Elec hand ind art digits at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28,689.50 with Humana vs $167,096.84 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Tricare $28,689.50
BCBS MGMCRHMO $28,996.90
BCBS MCRPPO $28,996.90
WellMed MGMCR $29,428.92
Devoted Health PPO $29,576.80
Amerigroup DualEligible $29,576.80
Mutual of Omaha MGMCR $29,576.80
Devoted Health SNP $29,576.80
Devoted Health HMO $29,576.80
Devoted Health POS $29,576.80
Devoted Health MCR $29,576.80
Devoted Health MME $29,576.80
TriWest Veterans FEDERAL $29,576.80
Humana MGMCR $29,576.80
United MGMCR $29,724.68
Aetna MCR $29,828.20
Care N Care MGMCR $29,872.57
Cigna Healthspring MGMCR $30,168.34
Integranet MGMCR $30,464.10
WellCare MGMCR $30,464.10
American Health Plan of Texas, Inc. MGMCR $31,055.64
Superior Health Plan MGMCRHMO $31,055.64
Superior Health Plan MGMCRPPO $31,055.64
Superior Health Plan MGMCRDualEligible $31,055.64
Superior Health Plan MGMCRPFFS $31,055.64
Superior Health Plan MGMCRPOS $31,055.64
Superior Health Plan MGMCRSNP $31,055.64
ProCare Advantge MCR $31,055.64
Texas Independent Health Plan MGMCR $31,351.41
Provider Partners Health Plan MCR $31,351.41
Molina MME $32,238.71
Molina MCR $32,238.71
Cenpatico BHMGMCR $32,238.71
Molina MMP $32,238.71
Imperial Insurance Company MCR $32,534.48
Universal Healthcare Group MCR $35,492.16
Verda Health Plan MGMCR $38,449.84
Bravo Health MCRPOS $44,365.20
Bravo Health MCRSNP $44,365.20
Bravo Health MCRHMO $44,365.20
Bravo Health MCRPPO $44,365.20
Bravo Health MCRPFFS $44,365.20
Superior ValueHMO $52,942.47
USA Managed Care WORKERSCOMP $56,195.92
Corvel Corporation WORKERSCOMP $58,562.06
Superior EPO $66,252.03
Superior HMO $66,252.03
Molina Healthcare HIX $77,491.22
Humana COMM $167,096.84

Visitor-reported prices

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Elec hand ind art digits at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON CLEAR LAKE FRIENDSWOOD not published $28,985.26 – $63,590.12
HCA HOUSTON MEDICAL CENTER Houston not published $28,985.26 – $63,590.12
HCA HOUSTON CONROE CONROE not published $28,985.26 – $63,590.12
HCA HOUSTON KINGWOOD HUMBLE not published $28,985.26 – $63,590.12
HCA HOUSTON NORTHWEST SPRING not published $28,985.26 – $63,590.12
HCA HOUSTON PEARLAND Pearland not published $28,985.26 – $63,590.12
HCA HOUSTON SOUTHEAST PASADENA not published $28,985.26 – $63,590.12
HCA HOUSTON WEST HOUSTON not published $28,985.26 – $63,590.12

All Texas hospitals for this procedure →