Echo stress at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
$14,036.79
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$14,036.79
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$185.11 with Amerigroup vs $14,036.79 with Independent Medical Systems — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Amerigroup | MGMCD | $185.11 | ↓ -99% |
| United | STAR | $185.11 | ↓ -99% |
| United | STARKids | $185.11 | ↓ -99% |
| United | STARPLUS | $185.11 | ↓ -99% |
| United | STARPerinate | $185.11 | ↓ -99% |
| United | CHIP | $185.11 | ↓ -99% |
| Parkland Community Health Plan | MCD | $185.11 | ↓ -99% |
| Amerigroup | CHIP | $185.11 | ↓ -99% |
| Cigna Healthspring | MGMCD | $194.37 | ↓ -99% |
| Aetna Better Health | MCD | $199.92 | ↓ -99% |
| Aetna Better Health | CHIP | $199.92 | ↓ -99% |
| Molina | CHIP | $203.62 | ↓ -99% |
| Molina | STAR+PLUS | $203.62 | ↓ -99% |
| Molina | MCDSTAR | $203.62 | ↓ -99% |
| Molina | STARKIDS | $203.62 | ↓ -99% |
| Humana | MGMCD | $231.39 | ↓ -98% |
| BCBS | BluePremier | $279.83 | ↓ -98% |
| BCBS | BlueAdvantageHMO | $326.07 | ↓ -98% |
| BCBS | MyBlueHealth | $326.07 | ↓ -98% |
| BCBS | BlueEssentials | $577.44 | ↓ -96% |
| BCBS | BlueEssentialsAccess | $577.44 | ↓ -96% |
| BCBS | EPOSOA | $605.89 | ↓ -96% |
| BCBS | PPO | $634.35 | ↓ -95% |
| Humana | COMM | $934.13 | ↓ -93% |
| Superior Health Plan | STARHealth | $982.58 | ↓ -93% |
| Superior Health Plan | CHIP | $982.58 | ↓ -93% |
| Superior Health Plan | STARKids | $982.58 | ↓ -93% |
| Superior Health Plan | STARPLUS | $982.58 | ↓ -93% |
| Superior Health Plan | MCDSTAR | $982.58 | ↓ -93% |
| Aetna | QHPHIX | $1,894.97 | ↓ -86% |
| Cigna | IFP | $1,894.97 | ↓ -86% |
| Cigna | QHP | $1,965.15 | ↓ -86% |
| United | OptionsPPO | $2,624.88 | ↓ -81% |
| Aetna | NewBusiness | $2,793.32 | ↓ -80% |
| Oscar | HIX | $2,919.65 | ↓ -79% |
| Aetna | COMM | $2,989.84 | ↓ -79% |
| Aetna | Meritain | $2,989.84 | ↓ -79% |
| Aetna | OON | $3,523.23 | ↓ -75% |
| Evry Health | COMM | $3,621.49 | ↓ -74% |
| Unicare | CHIP | $3,649.57 | ↓ -74% |
| Cigna | LocalPlus | $3,705.71 | ↓ -74% |
| Cigna | NewBusiness | $3,705.71 | ↓ -74% |
| Cigna | NetworkBenefit | $4,140.85 | ↓ -71% |
| Cigna | OpenAccessPlus | $4,140.85 | ↓ -71% |
| Cigna | HMO | $4,140.85 | ↓ -71% |
| Healthcare Highways | CityofPlano | $4,744.44 | ↓ -66% |
| City of McKinney | COMM | $4,912.88 | ↓ -65% |
| Cigna | AllOther | $5,235.72 | ↓ -63% |
| Curative Administrators | COMM | $5,614.72 | ↓ -60% |
| BCBS | Traditional | $6,232.33 | ↓ -56% |
| Fidelis SecureCare | MGMCR | $6,316.56 | ↓ -55% |
| National ChoiceCare | WCOMP | $7,018.40 | ↓ -50% |
| Aetna | ASA | $7,397.39 | ↓ -47% |
| Physicians Coop of TX | MGMCR | $7,720.23 | ↓ -45% |
| PC Texas Partners | WCOMP | $7,720.23 | ↓ -45% |
| Aetna | WCOMP | $7,720.23 | ↓ -45% |
| Rockport Health Group | WORKERSCOMP | $7,720.23 | ↓ -45% |
| Averde Health, Inc | PPO | $8,141.34 | ↓ -42% |
| Value Options Behavioral Health | COMM | $8,422.07 | ↓ -40% |
| Magellan BH | Pinnacle | $8,422.07 | ↓ -40% |
| Magellan BH | Summit | $8,422.07 | ↓ -40% |
| Humana | BHCOMM | $9,123.91 | ↓ -35% |
| Multiplan PHCS | PrimaryNetwork | $9,825.75 | ↓ -30% |
| Mega Life | MGMCRPPO | $9,825.75 | ↓ -30% |
| Coastal Comp Health Networks | WCOMP | $9,825.75 | ↓ -30% |
| Aetna Coventry First Health | COMM | $10,204.75 | ↓ -27% |
| LEWISVILLE ISD/DLS CONSULTING | COMMPPO | $10,527.59 | ↓ -25% |
| Cigna Behavioral Health | COMM | $11,229.43 | ↓ -20% |
| HealthSmart Preferred Care | PPO | $11,229.43 | ↓ -20% |
| USA Managed Care | COMM | $11,229.43 | ↓ -20% |
| ComPsych Corporation | COMM | $11,229.43 | ↓ -20% |
| Galaxy Health Network | PPO | $11,931.27 | ↓ -15% |
| Unicare | MCD | $14,036.79 | ↑ +0% |
| National Healthcare Solutions | COMM | $14,036.79 | ↑ +0% |
| Independent Medical Systems | COMM | $14,036.79 | ↑ +0% |
Visitor-reported prices
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Echo stress at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY | McKinney | $2,144.62 | $182.78 – $2,680.78 |
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $2,144.62 | $182.78 – $2,680.78 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $2,144.62 | $182.78 – $2,680.78 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $3,004.21 | $358.08 – $4,506.31 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $2,350.85 | $182.78 – $2,938.56 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $2,144.62 | $182.78 – $2,680.78 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $3,004.21 | $195.57 – $4,506.31 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $3,004.21 | $182.78 – $4,506.31 |