Drop lock knee at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$838.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$838.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$58.66 with Superior Health Plan vs $838.00 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARHealth $58.66 ↓ -93%
Superior Health Plan CHIP $58.66 ↓ -93%
Superior Health Plan STARKids $58.66 ↓ -93%
Superior Health Plan STARPLUS $58.66 ↓ -93%
Superior Health Plan MCDSTAR $58.66 ↓ -93%
Cigna IFP $113.13 ↓ -87%
Cigna QHP $117.32 ↓ -86%
Humana Tricare $127.86 ↓ -85%
BCBS MGMCRHMO $129.23 ↓ -85%
BCBS MCRPPO $129.23 ↓ -85%
WellMed MGMCR $131.15 ↓ -84%
Devoted Health MCR $131.81 ↓ -84%
Devoted Health SNP $131.81 ↓ -84%
Humana MGMCR $131.81 ↓ -84%
Mutual of Omaha MGMCR $131.81 ↓ -84%
TriWest Veterans FEDERAL $131.81 ↓ -84%
Amerigroup DualEligible $131.81 ↓ -84%
Devoted Health MME $131.81 ↓ -84%
Devoted Health PPO $131.81 ↓ -84%
Devoted Health HMO $131.81 ↓ -84%
Devoted Health POS $131.81 ↓ -84%
United MGMCR $132.47 ↓ -84%
Aetna MCR $132.93 ↓ -84%
Care N Care MGMCR $133.13 ↓ -84%
Cigna Healthspring MGMCR $134.45 ↓ -84%
Integranet MGMCR $135.76 ↓ -84%
WellCare MGMCR $135.76 ↓ -84%
Superior Health Plan MGMCRPPO $138.40 ↓ -83%
Superior Health Plan MGMCRPFFS $138.40 ↓ -83%
Superior Health Plan MGMCRPOS $138.40 ↓ -83%
Superior Health Plan MGMCRSNP $138.40 ↓ -83%
Superior Health Plan MGMCRDualEligible $138.40 ↓ -83%
Superior Health Plan MGMCRHMO $138.40 ↓ -83%
ProCare Advantge MCR $138.40 ↓ -83%
American Health Plan of Texas, Inc. MGMCR $138.40 ↓ -83%
Texas Independent Health Plan MGMCR $139.72 ↓ -83%
Provider Partners Health Plan MCR $139.72 ↓ -83%
Molina MME $143.67 ↓ -83%
Molina MMP $143.67 ↓ -83%
Molina MCR $143.67 ↓ -83%
Cenpatico BHMGMCR $143.67 ↓ -83%
Imperial Insurance Company MCR $144.99 ↓ -83%
United OptionsPPO $156.71 ↓ -81%
Universal Healthcare Group MCR $158.17 ↓ -81%
Verda Health Plan MGMCR $171.35 ↓ -80%
Bravo Health MCRPFFS $197.72 ↓ -76%
Bravo Health MCRSNP $197.72 ↓ -76%
Bravo Health MCRPPO $197.72 ↓ -76%
Bravo Health MCRPOS $197.72 ↓ -76%
Bravo Health MCRHMO $197.72 ↓ -76%
BCBS BlueAdvantageHMO $206.99 ↓ -75%
BCBS MyBlueHealth $206.99 ↓ -75%
Unicare CHIP $217.88 ↓ -74%
Cigna NewBusiness $221.23 ↓ -74%
Cigna LocalPlus $221.23 ↓ -74%
Superior ValueHMO $235.94 ↓ -72%
Cigna HMO $247.21 ↓ -71%
Cigna NetworkBenefit $247.21 ↓ -71%
Cigna OpenAccessPlus $247.21 ↓ -71%
USA Managed Care WORKERSCOMP $250.44 ↓ -70%
Corvel Corporation WORKERSCOMP $260.98 ↓ -69%
BCBS BlueEssentialsAccess $267.32 ↓ -68%
BCBS BlueEssentials $267.32 ↓ -68%
BCBS EPOSOA $280.73 ↓ -67%
Healthcare Highways CityofPlano $283.24 ↓ -66%
BCBS PPO $293.30 ↓ -65%
City of McKinney COMM $293.30 ↓ -65%
Superior EPO $295.25 ↓ -65%
Superior HMO $295.25 ↓ -65%
Cigna AllOther $312.57 ↓ -63%
Molina Healthcare HIX $345.34 ↓ -59%
BCBS Traditional $372.07 ↓ -56%
National ChoiceCare WCOMP $419.00 ↓ -50%
Aetna ASA $441.63 ↓ -47%
PC Texas Partners WCOMP $460.90 ↓ -45%
Aetna WCOMP $460.90 ↓ -45%
Rockport Health Group WORKERSCOMP $460.90 ↓ -45%
Physicians Coop of TX MGMCR $460.90 ↓ -45%
Averde Health, Inc PPO $486.04 ↓ -42%
Value Options Behavioral Health COMM $502.80 ↓ -40%
Magellan BH Summit $502.80 ↓ -40%
Magellan BH Pinnacle $502.80 ↓ -40%
Humana BHCOMM $544.70 ↓ -35%
Mega Life MGMCRPPO $586.60 ↓ -30%
Aetna Coventry First Health COMM $609.23 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $628.50 ↓ -25%
HealthSmart Preferred Care PPO $670.40 ↓ -20%
Cigna Behavioral Health COMM $670.40 ↓ -20%
USA Managed Care COMM $670.40 ↓ -20%
ComPsych Corporation COMM $670.40 ↓ -20%
Galaxy Health Network PPO $712.30 ↓ -15%
Humana COMM $744.77 ↓ -11%
National Healthcare Solutions COMM $838.00 ↑ +0%
Independent Medical Systems COMM $838.00 ↑ +0%
Unicare MCD $838.00 ↑ +0%

Visitor-reported prices

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Drop lock knee at other Texas hospitals

Hospital City Cash price Negotiated range
MEDICAL CITY ARGYLE HOSPITAL Argyle $1,001.00 $127.86 – $345.34
MEDICAL CITY LEWISVILLE HOSPITAL LEWISVILLE $622.00 $127.86 – $345.34
MEDICAL CITY ARLINGTON HOSPITAL RED OAK $1,646.00 $127.86 – $345.34
MEDICAL CITY LAS COLINAS HOSPITAL Irving $1,035.00 $127.86 – $345.34
MEDICAL CITY WEATHERFORD HOSPITAL Weatherford $1,646.00 $129.23 – $744.77
MEDICAL CITY FORT WORTH HOSPITAL FT WORTH $1,119.00 $127.86 – $345.34
HCA HOUSTON CLEAR LAKE FRIENDSWOOD not published $129.17 – $283.39
HCA HOUSTON MEDICAL CENTER Houston not published $129.17 – $283.39

All Texas hospitals for this procedure →