Electrophysiology evaluation at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$30,943.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$30,943.53

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4,177.38 with Cigna vs $43,890.00 with Curative Administrators — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna IFP $4,177.38 ↓ -86%
Aetna QHPHIX $4,177.38 ↓ -86%
Cigna QHP $4,332.09 ↓ -86%
Superior Health Plan STARPLUS $5,591.00 ↓ -82%
Superior Health Plan STARKids $5,591.00 ↓ -82%
Superior Health Plan CHIP $5,591.00 ↓ -82%
Superior Health Plan STARHealth $5,591.00 ↓ -82%
Superior Health Plan MCDSTAR $5,591.00 ↓ -82%
United OptionsPPO $5,786.44 ↓ -81%
Aetna NewBusiness $6,157.76 ↓ -80%
Aetna Meritain $6,590.97 ↓ -79%
Aetna COMM $6,590.97 ↓ -79%
BCBS BlueAdvantageHMO $7,643.05 ↓ -75%
BCBS MyBlueHealth $7,643.05 ↓ -75%
Aetna OON $7,766.83 ↓ -75%
Unicare CHIP $8,045.32 ↓ -74%
Cigna NewBusiness $8,169.09 ↓ -74%
Cigna LocalPlus $8,169.09 ↓ -74%
Fidelis SecureCare MGMCR $8,300.00 ↓ -73%
Cigna NetworkBenefit $9,128.34 ↓ -71%
Cigna HMO $9,128.34 ↓ -71%
Cigna OpenAccessPlus $9,128.34 ↓ -71%
BCBS BlueEssentials $9,870.99 ↓ -68%
BCBS BlueEssentialsAccess $9,870.99 ↓ -68%
BCBS EPOSOA $10,366.08 ↓ -67%
Healthcare Highways CityofPlano $10,458.91 ↓ -66%
BCBS PPO $10,830.24 ↓ -65%
City of McKinney COMM $10,830.24 ↓ -65%
Cigna AllOther $11,541.94 ↓ -63%
BCBS Traditional $13,738.93 ↓ -56%
National ChoiceCare WCOMP $15,471.76 ↓ -50%
Aetna ASA $16,307.24 ↓ -47%
Aetna WCOMP $17,018.94 ↓ -45%
PC Texas Partners WCOMP $17,018.94 ↓ -45%
Physicians Coop of TX MGMCR $17,018.94 ↓ -45%
Rockport Health Group WORKERSCOMP $17,018.94 ↓ -45%
BCBS BluePremier $17,480.56 ↓ -44%
Averde Health, Inc PPO $17,947.25 ↓ -42%
Magellan BH Pinnacle $18,566.12 ↓ -40%
Magellan BH Summit $18,566.12 ↓ -40%
Value Options Behavioral Health COMM $18,566.12 ↓ -40%
Humana BHCOMM $20,113.29 ↓ -35%
Multiplan PHCS PrimaryNetwork $21,660.47 ↓ -30%
Coastal Comp Health Networks WCOMP $21,660.47 ↓ -30%
Mega Life MGMCRPPO $21,660.47 ↓ -30%
Aetna Coventry First Health COMM $22,495.95 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $23,207.65 ↓ -25%
HealthSmart Preferred Care PPO $24,754.82 ↓ -20%
ComPsych Corporation COMM $24,754.82 ↓ -20%
Cigna Behavioral Health COMM $24,754.82 ↓ -20%
USA Managed Care COMM $24,754.82 ↓ -20%
United NarrowNetworkIndivExchange $25,253.00 ↓ -18%
United SmallGroup $25,454.00 ↓ -18%
Galaxy Health Network PPO $26,302.00 ↓ -15%
Humana COMM $27,514.00 ↓ -11%
Healthcare Highways NarrowNetwork $27,837.00 ↓ -10%
Oscar HIX $29,429.00 ↓ -5%
Evry Health COMM $29,597.00 ↓ -4%
Unicare MCD $30,943.53 ↑ +0%
National Healthcare Solutions COMM $30,943.53 ↑ +0%
Independent Medical Systems COMM $30,943.53 ↑ +0%
United AllPayerAppendix $33,939.00 ↑ +10%
Curative Administrators COMM $43,890.00 ↑ +42%

Visitor-reported prices

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Electrophysiology evaluation at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $13,879.96 $3,932.65 – $18,500.61
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $13,879.96 $2,970.31 – $18,500.61
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $13,879.96 $3,932.65 – $18,500.61
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $14,581.73 $3,001.41 – $21,872.59
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $14,029.39 $2,805.88 – $18,500.61
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $13,879.96 $3,701.32 – $18,500.61
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $14,581.73 $4,680.73 – $21,872.59
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $14,581.73 $7,533.89 – $21,872.59

All Texas hospitals for this procedure →