life MGMCRPPO $566.06 ↓ -30%
Multiplan PHCS PrimaryNetwork $566.06 ↓ -30%
Aetna Coventry First Health COMM $587.90 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $606.50 ↓ -25%
Cigna Behavioral Health COMM $646.93 ↓ -20%
HealthSmart Preferred Care PPO $646.93 ↓ -20%
ComPsych Corporation COMM $646.93 ↓ -20%
USA Managed Care COMM $646.93 ↓ -20%
Galaxy Health Network PPO $687.36 ↓ -15%
National Healthcare Solutions COMM $808.66 ↑ +0%
Unicare MCD $808.66 ↑ +0%
Independent Medical Systems COMM $808.66 ↑ +0%

Visitor-reported prices

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Elisa hiv-1/hiv-2 screen at other Texas hospitals

Hospital City Cash price Negotiated range
St. Luke's Health - Patients Medical Center Pasadena $140.70 $14.59 – $301.50
St. Luke's Health - Brazosport Hospital Lake Jackson $45.34 $11.58 – $76.99
Adventhealth Rollins Brook Lampasas not published $16.46 – $70.42
CHRISTUS Children's Hospital San Antonio not published $15.36 – $50.95
HCA HOUSTON CLEAR LAKE FRIENDSWOOD not published $15.05 – $75.26
HCA HOUSTON MEDICAL CENTER Houston not published $15.36 – $75.26
Covenant Children's Hospital Lubbock not published $39.95 – $79.74
HCA HOUSTON CONROE CONROE not published $15.05 – $75.26

All Texas hospitals for this procedure →