Drainage of kidney lesion at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$197.05 with Cigna vs $4,723.00 with Oscar — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna IFP $197.05
Cigna QHP $204.34
Parkland Community Health Plan MCD $257.60
United STARKids $257.60
United CHIP $257.60
United STARPerinate $257.60
United STAR $257.60
United STARPLUS $257.60
Cigna Healthspring MGMCD $270.48
Amerigroup MGMCD $270.48
Amerigroup CHIP $270.48
United OptionsPPO $272.95
Molina STARKIDS $283.36
Molina MCDSTAR $283.36
Molina CHIP $283.36
Molina STAR+PLUS $283.36
Aetna Better Health MCD $309.12
Aetna Better Health CHIP $309.12
Humana MGMCD $322.00
Unicare CHIP $379.50
Healthcare Highways CityofPlano $493.34
City of McKinney COMM $510.86
BCBS Traditional $648.06
WellMed MGMCR $714.92
National ChoiceCare WCOMP $729.80
Aetna ASA $769.21
Aetna WCOMP $802.78
Physicians Coop of TX MGMCR $802.78
PC Texas Partners WCOMP $802.78
Rockport Health Group WORKERSCOMP $802.78
BCBS BluePremier $811.31
Averde Health, Inc PPO $846.57
Value Options Behavioral Health COMM $875.76
Magellan BH Summit $875.76
Magellan BH Pinnacle $875.76
Superior Health Plan STARHealth $948.00
Superior Health Plan MCDSTAR $948.00
Superior Health Plan STARPLUS $948.00
Superior Health Plan STARKids $948.00
Superior Health Plan CHIP $948.00
Humana BHCOMM $948.74
Coastal Comp Health Networks WCOMP $1,021.72
Mega Life MGMCRPPO $1,021.72
Aetna Coventry First Health COMM $1,061.13
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,094.70
HealthSmart Preferred Care PPO $1,167.68
USA Managed Care COMM $1,167.68
Cigna Behavioral Health COMM $1,167.68
ComPsych Corporation COMM $1,167.68
Galaxy Health Network PPO $1,240.66
BCBS MyBlueHealth $1,372.52
BCBS BlueAdvantageHMO $1,372.52
Independent Medical Systems COMM $1,459.60
National Healthcare Solutions COMM $1,459.60
Unicare MCD $1,459.60
United NarrowNetworkIndivExchange $1,562.00
BCBS BlueEssentials $1,634.83
BCBS BlueEssentialsAccess $1,634.83
United SmallGroup $1,676.00
BCBS EPOSOA $1,720.23
BCBS PPO $1,799.53
Fidelis SecureCare MGMCR $1,995.00
Curative Administrators COMM $2,012.00
Healthcare Highways NarrowNetwork $2,214.00
United AllPayerAppendix $2,300.00
Evry Health COMM $2,356.00
Aetna QHPHIX $2,513.00
Cigna LocalPlus $2,514.00
Cigna NewBusiness $2,515.00
Cigna HMO $2,808.00
Cigna NetworkBenefit $2,808.00
Cigna OpenAccessPlus $2,808.00
Multiplan PHCS PrimaryNetwork $3,008.00
Aetna NewBusiness $3,445.00
Cigna AllOther $3,553.00
Aetna Meritain $3,682.00
Aetna COMM $3,682.00
Humana COMM $4,116.00
Aetna OON $4,332.00
Oscar HIX $4,723.00

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Drainage of kidney lesion at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $1,719.93 $257.60 – $2,149.91
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $1,719.93 $257.60 – $2,149.91
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,719.93 $257.60 – $2,149.91
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,841.58 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,783.27 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,719.93 $257.60 – $2,149.91
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,841.58 $85.00 – $2,975.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,841.58 $257.60 – $2,762.37

All Texas hospitals for this procedure →