Culture afb any source at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.07 with United vs $2,036.11 with Unicare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | STARPerinate | $9.07 | — |
| United | STARPLUS | $9.07 | — |
| United | STARKids | $9.07 | — |
| Amerigroup | MGMCD | $9.07 | — |
| Parkland Community Health Plan | MCD | $9.07 | — |
| Amerigroup | CHIP | $9.07 | — |
| United | STAR | $9.07 | — |
| United | CHIP | $9.07 | — |
| Cigna Healthspring | MGMCD | $9.52 | — |
| Aetna Better Health | CHIP | $9.80 | — |
| Aetna Better Health | MCD | $9.80 | — |
| Molina | STAR+PLUS | $9.98 | — |
| Molina | MCDSTAR | $9.98 | — |
| Molina | CHIP | $9.98 | — |
| Molina | STARKIDS | $9.98 | — |
| WellMed | MGMCR | $10.75 | — |
| Amerigroup | DualEligible | $10.80 | — |
| BCBS | MGMCRHMO | $10.80 | — |
| Devoted Health | MME | $10.80 | — |
| BCBS | MCRPPO | $10.80 | — |
| Humana | MGMCR | $10.80 | — |
| Mutual of Omaha | MGMCR | $10.80 | — |
| TriWest Veterans | FEDERAL | $10.80 | — |
| Devoted Health | SNP | $10.80 | — |
| Devoted Health | HMO | $10.80 | — |
| Devoted Health | POS | $10.80 | — |
| Devoted Health | PPO | $10.80 | — |
| Devoted Health | MCR | $10.80 | — |
| United | AllPayerAppendix | $10.80 | — |
| United | NarrowNetworkIndivExchange | $10.80 | — |
| United | SmallGroup | $10.80 | — |
| United | MGMCR | $10.85 | — |
| Aetna | MCR | $10.89 | — |
| Care N Care | MGMCR | $10.91 | — |
| Cigna Healthspring | MGMCR | $11.02 | — |
| WellCare | MGMCR | $11.12 | — |
| Integranet | MGMCR | $11.12 | — |
| Superior Health Plan | MGMCRDualEligible | $11.34 | — |
| Superior Health Plan | MGMCRPFFS | $11.34 | — |
| Superior Health Plan | MGMCRPOS | $11.34 | — |
| Superior Health Plan | MGMCRSNP | $11.34 | — |
| ProCare Advantge | MCR | $11.34 | — |
| Humana | MGMCD | $11.34 | — |
| American Health Plan of Texas, Inc. | MGMCR | $11.34 | — |
| Superior Health Plan | MGMCRHMO | $11.34 | — |
| Superior Health Plan | MGMCRPPO | $11.34 | — |
| Humana | Tricare | $11.34 | — |
| Texas Independent Health Plan | MGMCR | $11.45 | — |
| Provider Partners Health Plan | MCR | $11.45 | — |
| Molina | MCR | $11.77 | — |
| Molina | MME | $11.77 | — |
| Cenpatico | BHMGMCR | $11.77 | — |
| Molina | MMP | $11.77 | — |
| Imperial Insurance Company | MCR | $11.88 | — |
| Universal Healthcare Group | MCR | $12.96 | — |
| Aetna | QHPHIX | $13.74 | — |
| Verda Health Plan | MGMCR | $14.04 | — |
| Bravo Health | MCRPPO | $16.20 | — |
| Bravo Health | MCRPFFS | $16.20 | — |
| Bravo Health | MCRHMO | $16.20 | — |
| Bravo Health | MCRPOS | $16.20 | — |
| Bravo Health | MCRSNP | $16.20 | — |
| BCBS | BluePremier | $16.74 | — |
| BCBS | BlueAdvantageHMO | $18.90 | — |
| BCBS | MyBlueHealth | $18.90 | — |
| Aetna | NewBusiness | $18.92 | — |
| Superior | ValueHMO | $19.33 | — |
| Aetna | Meritain | $20.15 | — |
| Aetna | COMM | $20.15 | — |
| USA Managed Care | WORKERSCOMP | $20.52 | — |
| Corvel Corporation | WORKERSCOMP | $21.38 | — |
| Aetna | OON | $23.72 | — |
| Superior | EPO | $24.19 | — |
| Superior | HMO | $24.19 | — |
| BCBS | BlueEssentials | $26.68 | — |
| BCBS | BlueEssentialsAccess | $26.68 | — |
| BCBS | EPOSOA | $27.97 | — |
| Oscar | HIX | $28.08 | — |
| Molina Healthcare | HIX | $28.30 | — |
| BCBS | PPO | $29.27 | — |
| Cigna | LocalPlus | $41.31 | — |
| Cigna | NewBusiness | $41.35 | — |
| Cigna | NetworkBenefit | $46.14 | — |
| Cigna | OpenAccessPlus | $46.14 | — |
| Cigna | HMO | $46.14 | — |
| Cigna | AllOther | $58.40 | — |
| Humana | COMM | $120.04 | — |
| Superior Health Plan | MCDSTAR | $142.53 | — |
| Superior Health Plan | CHIP | $142.53 | — |
| Superior Health Plan | STARKids | $142.53 | — |
| Superior Health Plan | STARPLUS | $142.53 | — |
| Superior Health Plan | STARHealth | $142.53 | — |
| Cigna | IFP | $274.87 | — |
| Cigna | QHP | $285.06 | — |
| United | OptionsPPO | $380.75 | — |
| Healthcare Highways | NarrowNetwork | $498.85 | — |
| Evry Health | COMM | $525.32 | — |
| Unicare | CHIP | $529.39 | — |
| Healthcare Highways | CityofPlano | $688.21 | — |
| City of McKinney | COMM | $712.64 | — |
| BCBS | Traditional | $904.03 | — |
| Fidelis SecureCare | MGMCR | $916.25 | — |
| National ChoiceCare | WCOMP | $1,018.05 | — |
| Aetna | ASA | $1,073.03 | — |
| Physicians Coop of TX | MGMCR | $1,119.86 | — |
| Rockport Health Group | WORKERSCOMP | $1,119.86 | — |
| Aetna | WCOMP | $1,119.86 | — |
| PC Texas Partners | WCOMP | $1,119.86 | — |
| Averde Health, Inc | PPO | $1,180.94 | — |
| Magellan BH | Pinnacle | $1,221.67 | — |
| Value Options Behavioral Health | COMM | $1,221.67 | — |
| Magellan BH | Summit | $1,221.67 | — |
| Humana | BHCOMM | $1,323.47 | — |
| Multiplan PHCS | PrimaryNetwork | $1,425.28 | — |
| Mega Life | MGMCRPPO | $1,425.28 | — |
| Coastal Comp Health Networks | WCOMP | $1,425.28 | — |
| Aetna Coventry First Health | COMM | $1,480.25 | — |
| LEWISVILLE ISD/DLS CONSULTING | COMMPPO | $1,527.08 | — |
| Cigna Behavioral Health | COMM | $1,628.89 | — |
| HealthSmart Preferred Care | PPO | $1,628.89 | — |
| USA Managed Care | COMM | $1,628.89 | — |
| ComPsych Corporation | COMM | $1,628.89 | — |
| Galaxy Health Network | PPO | $1,730.69 | — |
| National Healthcare Solutions | COMM | $2,036.11 | — |
| Independent Medical Systems | COMM | $2,036.11 | — |
| Unicare | MCD | $2,036.11 | — |
| Curative Administrators | COMM | not published by hospital | — |
Visitor-reported prices
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Culture afb any source at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY | McKinney | $155.04 | $9.07 – $193.80 |
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $155.04 | $9.07 – $193.80 |
| Adventhealth Rollins Brook | Lampasas | $206.88 | $9.72 – $41.58 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $155.04 | $9.07 – $193.80 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $152.68 | $12.00 – $229.01 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $164.73 | $9.07 – $205.91 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $155.04 | $9.07 – $193.80 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $152.68 | $9.70 – $229.01 |