Culture body fluid at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.63 with Superior Health Plan vs $95.74 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARPLUS $2.63
Superior Health Plan STARHealth $2.63
Superior Health Plan MCDSTAR $2.63
Superior Health Plan STARKids $2.63
Superior Health Plan CHIP $2.63
Cigna IFP $5.07
Cigna QHP $5.26
United OptionsPPO $7.03
United STARPLUS $7.24
United STARPerinate $7.24
Parkland Community Health Plan MCD $7.24
Amerigroup MGMCD $7.24
United STARKids $7.24
United STAR $7.24
Amerigroup CHIP $7.24
United CHIP $7.24
Cigna Healthspring MGMCD $7.60
Aetna Better Health MCD $7.82
Aetna Better Health CHIP $7.82
Molina MCDSTAR $7.96
Molina CHIP $7.96
Molina STAR+PLUS $7.96
Molina STARKIDS $7.96
WellMed MGMCR $8.58
United NarrowNetworkIndivExchange $8.62
United AllPayerAppendix $8.62
Devoted Health HMO $8.62
Devoted Health POS $8.62
Devoted Health MCR $8.62
Devoted Health MME $8.62
TriWest Veterans FEDERAL $8.62
BCBS MGMCRHMO $8.62
Humana MGMCR $8.62
Devoted Health PPO $8.62
BCBS MCRPPO $8.62
Mutual of Omaha MGMCR $8.62
Devoted Health SNP $8.62
Amerigroup DualEligible $8.62
United SmallGroup $8.62
United MGMCR $8.66
Aetna MCR $8.69
Care N Care MGMCR $8.71
Cigna Healthspring MGMCR $8.79
Integranet MGMCR $8.88
WellCare MGMCR $8.88
Humana MGMCD $9.05
Superior Health Plan MGMCRSNP $9.05
Superior Health Plan MGMCRPOS $9.05
Superior Health Plan MGMCRPFFS $9.05
Superior Health Plan MGMCRDualEligible $9.05
Superior Health Plan MGMCRPPO $9.05
Superior Health Plan MGMCRHMO $9.05
Humana Tricare $9.05
American Health Plan of Texas, Inc. MGMCR $9.05
ProCare Advantge MCR $9.05
Texas Independent Health Plan MGMCR $9.14
Provider Partners Health Plan MCR $9.14
Healthcare Highways NarrowNetwork $9.21
Molina MME $9.40
Cenpatico BHMGMCR $9.40
Molina MMP $9.40
Molina MCR $9.40
Imperial Insurance Company MCR $9.48
Evry Health COMM $9.70
Unicare CHIP $9.77
Universal Healthcare Group MCR $10.34
Aetna QHPHIX $10.96
Verda Health Plan MGMCR $11.21
Healthcare Highways CityofPlano $12.70
Bravo Health MCRSNP $12.93
Bravo Health MCRPPO $12.93
Bravo Health MCRHMO $12.93
Bravo Health MCRPOS $12.93
Bravo Health MCRPFFS $12.93
City of McKinney COMM $13.15
BCBS BluePremier $13.36
BCBS MyBlueHealth $15.08
BCBS BlueAdvantageHMO $15.08
Aetna NewBusiness $15.10
Superior ValueHMO $15.43
Aetna Meritain $16.08
Aetna COMM $16.08
USA Managed Care WORKERSCOMP $16.38
BCBS Traditional $16.69
Fidelis SecureCare MGMCR $16.91
Corvel Corporation WORKERSCOMP $17.07
National ChoiceCare WCOMP $18.79
Aetna OON $18.92
Superior EPO $19.31
Superior HMO $19.31
Aetna ASA $19.80
PC Texas Partners WCOMP $20.67
Aetna WCOMP $20.67
Rockport Health Group WORKERSCOMP $20.67
Physicians Coop of TX MGMCR $20.67
BCBS BlueEssentials $21.29
BCBS BlueEssentialsAccess $21.29
Averde Health, Inc PPO $21.80
BCBS EPOSOA $22.33
Oscar HIX $22.41
Value Options Behavioral Health COMM $22.55
Magellan BH Summit $22.55
Magellan BH Pinnacle $22.55
Molina Healthcare HIX $22.58
BCBS PPO $23.36
Humana BHCOMM $24.43
Multiplan PHCS PrimaryNetwork $26.31
Coastal Comp Health Networks WCOMP $26.31
Mega Life MGMCRPPO $26.31
Aetna Coventry First Health COMM $27.32
LEWISVILLE ISD/DLS CONSULTING COMMPPO $28.18
USA Managed Care COMM $30.06
ComPsych Corporation COMM $30.06
HealthSmart Preferred Care PPO $30.06
Cigna Behavioral Health COMM $30.06
Galaxy Health Network PPO $31.94
Cigna LocalPlus $32.29
Cigna NewBusiness $32.32
Cigna NetworkBenefit $36.06
Cigna OpenAccessPlus $36.06
Cigna HMO $36.06
Unicare MCD $37.58
National Healthcare Solutions COMM $37.58
Independent Medical Systems COMM $37.58
Cigna AllOther $45.64
Humana COMM $95.74
Curative Administrators COMM not published by hospital

Visitor-reported prices

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Culture body fluid at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $171.29 $7.24 – $43.83
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $171.29 $7.24 – $43.83
Adventhealth Rollins Brook Lampasas $456.65 $7.76 – $33.19
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $171.29 $7.24 – $43.83
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $145.35 $7.22 – $52.60
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $165.55 $7.24 – $43.83
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $171.29 $7.24 – $43.83
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $145.35 $7.75 – $52.60

All Texas hospitals for this procedure →