Dilat xst trc new access rcs at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$726.06 with Cigna vs $28,286.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna IFP $726.06
Cigna QHP $752.95
Superior Health Plan STARHealth $948.00
Superior Health Plan STARKids $948.00
Superior Health Plan STARPLUS $948.00
Superior Health Plan MCDSTAR $948.00
Superior Health Plan CHIP $948.00
United OptionsPPO $1,005.73
United STAR $1,142.90
Parkland Community Health Plan MCD $1,142.90
United STARPerinate $1,142.90
United CHIP $1,142.90
United STARPLUS $1,142.90
United STARKids $1,142.90
Amerigroup CHIP $1,200.05
Amerigroup MGMCD $1,200.05
Cigna Healthspring MGMCD $1,200.05
Molina STARKIDS $1,257.19
Molina CHIP $1,257.19
Molina STAR+PLUS $1,257.19
Molina MCDSTAR $1,257.19
Aetna Better Health MCD $1,371.48
Aetna Better Health CHIP $1,371.48
Unicare CHIP $1,398.33
Humana MGMCD $1,428.63
Humana COMM $1,666.71
Healthcare Highways CityofPlano $1,817.83
City of McKinney COMM $1,882.37
Fidelis SecureCare MGMCR $1,995.00
Healthcare Highways NarrowNetwork $2,152.00
Evry Health COMM $2,287.00
BCBS Traditional $2,387.93
Aetna QHPHIX $2,513.00
National ChoiceCare WCOMP $2,689.11
Aetna ASA $2,834.32
Aetna WCOMP $2,958.02
PC Texas Partners WCOMP $2,958.02
Rockport Health Group WORKERSCOMP $2,958.02
Physicians Coop of TX MGMCR $2,958.02
Averde Health, Inc PPO $3,119.36
Value Options Behavioral Health COMM $3,226.93
Magellan BH Summit $3,226.93
Magellan BH Pinnacle $3,226.93
Aetna NewBusiness $3,445.00
Humana BHCOMM $3,495.84
WellMed MGMCR $3,558.75
Aetna Meritain $3,682.00
Aetna COMM $3,682.00
Mega Life MGMCRPPO $3,764.75
Multiplan PHCS PrimaryNetwork $3,764.75
Coastal Comp Health Networks WCOMP $3,764.75
Aetna Coventry First Health COMM $3,909.96
BCBS BluePremier $4,014.66
LEWISVILLE ISD/DLS CONSULTING COMMPPO $4,033.66
USA Managed Care COMM $4,302.57
ComPsych Corporation COMM $4,302.57
HealthSmart Preferred Care PPO $4,302.57
Cigna Behavioral Health COMM $4,302.57
Aetna OON $4,332.00
Galaxy Health Network PPO $4,571.48
National Healthcare Solutions COMM $5,378.21
Unicare MCD $5,378.21
Independent Medical Systems COMM $5,378.21
Curative Administrators COMM $5,849.00
United NarrowNetworkIndivExchange $6,225.00
Oscar HIX $6,587.00
BCBS MyBlueHealth $6,791.72
BCBS BlueAdvantageHMO $6,791.72
United SmallGroup $7,785.00
BCBS BlueEssentials $8,089.69
BCBS BlueEssentialsAccess $8,089.69
BCBS EPOSOA $8,512.28
BCBS PPO $8,904.69
United AllPayerAppendix $10,918.00
Cigna LocalPlus $20,013.00
Cigna NewBusiness $20,033.00
Cigna NetworkBenefit $22,360.00
Cigna HMO $22,360.00
Cigna OpenAccessPlus $22,360.00
Cigna AllOther $28,286.00

Visitor-reported prices

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Dilat xst trc new access rcs at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney not published $1,142.90 – $8,636.11
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $8,147.48 $71.00 – $12,221.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $7,184.73 $71.00 – $8,980.91
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $8,147.48 $85.00 – $12,221.23
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $8,147.48 $1,142.90 – $12,221.23
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $7,184.73 $71.00 – $10,777.09
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $8,147.48 $71.00 – $10,184.35
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $8,147.48 $71.00 – $12,221.23

All Texas hospitals for this procedure →