Electrophysiology evaluation at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$7,817.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,817.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,055.33 with Cigna vs $43,890.00 with Curative Administrators — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna IFP $1,055.33 ↓ -86%
Aetna QHPHIX $1,055.33 ↓ -86%
Cigna QHP $1,094.41 ↓ -86%
United OptionsPPO $1,461.83 ↓ -81%
Aetna NewBusiness $1,555.63 ↓ -80%
Oscar HIX $1,625.99 ↓ -79%
Aetna COMM $1,665.07 ↓ -79%
Aetna Meritain $1,665.07 ↓ -79%
Aetna OON $1,962.13 ↓ -75%
United NarrowNetworkIndivExchange $1,993.00 ↓ -75%
Unicare CHIP $2,032.48 ↓ -74%
Cigna NewBusiness $2,063.75 ↓ -74%
Cigna LocalPlus $2,063.75 ↓ -74%
Cigna HMO $2,306.09 ↓ -70%
Cigna NetworkBenefit $2,306.09 ↓ -70%
Cigna OpenAccessPlus $2,306.09 ↓ -70%
Healthcare Highways CityofPlano $2,642.23 ↓ -66%
BCBS MyBlueHealth $2,715.79 ↓ -65%
BCBS BlueAdvantageHMO $2,715.79 ↓ -65%
City of McKinney COMM $2,736.04 ↓ -65%
Cigna AllOther $2,915.83 ↓ -63%
United SmallGroup $2,924.00 ↓ -63%
BCBS BluePremier $2,933.05 ↓ -62%
BCBS Traditional $3,470.86 ↓ -56%
National ChoiceCare WCOMP $3,908.63 ↓ -50%
Aetna ASA $4,119.69 ↓ -47%
United AllPayerAppendix $4,120.00 ↓ -47%
Aetna WCOMP $4,299.49 ↓ -45%
Rockport Health Group WORKERSCOMP $4,299.49 ↓ -45%
PC Texas Partners WCOMP $4,299.49 ↓ -45%
Physicians Coop of TX MGMCR $4,299.49 ↓ -45%
Averde Health, Inc PPO $4,534.01 ↓ -42%
Value Options Behavioral Health COMM $4,690.35 ↓ -40%
Magellan BH Pinnacle $4,690.35 ↓ -40%
Magellan BH Summit $4,690.35 ↓ -40%
BCBS BlueEssentials $4,809.42 ↓ -38%
BCBS BlueEssentialsAccess $4,809.42 ↓ -38%
BCBS EPOSOA $5,046.43 ↓ -35%
Humana BHCOMM $5,081.21 ↓ -35%
BCBS PPO $5,283.45 ↓ -32%
Coastal Comp Health Networks WCOMP $5,472.07 ↓ -30%
Mega Life MGMCRPPO $5,472.07 ↓ -30%
Multiplan PHCS PrimaryNetwork $5,472.07 ↓ -30%
Superior Health Plan STARHealth $5,591.00 ↓ -28%
Superior Health Plan MCDSTAR $5,591.00 ↓ -28%
Superior Health Plan STARPLUS $5,591.00 ↓ -28%
Superior Health Plan STARKids $5,591.00 ↓ -28%
Superior Health Plan CHIP $5,591.00 ↓ -28%
Aetna Coventry First Health COMM $5,683.14 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $5,862.94 ↓ -25%
HealthSmart Preferred Care PPO $6,253.80 ↓ -20%
USA Managed Care COMM $6,253.80 ↓ -20%
Cigna Behavioral Health COMM $6,253.80 ↓ -20%
ComPsych Corporation COMM $6,253.80 ↓ -20%
Galaxy Health Network PPO $6,644.66 ↓ -15%
Independent Medical Systems COMM $7,817.25 ↑ +0%
Unicare MCD $7,817.25 ↑ +0%
National Healthcare Solutions COMM $7,817.25 ↑ +0%
Fidelis SecureCare MGMCR $8,300.00 ↑ +6%
Humana COMM $27,514.00 ↑ +252%
Healthcare Highways NarrowNetwork $27,837.00 ↑ +256%
Evry Health COMM $29,597.00 ↑ +279%
Curative Administrators COMM $43,890.00 ↑ +461%

Visitor-reported prices

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Electrophysiology evaluation at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $3,843.87 $1,089.10 – $4,804.84
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $3,843.87 $822.59 – $4,804.84
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $3,843.87 $1,089.10 – $4,804.84
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $3,938.60 $810.69 – $5,907.90
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $3,424.87 $684.97 – $4,281.08
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $3,843.87 $1,025.03 – $4,804.84
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $3,938.60 $1,161.94 – $5,907.90
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $3,938.60 $2,034.94 – $5,907.90

All Texas hospitals for this procedure →